Eligibility Criteria & Documentation required for Axis Bank home loan



Self Employed

Age 21 years to 60 years 21 years to 65 years
Income 2,00,000 p.a 2,00,000 p.a
Loan Amount Offered Upto 5 crore upto 10 cr
Tenure  5 - 25 years 5 - 25 years
Current Experience 2 years 2 years
Processing Fee
10000/- + Service Tax 0.25% of Loan Amount
  • ID and pan card copy
  • Address proof
  • 6 months bank statement from salary account
  • Form 16
  • 3 months salary slip
  • Passport size photo
  • Under Construction Property: Down Payment Receipt, Agreement to Sell from Builder, Tri party Agreement
  • Ready to Move : Sale Deed/ Conveyance Deed/ Approved MAP
  • Processing fee cheque
  • ID and pan card copy
  • Address proof.
  • 1 passport size photo
  • Copy of bank statement (current account) for last one year
  • Income Proof:  ITR with computation of income, Balance sheet and Profit and Loss account statements.

  • Tenure can range up to 25 years for Housing Loan.
  • " Happy Ending Home Loan" Last 12 EMIs waived off*:
  • Self Employed Axis Bank Empower Home Loan for 3 rates reduction After expiry of 3/5/7 Yrs.

Axis Bank housing loans are designed for today’s home-hunter. Our easy home loans are rich in features and offer a number of benefits.

  • Attractive housing finance rates: We offer attractive interest rates that make your housing loans affordable and easier on your pocket every month.
  • Flexible rates: Choose between fixed and floating rate options depending on which way you think interest rates are moving.
  • Balance transfer facility: Not satisfied with your existing Home Loan provider? You can transfer your Home Loan to us without any hassles.
  • Doorstep service: You don't have to go the bank for Home Loans; the bank will come to your doorstep. Perfect for those leading busy lives.
  • Nil prepayment charges* : Come into some money and want to pay off your housing loan early? You can do that at Axis Bank without worrying about prepayment charges.

    * Valid only on floating interest rate Home Loans.

Rate of Interest:


Up to 28 Lacs:     9.45%

Above - 28 Lacs : 9.5%


  Up to 28 Lacs:    9.55%

 Above - 28 Lacs : 9.60%

 Home Loan for 25 years: Reduce your emi and become eligible for higher loan amount by increasing the Home Loan tenure upto 25 years.

  1. NIL Balance transfer: Now you can switch your Home Loan from Axis Bank to any other bank without paying any penalty. 
  2. Processing Fees: Cheque shall be banked only if loan sacntioned

Apply Axis Bank Home Loan