Bajaj Finserv Business Loan - Fees and Charges

In order to check your Business Loan interest rate with Bajaj Finserv, we have a Business Loan calculator for you. Other charges applicable are:


Charges applicable

Processing fees

2% of the loan amount will be deducted at the time of disbursal of approved loan amount

EMI bounce charges

Rs.1000 will be charged in the subsequent month for every bounce

Penal interest

2.00% p.m. overdue charges will be levied basis 360 days per year

Foreclosure Charges

Borrower Type: Interest Type

Time Period (Months)

Foreclosure charges



4% plus applicable taxes on principal outstanding *

*Foreclosure: charges will be applicable on the current principal outstanding.
*Foreclosure charges for line of credit and Flexi loans will be calculated on the Current principal outstanding

Part prepayment charges

Borrower Type: Interest Type

Time Period (Months)

Part payment charges



2% plus applicable taxes on part payment amount paid

*Part payment made should be more than 1 EMI
*Nil part payment charges for flexi
Loan Application


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