Home Loan is a product with so many variations in Eligibility, Rate of interest (Fixed, Floating, and Mixed), and Loan amount. It is really difficult for a customer to gather the information about the major players for the same. We are here to help you realize your long cherished dream of owning your home through hassle free and customer friendly home loans. So click on the below given banks to know the documents required, eligibility, home loan interest rates and Articles about banks offering home loans.
HDFC Ltd is leading NBFC providing Mortgage Loan to Salaried / Self Employed/ Professionals
Having offices all over India
Type of Home Loan:-
- Home Loan
- Home Improvement LOan
- Home Extension LOan
- Plot Loan
- Loans to Professionals
~ Largest Private sector bank with maximum approved Builders.
~ Subvention plans with Major Builder ~ Under Construction Property: [Flexi / Ready to move/ Down Payment] ~ Ready to Move : Sale Deed/ Conveyance Deed/ Approved MAP must ~ Fastest Processing with transparency. ~ Loan to Value of Property Upto 80% ~ Loan up to 30 yrs
Deutsche Bank established its first branch in India in 1980. Currently, it has over 7,800 employees in the country, operating branches in 15 cities.
Deutsche Bank was founded in Berlin to promote and facilitate trade relations between Germany and international markets.
Axis Bank is one of the leading private sector bank in India. Axis Bank offers financial services to customer segments Various kind of Manufacturing/ Trading /Services.
The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India ,Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd.
Indiabulls Housing Finance Ltd
3rd largest housing finance company in India, regulated by the National Housing Bank (NHB) and listed on the Bombay Stock Exchange and the National Stock Exchange.
It was established as a wholly owned subsidiary of Indiabulls Financial Services Ltd (IBFSL), a leading non-banking financial company providing home loans, commercial vehicle loans and business Loans that was established in 2000. In early 2013, keeping with IBFSL’s long-term commitment to the ho
1. Home Saver: SCB will open a current account in the name of borrower. Interest is calculated on the daily basis and amount used. For example: If A got a loan of Rs. 100lacs and after sometime he deposited Rs.10lacs in the account. Then from now on interest will be calculated only on Rs.90lacs or principle outstanding. You can withdraw Rs. 10lacs anytime. Your interest will be saved on Rs.10lacs for the number of days it is been kept in the account. The maximum withdraw or deposite limit is your principle outstanding.
Here interest is calculated on the daily basis and few transtions in this account can make a big difference.
2. Free Property Valuation: When purchasing a property, it’s important to know the bank valuation as
the loan amount depends on it. Standard Chartered Bank provides you a free property
valuation and makes it easier for you to decide on the Home Loan amount. Following are the only documents required for free property valuation:
a. One passport size photo of each applicant.
b. Filled Standard Chartered Bank Home Loan application form.
LIC housing finance limited has numerous offerings for people interested in purchasing LIC housing loan based on the individuals need and preferences. Here are some of the LIC housing loans plans that are offered by them at LIC housing finance ltd:
* LIC housing finance ltd has LIC Griha Prakash and Griha Laxmi LIC home loans plan where individuals can get LIC housing loan amounting to 85% of the total property cost provided the total value of the property doesn’t exceed the value of 1