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Axis Bank Personal Loan - Frequently Asked Questions in Delhi NCR through LoanMoney

Frequently Asked Questions for Axis Bank Personal Loan

LaonMoney is an Authorized Direct Selling Agents of various National, Multinational and Non Banking Financial Companies for promoting their sales for asset division.

LoanMoney has given some of the basic and the major concerns which applicants have when they apply for an Axis Bank Personal loan through LoanMoney.

Have a Question regarding Personal Loans? Check out Frequently Asked Questions about Personal Loans. Find the answers to all your Personal Loan queries and Get your clarification right here.

Quick Form for Personal Loan in Delhi NCR Click here

What is the turnaround time for decisioning a Personal Loan application?
Axis Bank will convey its decision within 30 working days from the date of receipt of the application provided the application is complete in all respects. The computation of 30 days shall starts from the day on which all documents required for a proper appraisal of the application are provided by the Customer to bank.

What is the location and the timing of the Axis Bank Loan Center closest to me?
For a complete list of Axis Bank Loan Center addresses and hours of service, please click here.

What is the minimum and maximum amount of Personal Loan that I can get?
At Axis Bank, you can get a Personal Loan from Rs. 50,000 to Rs. 15 lakhs. Some of the factors we consider when deciding a loan amount are:

  • Your requirement and eligibility
  • Your income
  • Your repayment capacity

What is the tenure for which I can avail a Personal loan?
We offer you a flexible tenure ranging from 12 to 60 months. For more features of Axis Bank Personal Loans, please click here.

Do I need to pay a fee to apply for an Axis Bank Personal Loan?
Yes, banks charge a non-refundable processing fee for every Personal Loan application. The processing charge to avail of an Axis Bank Personal Loan ranges between 1.5% to 2% of the loan amount plus service tax as applicable.

Are there any charges after I get an Axis Bank Personal Loan?
There may be. To check the schedule of charges associated with transactions, please click here.

What are my different options for making my EMI payments? Is there a preferred one?
You may repay your Personal Loan in any of the following three ways:

  • Standing Instruction (SI): This mode can be used if you have an existing savings, salary, or current account with Axis Bank. You may wish to open a savings account with Axis Bank to use this option. Your EMI amount will be debited automatically at the end of the monthly cycle from the Axis Bank account you specify.
  • Electronic Clearing Service (ECS): This mode can be used if you have a non-Axis Bank account and would like your EMIs to be debited automatically at the end of the monthly cycle from this account.
  • Post-Dated Cheques (PDCs) : You can submit post-dated EMI cheques from a non-Axis Bank account at your nearest Axis Bank Loan Center. A fresh set of PDCs will have to be submitted in a timely manner. Please note Post Dated Cheques will be collected non-ECS locations only.

We recommend that you opt for either the SI or ECS mode of payment as they are both faster and less prone to error than the use of PDCs.

Quick Form for Personal Loan in Delhi NCR Click here

Can I make part-prepayment towards my Axis Bank Personal Loan? Will any charge be applicable?
Yes, you can make a part-prepayment towards your Personal Loan at your nearest Axis Bank Loan Center. Currently, Axis Bank levies no charge for part prepayment.

How do I foreclose my Personal Loan? Will there be any charge for the foreclosure?
Before we process a foreclosure, all outstanding dues must be cleared. So we request you to first check for and clear any remaining amount that may be payable towards your Personal Loan by requesting a foreclosure statement from your nearest Axis Bank Loan Center.
Once all outstanding dues have been cleared, please submit a foreclosure request at the Loan Center, and we will begin processing your request.
Currently, Axis Bank levies no charge for pre-closure of a Personal Loan account.

Are there any charges or fee payable for availing Axis Bank Personal Loans?
An upfront fee called the processing fee or processing charge is payable by the applicant when he applies for the Personal Loan. This is a non-refundable fee payable on application. The rate of the processing fee ranges from 1.5% to 2% of the amount of loan sanctioned exclusive of applicable service tax.

What is the period of repayment granted by the bank for Axis Bank Personal Loans?
Axis Bank grants a tenure ranging from 1 year to 5 years. The applicant can choose any repayment tenure as long as it is within this available range of tenure for Axis Bank Personal Loan LoanMoney.

Is the option of foreclosing the Axis Bank Personal Loan allowed under the Personal Loan scheme?
Ans: The statement would depict any dues remaining and they should be cleared. Once the dues are completely cleared off,   Axis Bank Personal Loan can be foreclosed. There would be no inherent charges when the applicant opts for foreclosing the Personal Loan taken. Any existing dues in respect of the loan would have to be cleared first. The applicant can check the outstanding balance of his loan by requesting a foreclosure statement.

Why to take personal loan from Axis Bank?
LoanMoney offers Personal Loan from Axis Bank at 11.25% rate with the lowest EMI of Rs. 2,187 per lakh. If you are paying EMI more than this then you can opt for balance transfer and relocate your Personal Loan to Axis Bank.

Loan from Axis Bank in Delhi NCR

With Axis Bank Personal Loan don't let money come in the way of your personal aspirations. Be it a home decoration or wedding or traveling to your favorite destination, you can instantly fulfill it with Axis Bank Personal Loans. So don't think, make it happen! The features of our Personal Loans are “No pre-payment and foreclosure charges”, “loan amount starting from Rs. 50,000 to Rs. 15,00,000”, “flexible repayment tenure”. Read more...

Axis Bank Personal Loan in Delhi NCR

Axis Bank division of personal Loan provides unsecured, collateral free Loans upto Rs. 20 Lacs to Employees of Private Limited, Government, PSU and Defence Personel with Minimum Documents and Fastest Loan Processing. Be it a home decoration or wedding or traveling to your favorite destination, you can instantly fulfill it with Axis Bank Personal Loans. So don't think, make it happen! Read more...

Axis Bank Personal Loan in Delhi/NCR through LoanMoney

How much interest is charged by Axis Bank on personal loan?
LoanMoney offers Personal loan interest rates from Axis Bank are 11.25% to 24.00%.

What is the lowest EMI per lakh on personal loan from Axis Bank?
If you apply for loan from LoanMoney for Axis Bank Personal Loan, your lowest EMI per lakh will be Rs. 2,187.

What is the minimum and maximum tenure of Axis Bank Personal Loan
You can repay your Axis Bank Personal Loan n a flexible period of minimum 12 months to maximum 60 months.

How much Personal Loan amount I can borrow from Axis Bank?
Axis Bank offers you loan if you need a minimum amount of Rs. 50,000 to a maximum amount of 1,500,000.

How much processing fee is charged by Axis Bank on personal loan?
Axis Bank charges a processing fee of 2% to 3% with applicable service tax.

Is age an eligibility factor to get Personal Loan from Axis Bank?
Yes, age is an important eligibility factor to get Axis Bank Personal Loan It should be at least 21 years old at loan approval time and 60 years old at loan maturity time.

Quick Form for Personal Loan in Delhi NCR Click here

Are there any prepayment charges on personal loan from Axis Bank?
You can take personal loan from Axis Bank with Prepayment charges vary by year: 2nd year - 4%; 3rd year - 3%, after 3 years - 2%.

Can I add my spouse's income while applying for personal loan from Axis Bank?
You can combine your income with the income of your spouse to increase your loan eligibility and to get higher loan amount.

Know more about Personal Loan in Delhi NCR

Features & Benefits for Axis Bank Personal Loan in Delhi NCR through LoanMoney

LoanMoney is one of the top Personal Loan providers from Axis Bank in Delhi/NCR, as LoanMoney aim to give personal attention to each Personal Loan applicant LoanMoney ensures that Personal Loan facilitation from Axis Bank and approval process for each applicant is fast tracked without any unnecessary delays. The Features and Benefits are mentioned below. Read more...

Eligibility & Documentation for Axis Bank Personal Loan in Delhi NCR through LoanMoney

LoanMoney will help you to achieve all your financial goals from Axis Bank Personal Loan. With Personal Loan EMI Calculator you can calculate your monthly installments process before you apply for a Personal Loan and have a definite estimate of your monthly payments well in advance. The documents and eligibility criteria are mentioned below. Read more...

Fees and Charges for Axis Bank Personal Loan in Delhi NCR through LoanMoney

LoanMoney has clearly explained about Axis Bank Personal Loan Interest rate. If you want to apply for Axis Bank Personal Loan with the lowest interest rates as applicable to your unique credit profile, LoanMoney can guide you through the entire application process and match you with the best offerd interest rates suited to your credit needs. Read more...

Apply for Personal Loan, Home Loan, Business Loan & Loan Against Property in Delhi & NCR through LoanMoney

Home Loan in Delhi NCR through LoanMoney

Home Extension Loan is useful when you want to add more space to your existing home. We make it easy for you to extend your existing residential property as per your requirements. You often renovate your home to suit your changing needs. This loan can be used to carry out repairs / improvements within your existing owned residential properties.

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Personal Loan in Delhi NCR through LoanMoney

Personal loans are taken primarily for fulfilling your personal aspirations such as vacation, a perfect wedding, home renovation or a much desired gadget. In addition to being relatively easy to apply for, personal loans are unsecured loans which means that you don't need any collateral to take this loan. They are one of the simplest form of loans with customer-friendly repayment terms.

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Loan Against Property in Delhi/NCR through LoanMoney

A sudden requirement of funds is an unavoidable circumstance of business or personal life. Whether a personal necessity (hospitalization, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments.
In this context, it is pertinent to consider an invaluable alternative source of finance known as Loan Against Property (LAP). This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinizing the validity of the said property and its current market value.

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Business Loan in Delhi/NCR through LoanMoney

Running a business is not easy. You have to constantly think of ways and means to keep it going and growing. As a part of the growth plan, you require financing for expanding operations or to buy new equipment or inventory or simply increase the working capital. To help you with your financing needs we offer Business Loans that will help your business grow.

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Why choose LoanMoney for taking Personal Loan in Delhi NCR

  • Easily Available: - Personal Loans are offered at reasonable interest rates and it is easy and convenient to get Personal Loan from in comparison to Personal Loans from other Banks or NBFCs.
  • No Agent or Middleman Charges: - In order to get Personal Loan, you do not have to pay any agent or middleman charges. LoanMoney as your Loan Agency help you avoid unnecessary delays and expenses. You can directly approach the LoanMoney for Personal Loan for the immediate financial need.
  • Unsecured Loan: - Personal Loan is an unsecured loan. There is no collateral security required in order to get this Personal Loan. All that is required is your ability to pay back the money. You are not required to mortgage any of your assets or provide for any kind of guarantee.
  • Less Processing Time: - LoanMoney guarantees that the processing time involved in getting  Personal Loan is very less.
  • All Purpose Loan: - Personal Loans is such where it is not mandatory for you to specify the cause for which you are to use the money. You can use the amount credited in your name for any purpose.
  • Minimum Paperwork: - LoanMoney ensures that getting a Personal Loan does not require verification of any asset or any other kind of proofs and certificates that involve a lot of paperwork.
  • Schemes and Offers: - LoanMoney keeps you updated with special schemes and offers of  Personal Loans for professionals like Chartered Accountants, Doctors and Architects etc.
  • Amount and Tenure: - Personal Loans are offered ranging from Rs15K to Rs 20 lakh. The repayment can be made through EMIs which is an option available. Loans tenure may depend upon the amount borrowed and may be from 12 months to 60 months. LoanMoney advices its customer to opt for  Personal Loan instead of going for borrowing cash from credit card as the interest rate is comparatively low for Personal Loan.

LoanMoney will get you an approval in quickest possible time. All you need to do is visit and fill an enquiry form. You can also drop a mail to or call to +91-8130 222 111. A LoanMoney representative will get in touch with you and collect your documents from your doorstep.

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It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.


Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.


Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.


A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.

Different Purposes for Personal Loan through LoanMoney

Marriages are made in heaven and its celebration is one of the happiest and memorable events for married couples and their families. Wedding loan is available to people looking to meet their wedding expenses in order to make the wedding a grand success.
A Medical Loan is extended by a bank or a financial institution under the category of personal loans. A medical loan can be used for multiple emergency purposes such as an operation, surgery, procedure, therapy or for any concern related to health.
Balance transfer is the process where a customer transfers his outstanding principal amount to another bank or financial institute primarily for a better rate of interest and also for better features. Balance transfer reduces your interest rates and finally ensure saving.
The Credit Card Payment Loan is designed to allow you to take control of your finances and pay your credit cards off faster. This is made possible by consolidating your high-interest card balances into one monthly payment at a fixed rate and term.
The Education Loan aims at providing financial support from the bank to deserving/ meritorious students for pursuing higher education in India and abroad. Students enrolled in career-oriented courses e.g. medicine, engineering, management etc, can avail this.
Travel loan is a kind of Personal Loan that you can apply while planning a travel. It can help to cover the costs associated with your holiday, such as airfares, accommodation, hotel fares, tour packages, travel gears/accessories, or any other type of expenses associated with your travel.
Debt consolidation/ Financial Restructuring is a process to streamline one's financial stability and debt. Thus by consolidating many small debts with one debt, one gets favourable payment off terms and lower burden of EMI.
Home is the place where your story generates. Home Renovation Loans are designed for the purpose of renovating a house and can be taken by a person who owns the property to be renovated.

Disclaimer: LoanMoney is not a Loan Providing Organization. We are facilitating the Loan Process from various Banks & NBFC. The rate, eligibility criteria, term & conditions of various banks are subject to change as per bank discretion. We try our best to keep the data up-to-date, but we can't guarantee the accuracy of data provided in this site. LoanMoney help you to embark on your dream at the right time with many Banks/NBFC's Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.

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