Know About How to Apply Persoanl Loan in Delhi/NCR through LoanMoney
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Apply for Personal Loan in Delhi NCR Through LaonMoney

Apply Personal Loan in Delhi NCR

Before you start applying for personal loan, it is necessary to choose the best bank for it. The process of choosing the best source of personal loans is as follows:

Choice of lender institution for Apply Personal Loan

  • Foreign Banks like Deutsche, HSBC
  • RBI governed Scheduled banks SBI, PNB , Canara Bank etc
  • Private Banks like HDFC, AXIS. Lender Company which has transparency, commitment and customer friendly policies and procedures.  Quick Form for Personal Loan in Delhi NCR Click here

How to apply for Personal Loan

  • First, check out the banks in your area who are giving personal loans. Sometimes, there may be limits on how much loan the bank can give. If you require money in excess of this, you should look for other banks.
  • Gather data from all the banks in your area. Then compare among them to choose the best. Then apply to your chosen bank. Do not apply to a number of banks and then choose one.
  • Check the EMI per month that you will need to pay. You can multiply this by the total tenure of the loan to know exactly how much you will be paying extra. You can do this for the different banks to find out where you need to pay the least.
  • Most banks charge a processing fee to disburse your personal loan. Compare the fees of different banks to get an idea of the expenditure. There is no need to pay fees to any individual when you take out a personal loan.
  • If there is a pressing need for money, then the time of disbursal of the loan can be an important consideration. Compare this time period for the different banks. A bank that sends representatives to your house to complete the process will likely get the matter done faster than a bank that asks you to visit the branch.
  • Compare the prepayment charges for the different banks if you are planning to pay off your loan in lump sums. Opt for those that allow 0% prepayment charges.  Quick Form for Personal Loan in Delhi NCR Click here

Important Points to Consider for Personal Loan

A personal loan is an unsecured loan which can come in very handy during the times of need. It has the potential to rescue you out of an immediate financial requirements. This is because it gets processed quickly and the amount is transferred into your bank account, thus enabling you to meet your financial requirements.

  • Credit History: Before applying for the loan, you should check your credit score in order to know the likely prospects of getting the loan sanctioned. Most importantly, if there are any pending credit card dues, then you should immediately pay them off as this will reflect in your credit history while your application is getting processed.
  • Penalty Charges: In case you are not able to pay your dues on time, there is generally a very heavy penalty that is charged on your loan account. You should find out about the exact details regarding the penalty that may get levied in case of any such circumstance arising in the future. You want to ensure the affordability factor of the loan right from the beginning.
  • Hunt for the best deal: This refers to applying for a loan with the lowest interest rate. The lower the interest rate, lesser the cost of borrowing money from the lender. Also, check for the tenure of the loan. If you would like to pay EMI on personal loans for a longer duration, then opt for a loan which gives you the flexibility to pay in that manner.
  • Interest Rates: As personal loans are unsecured, they attract a very high interest rate. This is because you need not keep any asset as collateral. This also does not give the lender any guarantee of receiving the amount back. Hence, the nature of this loan also makes it that much more difficult to obtain as compared to getting a secured loan disbursed into your account. You may either apply for a fixed rate or a variable rate when it comes to choosing the type of loan.
  • Need or greed? : This refers to the intention for which you are applying for the loan. Personal loans are made available for genuine needs like marriage, hospitalization or whether it is taking a personal loan for education. But if you wish to obtain the amount and invest it in stocks or commodities in order to generate a higher return by speculating, then it is highly not recommended.  Quick Form for Personal Loan in Delhi NCR Click here

Factors of Personal Loan

  • Income: Lenders prefer your monthly debt payments to be less than 43 percent of your income, GBR says.
  • Employment History: Ideally, you’ll have a history of stable employment that proves you have income to pay off the debt.
  • Repayment History: In addition to your score, lenders look at your repayment activity. If you have any unpaid debts or late payments, that could affect your eligibility.
  • Equated Monthly Installment: This is what your monthly payment has to be in order to pay off your loan in a certain amount of time. Combined with the other factors, it’ll tell the lender (and you) if you can afford to pay off the loan in time.  Quick Form for Personal Loan in Delhi NCR Click here

LoanMoney can provide Personal Loan from:-

Personal Loan from Nationalised Bank: Canara Bank, Allahabad Bank, Andhra Bank, Bank of India, Bank of Maharashtra, Central Bank of India, Dena Bank,IDBI Bank, Jammu and Kashmir Bank, Karnataka Bank, Punjab and Sindh Bank, Syndicate Bank, UCO Bank, Union Bank of India, United Bank of India, Vijiya Bank, State Bank of India, Punjab National Bank and Bank of Baroda.

Personal Loan from Private Bank: Bandhan Bank, Corporation Bank, DCB Bank, Federal Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, Oriental Bank of Commerce, South Indian Bank, HDFC Bank, ICICI Bank , Yes Bank, Axis Bank, Kotak Mahindra Bank, Standard Chartered Bank, HSBC Bank, Deutsche Bank, Induslnd Bank and RBL Bank.

Personal Loan from Non Banking Financial Company (NBFC): DHFL Home, Indiabulls, Tata Capital, Bajaj Finserv, Capital First, Fullerton India, Aditya Birla Finance, LIC Housing Finance, Magma Fincorp, Reliance Capital and Tata Capital.

LoanMoney will get you an approval in Less Processing Time, Easily Available Loan, Lowers Interest Rates, No Agent or Middleman Charges.

Know more about Personal Loan

Personal Loan Interest Rates

LoanMoney has clearly explained about Personal Loan Interest rate. If you want to apply for Personal Loan with the lowest interest rates as applicable to your unique credit profile, LoanMoney can guide you through the entire application process and match you with the  best offered interest rates suited to your credit needs. Read more...

Personal Loan Documentation

Enjoy a wide range of benefits, speedy documentation, and competitive rates when you choose a Personal Loan. You can meet all your financial needs Children's Education, Medical Emergencies, Wedding Expenses, Home Renovation, Starting a Business or even for closing any other Financial Liabilities without any hassles. Read more...

Personal Loan Frequently Asked Questions (FAQ)

Have a Question regarding Personal Loans? Check out Frequently Asked Questions about Personal Loans. Find the answers to all your Personal Loan queries and Get your clarification. Read more...

Why choose LoanMoney for taking Personal Loan in Delhi NCR

  • Easily Available: - Personal Loans are offered at reasonable interest rates and it is easy and convenient to get Personal Loan from in comparison to Personal Loans from other Banks or NBFCs.  Quick Form for Personal Loan in Delhi NCR Click here
  • No Agent or Middleman Charges: - In order to get Personal Loan, you do not have to pay any agent or middleman charges. LoanMoney as your Loan Agency help you avoid unnecessary delays and expenses. You can directly approach the LoanMoney for Personal Loan for the immediate financial need.
  • Unsecured Loan: - Personal Loan is an unsecured loan. There is no collateral security required in order to get this Personal Loan. All that is required is your ability to pay back the money. You are not required to mortgage any of your assets or provide for any kind of guarantee.
  • Less Processing Time: - LoanMoney guarantees that the processing time involved in getting  Personal Loan is very less.
  • All Purpose Loan: - Personal Loans is such where it is not mandatory for you to specify the cause for which you are to use the money. You can use the amount credited in your name for any purpose.
  • Minimum Paperwork: - LoanMoney ensures that getting a Personal Loan does not require verification of any asset or any other kind of proofs and certificates that involve a lot of paperwork.
  • Schemes and Offers: - LoanMoney keeps you updated with special schemes and offers of  Personal Loans for professionals like Chartered Accountants, Doctors and Architects etc.
  • Amount and Tenure: - Personal Loans are offered ranging from Rs15K to Rs 20 lakh. The repayment can be made through EMIs which is an option available. Loans tenure may depend upon the amount borrowed and may be from 12 months to 60 months. LoanMoney advises its customer to opt for  Personal Loan instead of going for borrowing cash from credit card as the interest rate is comparatively low for Personal Loan. Quick Form for Personal Loan in Delhi NCR Click here

LoanMoney will get you an approval in quickest possible time. All you need to do is visit and fill an enquiry form. You can also drop a mail to or call to +91-8130 222 111. A LoanMoney representative will get in touch with you and collect your documents from your doorstep.


Apply Personal Loan


It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.


Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.


Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.


A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.

Different Purposes for Personal Loan through LoanMoney

Marriages are made in heaven and its celebration is one of the happiest and memorable events for married couples and their families. Wedding loan is available to people looking to meet their wedding expenses in order to make the wedding a grand success.
Debt consolidation/ Financial Restructuring is a process to streamline one’s financial stability and debt. Thus by consolidating many small debts with one debt, one gets favourable payment off terms and lower burden of EMI.
Home is the place where your story generates. Home Renovation Loans are designed for the purpose of renovating a house and can be taken by a person who owns the property to be renovated.
A Medical Loan is extended by a bank or a financial institution under the category of personal loans. A medical loan can be used for multiple emergency purposes such as an operation, surgery, procedure, therapy or for any concern related to health.
The Education Loanaims at providing financial support from the bank to deserving/ meritorious students for pursuing higher education in India and abroad. Students enrolled in career-oriented courses e.g. medicine, engineering, management etc, can avail this.
Balance transfer is the process where a customer transfers his outstanding principal amount to another bank or financial institute primarily for a better rate of interest and also for better features. Balance transfer reduces your interest rates and finally ensure saving.
Travel loan is a kind of Personal Loan that you can apply while planning a travel. It can help to cover the costs associated with your holiday, such as airfares, accommodation, hotel fares, tour packages, travel gears/accessories, or any other type of expenses associated with your travel.
The Credit Card Payment Loan is designed to allow you to take control of your finances and pay your credit cards off faster. This is made possible by consolidating your high-interest card balances into one monthly payment at a fixed rate and term.

Disclaimer: LoanMoney is not a Loan Providing Organization. We are facilitating the Loan Process from various Banks & NBFC. The rate, eligibility criteria, term & conditions of various banks are subject to change as per bank discretion. We try our best to keep the data up-to-date, but we can't guarantee the accuracy of data provided in this site. LoanMoney help you to embark on your dream at the right time with many Banks/NBFC's Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.

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