Get 100% end-to-end Personal Loan solutions, which include information and assistance for Personal Loan eligibility criteria and documents, application to approval and disbursal. By opting for a Personal Loan from Bajaj Finserv, you can get instant approval in 5 minutes and disbursal in your bank within 72 hours. Bajaj Finserv Personal Loan is a great tool in managing your finances and acts as an impetus in putting your plans into actions.
LoanMoney help you to embark on your dream at the right time with Bajaj Finserv Personal Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.
Instant online approval
Get 100% end-to-end online Personal Loan solutions, which include information and assistance for Personal Loan eligibility criteria and documents, application to approval and disbursal. By opting for a Personal Loan from Bajaj Finserv you can get instant approval in 5 minutes and disbursal in your bank within 72 hours, through our online facility. All you need to do is fill an online form and check your Personal Loan eligibility online. Once approved, a Bajaj Finserv representative will get in touch with you and collect the documents required for Personal Loan.
Get funds in 72 hours in bank
We ensure as a standard that funds are at your disposal within 72 hours of the Personal Loan approval. This is the fastest turnaround time by any NBFC in India.
Loans up to Rs.25 lakh
You can apply for a Personal Loan online from Bajaj Finserv up to Rs.25 lakh and repay it at your ease by opting for tenures ranging from 24 months to 60 months.
You can also use the Personal Loan EMI calculator to know how much EMI you will have to pay for your Personal Loan. Flexi loan account is an industry first facility extended by Bajaj Finserv. The advantage of the product is that you can pre-pay and drawdown money within the drop-line facility using a self-service process, which is easy and hassle-free.
Once you avail the flexi facility, you stand to benefit by saving interest cost by pre-paying any additional / idle funds that you may have, without any interest being levied on the part-paid amount. read more...
The primary personal loan eligibility criteria required to apply for a Personal Loan from Bajaj Finserv is that you should be a salaried professional between 25-58 years of age.
Salaried Employee for More than 1 yrs Drawing a monthly gross salary of Rs 40,000 or more Have Address ProofHave Identity Proof.Bank Account Salary Transfer. read more...
For instant loan approvals online of up to Rs. 15 lacs
For loan amounts up to Rs. 25 lacs
What is EMI?
EMI stands for Equated Monthly Installment. EMI provides you the ease and benefit of paying back the personal loan amount in smaller convenient options. This installment consists of both the principal and interest components.
Can I foreclose my Salaried Personal Loan?
You can choose to foreclose your loan anytime you want after the payment of your first EMI. What’s more, there are no foreclosure charges.
Can I make part payments on my personal loan?
All our loans come with the Part-Prepayment facility. With this, you can part prepay as much as you want for up to 6 times in a calendar year, post the clearance of your first EMI.
What are the minimum and maximum loan amounts in Salaried Personal Loans?
We are the only financier in the country to offer as high as 25 lacs of Salaried Personal Loan. You may choose any loan amount ranging from 1 lac to 25 lacs. The final sanction will depend on your income and various other criteria.
What are the tenor options available?
You can choose a tenor ranging from 12 to 60 months depending on your preference and the loan sanctioning conditions.
What are the benefits or advantages of taking a personal loan from Bajaj Finserv Lending?
Please check out the Features and Benefits section for more details.
How do I apply for a Salaried Personal Loan?
You can apply online through our Online Application facility or contact us through various modes mentioned in the Contact Us section. read more...
Bajaj Finserv was formed in April 2007 as a result of its demerger from Bajaj Auto Limited to further the Group's interests in financial services. This demerger enabled Bajaj Finserv to independently run the core businesses of Lending, Insurance and Wealth Advisory. Bajaj Finserv Limited is the holding company for the businesses dealing with financial services of the Bajaj Group.
Its insurance joint ventures with Allianz SE, Germany, namely Bajaj Allianz Life Insurance Company Limited and Bajaj Allianz General Insurance Company Limited are engaged in life and general insurance business respectively. Its subsidiary Bajaj Finance Limited is a Non-Banking Finance Company engaged in consumer finance, SME finance and commercial lending and wealth management. At Bajaj Finserv, we operate with a simple philosophy of never settling for good, and always aiming for great. Our wide and growing portfolio of products across lending, insurance and wealth advisory bears testimony to this belief.