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Axis Bank Personal Loan for Home Renovation in Delhi NCR through LoanMoney

About Axis Bank Personal Loan for Home Renovation

Home is the place where your story generates. All your dreams of making your place into a lovely home can be fulfilled easily through LoanMoney. Start renovating your place a more beautiful one with Axis Bank Personal Loan for Home renovation. Designing interiors or home improvement can bring lot of hassles such as deposit for the contractor, costs and quality raw materials, hiring an interior decorator/planner and above all, putting your own efforts to make all your dreams come alive in those four walls. But with Axis Bank Personal Loan for Home renovation through LoanMoney, insufficient funds would no longer be an issue. With the help of Axis Bank Personal Loan through LoanMoney you can submit your documentation easily for Home Renovation Loans and it will be disbursed quicker, so that you can get your work started smoothly. 

Home Improvement Loan covers- 

  • Water-proofing & roofing
  • Tiling and flooring
  • Plumbing & electrical work
  • False ceiling & woodwork (fixed to the building)
  • Complete renovation of already owned residential property
  • Upgradation
  • Repair of your house/flat
  • External & internal repairs/paint

 

Documentation Required for Home Renovation Loan

  • The first document will be the application form for the Loan with photographs.
  • Both salaried and self-employed people may be required to submit salary statements.
  • You may also need to provide bank statements covering the last 6 months.
  • You may be asked to provide Form 16s and IT returns or ITAO documents.
  • You must also submit a quotation from your architect on the estimate on how much the renovation is going to cost.
  • An address proof will also be required. This can be a drivers license, passports, ration cards, etc.
  • In some cases an identity proof may also be asked for which it can be driving licenses, Aadhar cards, passports, phone bills etc.
  • Pan cards, driving licenses, Aadhar cards and passports can also be submitted as proof of age, if required.

  

Features and benefits of Axis Bank Personal Loan

  • A Personal Loan can come handy when you are going on a Vacation, Renovating your Home or planning that Dream Wedding. Get a Loan between Rs. 50,000 to Rs. 15, 00,000 with minimal documentation and quick approval at Axis Bank. There are plenty of benefits when it comes to Personal Loans. You can transfer your existing Loans at higher rates to Axis Bank as well. One needs to be of a minimum age of 21 years and should have a valid set of documents like ID proof, income proof and residence proof amongst other documents to avail the Loan.
  • To ease the burden of paying off the Loan immediately, you may opt for the EMI (Equated Monthly Instalment) facility. The repayment tenure can range from anywhere between 12 to 60 months. Best rates are made available for all customers of Axis Bank!
  • To know how much you need to pay per month, there is a Personal Loan calculator at your disposal. You can choose your tenure and the amount that you are comfortable with to repay each month of the chosen tenure. With the Personal Loan EMI Calculator, you may also calculate the compound interest and know exactly how much you need to finally part with including the interest. With a quick approval on Personal Loans, see your aspirations turn into reality!

Axis Bank Personal Loan in Delhi/NCR through LoanMoney

 

Eligibility and documentation required for Axis Bank Personal Loan

Eligibility criteria for Axis Bank Personal Loans:

  • Applicant’s age should be between 21 and 60 years
  • Should be a salaried individual or salaried professional
  • Minimum monthly salary of Rs. 15,000
  • 1 year experience in current occupation
  • 1 year residing in current home address

 

Documentation required for Axis Bank Personal Loans:

  • Application form
  • Photograph
  • Age proof
  • ID proof
  • Income proof
  • Bank statement
  • Residence proof
  • Signature verification proof

 

Axis Bank Personal Loan Interest Rates

A Personal Loan ensures that you need not go back on your targets that you have set for yourself. Be it the perfect wedding for your daughter, the complete renovation for your new apartment or a fun-filled holiday for your family. Get the best Personal Loan Interest Rate with Axis Bank. Read More. 

Why choose LoanMoney for taking Home Renovation purpose Personal Loan from Axis Bank

Quick Loan disbursal 

When you apply for an Axis Bank Personal Loan for remodelling your house through LoanMoney, you won’t have to wait for weeks for the money to be transferred into your account; the Loan amount gets credited into your account within 72 to 120 hours (3 to 5 days!). The disbursal time is one of the benefits of Axis Bank Personal Loan. Therefore, it proves to be a huge blessing for you in case of an emergency. 

Easily Available – Getting Axis Bank Personal Loan for Home Renovation purpose is not a tough task. Axis Bank Personal Loan is offered at reasonable interest rates and it is easy and convenient to get Home Renovation Loan from Axis Bank in comparison get Personal Loan from other Banks or NBFCs.

No Agent or Middleman Charges– In order to get Home Renovation Loan from Axis Bank, you do not have to pay any agent or middleman charges. LoanMoney as your Loan Agency help you to avoid unnecessary delays and expenses.

Unsecured Loan –Axis Bank Personal Loan is an unsecured Loan. There is no collateral security required in order to get this Home Renovation Loan from Axis Bank. All that is required is your ability to pay back the money. You are not required to mortgage any of your assets or provide for any kind of guarantee. LoanMoney will try it best to ensure that Axis Bank become sure of your re-payment ability and Axis Bank will process the Loan.

Less Processing Time – LoanMoney guarantees that the processing time involved in getting Home Renovation Loan from Axis Bank is very less.

Minimum Paperwork – LoanMoney ensures that getting a Home Renovation Loan from Axis Bank does not require verification of any asset or any other kind of proofs and certificates that involve a lot of paperwork.

Schemes and Offers – LoanMoney keeps you updated with special schemes and offers of Axis Bank for professionals like Chartered Accountants, Doctors and Architects etc. 

 

About Axis Bank

Axis Bank, the third largest private Bank in the country is a Bank of choice by many when it comes for Personal Loans. Head quartered in Mumbai and with a wide network of branches in every nook and corners of India, Axis Bank offers Personal Loans to fulfil the Immediate Financial Requirements of a wide range of people living in any part of India. 

Personal Loans offered by Axis Bank are flexible with minimal documentation, fast approval and are open for all those who have a secure regular income, irrespective of the purpose of application. Personal Loans availed from Axis Bank can be used for any immediate financial needs like children's education, medical emergencies, wedding expenses, home renovation, starting a business or even for closing any other miscellaneous financial liabilities.

 

 

 

 

 

 
Loan Application

 

It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.

 

Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.

 

Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.

 

A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.

Different Purposes for Personal Loan through LoanMoney

Marriages are made in heaven and its celebration is one of the happiest and memorable events for married couples and their families. Wedding loan is available to people looking to meet their wedding expenses in order to make the wedding a grand success.
Debt consolidation/ Financial Restructuring is a process to streamline one’s financial stability and debt. Thus by consolidating many small debts with one debt, one gets favourable payment off terms and lower burden of EMI.
Home is the place where your story generates. Home Renovation Loans are designed for the purpose of renovating a house and can be taken by a person who owns the property to be renovated.
A Medical Loan is extended by a bank or a financial institution under the category of personal loans. A medical loan can be used for multiple emergency purposes such as an operation, surgery, procedure, therapy or for any concern related to health.
The Education Loanaims at providing financial support from the bank to deserving/ meritorious students for pursuing higher education in India and abroad. Students enrolled in career-oriented courses e.g. medicine, engineering, management etc, can avail this.
Balance transfer is the process where a customer transfers his outstanding principal amount to another bank or financial institute primarily for a better rate of interest and also for better features. Balance transfer reduces your interest rates and finally ensure saving.
Travel loan is a kind of Personal Loan that you can apply while planning a travel. It can help to cover the costs associated with your holiday, such as airfares, accommodation, hotel fares, tour packages, travel gears/accessories, or any other type of expenses associated with your travel.
The Credit Card Payment Loan is designed to allow you to take control of your finances and pay your credit cards off faster. This is made possible by consolidating your high-interest card balances into one monthly payment at a fixed rate and term.

Disclaimer: LoanMoney is not a Loan Providing Organization. We are facilitating the Loan Process from various Banks & NBFC. The rate, eligibility criteria, term & conditions of various banks are subject to change as per bank discretion. We try our best to keep the data up-to-date, but we can't guarantee the accuracy of data provided in this site. LoanMoney help you to embark on your dream at the right time with many Banks/NBFC's Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.

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