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Indiabulls Housing Finance Ltd 3rd largest housing finance company in India, regulated by the National Housing Bank (NHB) and listed on the Bombay Stock Exchange and the National Stock Exchange. It was established as a wholly owned subsidiary of Indiabulls Financial Services Ltd (IBFSL), a leading non-banking financial company providing home loans, commercial vehicle loans and business Loans that was established in 2000. In early 2013, keeping with IBFSL’s long-term commitment to the ho
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Features & Benefits of INDIABULLS home loan.

Maximum loan

80% of the cost of the property (including the cost of the land) and based on the repaymentcapacity of the customer for loans beyond 20 lacs. We offer upto 85% of the cost of the property if your loan requirement is upto 20 lacs·          

Maximum Term

20 years subject to your retirement age.·         

Applicant and Co- Applicant to the loan

Home Loans can be applied for either individually or jointly. Proposed owners of the property,

will have to be co-applicants. However, the co-applicants need not be co-owners.·  

Adjustable Interest Rate Home Loan

Loan under Adjustable Interest Rate is linked to benchmark rates of IHFL. The rate on your loan

may be revised from the following month, if there is a change in the benchmark rate of IHFL.

However, the EMI on the home loan disbursed will not change*. If the interest rate increases, the

interest component in an EMI will increase and the principal component will reduce resulting in

an extension of term of the loan, and vice versa when the interest rate decreases.


Special Features of INDIABULLS home loan.

  • Get home loan sanction letter in 48 Hrs.
  • Doorstep Assistance
  • Discounted Processing Fees for Loan above 50 Lacs
  • Approval of loan even if property is yet to be selected
  • Online access of Loan account
  • Funding available for NRI customers
  • Facility for funding for builder’s under construction and ready properties
  • Experienced staff to provide doorstep services
  • Quick processing and disbursal of loans


Eligibility Criteria & Documentation required for INDIABULLS home loan

    Salaried   Self Employed
Age 21 years to 60 years 21 years to 65 years
Income Above Rs. 300,000 (pa) Audited Financials
Loan Amount Offered Upto 25 CR Upto 25CR
Tenure  20 - 25 years 25 years
Current Experience > 2 year >3 year
Processing Fee
10000/- + service tax 10000/- + service tax

1) ID and pan card copy

2) Address proof

3) 6 months bank statement from salary account

4) Form 16

5) 3 months salary slip

6) Passport size photo

1) ID and pan card copy
2) Address proof.
3) 1 passport size photo
4) Copy of bank statement (current account) for last one year
5) Two years ITR with computation of income,balance sheet and profit and loss account statement

6) Company profile on letter head
7) Sale tax / VAT return/ Service Tax (if applicable)

Compare Home Loan Interest Rates


Disclaimer : Please note that the interest rates and eligibility criteria given here are subject to change by the management of concerned bank/ Institution. Users are advised to recheck the same with the loanmoney.in. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

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