loan from bank of india

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Personal Loan

Bank of India, a leading public sector bank in the country, offers personal loans suitable for various individual needs. Some of the key reasons why Bank of India personal loans are preferred by people from various walks of life include expenses related to vacations, wedding, home renovation/restoration, debt consolidation and much more.

BOI Personal Loan Types:-

Bank of India offers unsecured and secured personal loans for customers. Unsecured personal loans can be used for medical expenses, educational expenses and repair or renovation of house while secured personal loans can be used for repayment of existing loans from other banks and for purchase of consumer durables.

For personal loans, Bank of India takes legal or equitable mortgage of residential or commercial properties as security. Collateral security will be taken in form of Indira Vikas Patra, Kisan Vikas Patra, LIC policy assignment, relief bonds and pledge of gold & jewellery.

LoanMoney help you to embark on your dream at the right time with Bajaj Finserv Personal Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.

Bank of India Personal Loan Features & Benefits in Delhi/NCR
Bank of India Personal Loan Eligibility & Documentation in Delhi/NCR
Bank of India Personal Loan Interest Rates and Charges in Delhi/NCR
Bank of India Personal Loan Frequently Asked Questions (FAQ) in Delhi/NCR

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Home Loan

Bank of India Provides loans to purchase a Plot for construction of a House, to purchase/construct house/flat, as well as for renovation/ repair/alteration/addition to house/flat Maximum loan amount is Rs.500 lacs and repayment ranges up to 30 years, with reasonable margin and nominal processing charges. No commitment /administrative charges.

The loan is available at very competitive rates of interest, currently available in the industry. Option for different EMI amounts for different periods during tenure of loan to suit customer’s repayment capacity.

Prepayment of Loan permitted. No prepayment charges under floating rate option. Interest is calculated on daily balance basis which is of great advantage to customer as it results in lower interest amount.

Bank of India Home Loan Features & Benefits in Delhi/NCR
Bank of India Home Loan Eligibility & Documentation in Delhi/NCR
Bank of India Home Loan Interest Rates and Charges in Delhi/NCR
Bank of India Home Loan Frequently Asked Questions (FAQ) in Delhi/NCR

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Loan Against Property

Bank of India Loan against Property to meet the credit needs of trade, commercial activity, other general business/profession, as also for their bona fide requirements like educational expenses of family members including near relatives, undertake repairs/renovation/extension to the residential/commercial property, purchase / construct residential house/flat, purchase of plot of land for construction of house/ premises for business/commercial use.

For Repayment of existing loans availed from other Banks / FI’s conforming to the extant guidelines regarding “takeover” of account.

Bank of India Loan Against Property Features & Benefits in Delhi/NCR
Bank of India Loan Against Property Eligibility & Documentation in Delhi/NCR
Bank of India Loan Against Property Fees and Charges in Delhi/NCR
Bank of India Loan Against Property Frequently Asked Questions (FAQ) in Delhi/NCR

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Business Loan

Bank of India Business Loan for discount future cash flows including lease rentals. General corporate purposes- like augmentation of long resources for working capital management/acquisition and/or refinance of fixed assets/prepayment of high cost loans/ availing loan against identifiable assets without joining consortium etc.

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About Bank of India

Bank of India was founded on 7th September, 1906 by a group of eminent businessmen from Mumbai. The Bank was under private ownership and control till July 1969 when it was nationalised along with 13 other banks.

Beginning with one office in Mumbai, with a paid-up capital of Rs.50 lakh and 50 employees, the Bank has made a rapid growth over the years and blossomed into a mighty institution with a strong national presence and sizable international operations. In business volume, the Bank occupies a premier position among the nationalised banks.

The Bank has 4963 branches in India spread over all states/ union territories including specialized branches. These branches are controlled through 54 Zonal Offices. There are 60 branches/ offices and 5 Subsidaries and 1 joint venture abroad.

The Bank came out with its maiden public issue in 1997 and follow on Qualified Institutions Placement in February 2008.

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About LoanMoney

LaonMoney is an Authorized Direct Selling Agents of various National, Multinational and Non Banking Financial Companies for promoting their sales for asset division. Feel free to contact us at or +91-8130 222 111 for Transparent and Fastest Processing of Loan.

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LoanMoney deals in ..
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