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Axis Bank Personal Loan for Professional in Delhi NCR through LoanMoney

Axis Bank Personal Loan for Professional in Delhi NCR

Axis Bank Personal Loan is flexible with minimal documentation, fast approval and are open or all those who have a secure regular income, irrespective of the purpose of application. Personal Loan availed from Axis Bank through LoanMoney can be used for any immediate financial needs like Children's Education, Medical Emergencies, Wedding Expenses, Home Renovation, starting a business or even for closing any other financial liabilities.

Axis Bank offers Personal Loan for both salaried and self employed individuals. Axis Bank Personal Loan is available from Rs. 10,000 to Rs. 15 lakhs with a flexible tenure ranging between 12 to 60 months.

Axis Bank Personal Loan Features & Benefits in Delhi NCR

LoanMoney is one of the top Personal Loan providers from Axis Bank in Delhi/NCR, as LoanMoney aim to give personal attention to each Personal Loan applicant LoanMoney ensures that Personal Loan facilitation from Axis Bank and approval process for each applicant is fast tracked without any unnecessary delays. The Features and Benefits are mentioned below.

  • The Interest rates for Axis Bank Personal Loan is allocated according to the customer's salary, the amount being borrowed, Personal Loan tenure and other criteria that differ from one lender to another.
  • To ease the burden of paying off the Personal Loan immediately, you may opt for the EMI (Equated Monthly Installment) facility. The repayment tenure can range from anywhere between 12 to 60 months. Best rates are made available for all customers There are plenty of benefits when it comes to avail Axis Bank Personal Loans.
  • You can transfer your existing Personal Loans at higher Interest rates to Axis Bank as well. The documentation process is easy and simplified. There are no extraordinary documents required for application and the list of documents required at the time of application and also post sanction of the Axis Bank Personal Loan is easily available for customers.
  • Axis Bank Personal Loans are available in the range of Rs.50, 000 to Rs.15 lakhs. So individuals can avail a Personal Loan for any amounts from Rs.50, 000 up to a maximum limit of Rs.15 lakhs. LoanMoney is one of the top Personal Loan providers in Delhi /NCR, as they aim to give personal attention to each Personal Loan applicant. Unlike many other banks, Axis Bank makes sure that Personal Loan facilitation and approval process for each applicant is fast tracked without any unnecessary delays. read more...

Axis Bank Personal Loan Eligibility & Documentation in Delhi NCR

Loanmoney will help you to achieve all your financial goals from Axis Bank Personal Loan. With Personal Loan EMI Calculator you can calculate your monthly installments process before you apply for a Personal Loan and have a definite estimate of your monthly payments well in advance. Quick Form for Personal Loan in Delhi NCR.

Axis Bank Personal Loan Eligibility Criteria for Professional Individuals:

Minimum age of applicant: 24 years Maximum age of applicant at loan maturity: 65 yearsMinimum Net Annual Income: Rs 2, 00,000Loan Amount Offered: Rs 1 lakh to Rs. 15 lakhMinimum Work Experience in Current Business/Profession: Three Years

Besides this, the CIBIL score of the applicant plays a major role in the loan application approval.

Documents required for Axis Bank Personal Loan through LoanMoney

  • The income of the individual should be a minimum of Rs.15, 000 for availing a loan.Signature Verification proof verifying the signature of the applicant.
  • Application Form which needs to be filled completely stating the necessary details like the personal details, occupational details, income details, etc.
  • Recent photographs
  • Age proof specifying the exact age of the individual. The document is required to make sure that the applicant falls in the age group of 21-60 years as specified in the eligibility list.
  • ID proof proving the identity of the individual
  • Income proof showing the net income of the individual. The income of the individual should be a minimum of Rs.15, 000 to be eligible for availing a loan.
  • Bank statement which shows the banking activities of the applicant and helps in building the creditworthiness of the individual.

Residence proof which shows the address of the individual. Quick Form for Personal Loan in Delhi NCR. read more...

Axis Bank Personal Loan Interest Rates and Charges in Delhi NCR

LoanMoney has clearly explained about Axis Bank Personal Loan Interest rate. If you want to apply for Axis Bank Personal Loan with the lowest interest rates as applicable to your unique credit profile, LoanMoney can guide you through the entire application process and match you with the best offered interest rates suited to your credit needs.

  • Interest Rates & ChargesRate of Interest: 10.99% to 20%Loan Processing Charges: 1.50% to 2.00% + Service Tax as applicable
  • Cheque Bounce Charges: Rs. 500 per cheque bounce + Service Tax as applicable
  • Cheque/ Instrument Swap charges: Rs.500 per instance + Service Tax as applicable
  • Prepayment/ Foreclosure Charges: NilDefault Interest Rate: @24.00% per annum i.e 2% per month on the overdue installment
  • Duplicate Statement Issuance Charges: Rs 250 per instance + Service Tax as applicable
  • Duplicate Amortization Schedule Charges: Rs 250 per instance + Service Tax as applicable
  • Duplicate Interest Certificate: Rs 250 per instance + Service Tax as applicable
  • (Provisional/ Actual) issuance Charges

Cibil Report Issuance ChargesRs. 50/- per instance per set+ service tax as applicable Stamp Duty Charges As per State Stamp Act.

Issuance Charges for Photocopy of Loan Agreement/ Documents Rs 250 per instance + Service Tax as applicable. read more...

Axis Bank Personal Loan Frequently Asked Questions (FAQ) in Delhi NCR

Have a Question regarding Personal Loans? Check out Frequently Asked Questions about Personal Loans. Find the answers to all your Personal Loan queries and Get your clarification right here.

Are there any charges or fee payable for availing Axis Bank Personal Loans?
An upfront fee called the processing fee or processing charge is payable by the applicant when he applies for the Personal Loan. This is a non-refundable fee payable on application. The rate of the processing fee ranges from 1.5% to 2% of the amount of loan sanctioned exclusive of applicable service tax.

What is the period of repayment granted by the bank for Axis Bank Personal Loans?
Axis Bank grants a tenure ranging from 1 year to 5 years. The applicant can choose any repayment tenure as long as it is within this available range of tenure for Axis Bank Personal Loan LoanMoney

Is the option of foreclosing the Axis Bank Personal Loan allowed under the Personal Loan scheme?
Ans: The statement would depict any dues remaining and they should be cleared. Once the dues are completely cleared off, Axis Bank Personal Loan can be foreclosed. There would be no inherent charges when the applicant opts for foreclosing the Personal Loan taken. Any existing dues in respect of the loan would have to be cleared first. The applicant can check the outstanding balance of his loan by requesting a foreclosure statement.

Why to take personal loan from Axis Bank?
LoanMoney offers Personal Loan from Axis Bank at 11.25% rate with the lowest EMI of Rs. 2,187 per lakh. If you are paying EMI more than this then you can opt for balance transfer and relocate your Personal Loan to Axis Bank. read more...

Axis Bank MCLR Rate in Delhi NCR

Tenor MCLR in %
Overnight 7.90%
One month 7.90%
Three month 8.05%
Six month 8.15%
One year 8.25%
Two years 8.30%
Three years 8.35%

LoanMoney has also affiliation with below branches of axis Bank located at Delhi NCR

Wazirpur | Vishwas Nagar | Vikaspuri | Tri Nagar | Timarpur | Tilak Nagar | Shalimar Bagh | Shakur Basti | Shahdara | Sadar Bazar | Rohini | R K Puram | Rajouri Garden | Rajendra Nagar | Patparganj | Patel Nagar | Okhla | New Delhi | Narela | Nangloi Jat | Najafgarh | Model Town | Mehrauli | Matia Mahal | Malviya Nagar | Madipur | Laxmi Nagar | Krishna Nagar | Kasturba Nagar | Karol Bagh | Kalkaji | Jangpura | Janakpuri | Hari Nagar | Greater Kailash | Gandhi Nagar | Dwarka | Deoli | Delhi Cantt | Chhatarpur | Chandni Chowk | Burari | Bijwasan | Bawana | Ballimaran | Badli | Badarpur | Babarpur | Ambedkar Nagar | Adarsh Nagar | Ghonda | Karwal Nagar | Kirari | Kondli | Mangolpuri | Matiala | Moti Nagar | Mundka | Mustafabad | Palam | Rithala | Rohtas Nagar | Sangam Vihar | Seelampur | Seema Puri | Sultanpur Majra | Trilokpuri | Tughlakabad | Uttam Nagar

About Axis Bank

Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. Axis Bank is one of the first new generation private sector banks to have begun operations in 1994.

The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India), Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. The share holding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003.

 
Loan Application

 

It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.

 

Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.

 

Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.

 

A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.

Different Purposes for Personal Loan through LoanMoney

Marriages are made in heaven and its celebration is one of the happiest and memorable events for married couples and their families. Wedding loan is available to people looking to meet their wedding expenses in order to make the wedding a grand success.
A Medical Loan is extended by a bank or a financial institution under the category of personal loans. A medical loan can be used for multiple emergency purposes such as an operation, surgery, procedure, therapy or for any concern related to health.
Balance transfer is the process where a customer transfers his outstanding principal amount to another bank or financial institute primarily for a better rate of interest and also for better features. Balance transfer reduces your interest rates and finally ensure saving.
The Credit Card Payment Loan is designed to allow you to take control of your finances and pay your credit cards off faster. This is made possible by consolidating your high-interest card balances into one monthly payment at a fixed rate and term.
The Education Loanaims at providing financial support from the bank to deserving/ meritorious students for pursuing higher education in India and abroad. Students enrolled in career-oriented courses e.g. medicine, engineering, management etc, can avail this.
Travel loan is a kind of Personal Loan that you can apply while planning a travel. It can help to cover the costs associated with your holiday, such as airfares, accommodation, hotel fares, tour packages, travel gears/accessories, or any other type of expenses associated with your travel.
Debt consolidation/ Financial Restructuring is a process to streamline one’s financial stability and debt. Thus by consolidating many small debts with one debt, one gets favourable payment off terms and lower burden of EMI.
Home is the place where your story generates. Home Renovation Loans are designed for the purpose of renovating a house and can be taken by a person who owns the property to be renovated.

Disclaimer: LoanMoney is not a Loan Providing Organization. We are facilitating the Loan Process from various Banks & NBFC. The rate, eligibility criteria, term & conditions of various banks are subject to change as per bank discretion. We try our best to keep the data up-to-date, but we can't guarantee the accuracy of data provided in this site. LoanMoney help you to embark on your dream at the right time with many Banks/NBFC's Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.

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