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Whatever be your need HDFC Bank have a Business loan for you. Over the years HDFC Bank have won the trust of HDFC Bank's customers and have become market leaders in loan products. Faster loan – HDFC Bank's loan sanction and disbursal is one of the quickest with easy documentation and doorstep service. Competitive pricing – HDFC Bank's loan rates and charges are very attractive. Transparency – No hidden charges and clear communication on loan process Update about the status of loan application at each stage.

For years Delhi has been known for its culture of entrepreneurship and business. With the expansion of the city and the rise of new commercial hubs in the NCR region like Gurgaon and Noida, the appetite for business has expanded manifold. LoanMoney understand that expanding and growing your business is extremely essential for you. Through LoanMoney, HDFC Banks Business Loans will help you to meet your working capital requirements.

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Type of Loan - Business Loan Without Security

Max & Min Amt - 2 - 35 Lacs

ROI /PF/IMD - 14-18%; Fees - Nil till 15th Aug 2016
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Eligibility is based ANY one Criteria:-

1. Repayment Track of previous Loans - Secured/ Unsecured/Commercial Loans EMI paid in Past
2. Average Bank Balance- in Current Account based EMI schemes
3. Gross Profit
4. Net Profit
5. Against Fixed Deposit  - Effective Rates Lower than Fixed Deposit Rates.
6.Rental Income - Must be reflected in Bank Statement & Income Tax Returns

For Self Employed Professionals[CA.s / Doctors/ Architect/ Engineers] eligible Maximum Loan Amount 40 Lacs

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Loans Can be given to Self Employed having:-

  • Turnover above 35 Lacs
  • Income Tax Return above 2 lacs
  • Stability of 4 yrs in similar business.
  • Manufacturing/ Service Providers/ Traders

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  • Minimum Documentation
  • Loan Approval in 4 Days
  • Expert Advise
  • Free Documentation Pick up
  • No Payment upfront

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About HDFC Bank:

In 1995 HDFC Bank was incorporated, with its registered office in Mumbai, India. Its first corporate office and a full service branch at Sandoz House, Worli was inaugurated by the then Union Finance Minister, Dr. Manmohan Singh. HDFC Bank is an Indian banking and financial services company headquartered in Mumbai, Maharashtra. It has about 76,286 employees including 12,680 women and has a presence in Bahrain, Hong Kong and Dubai. HDFC Bank is the second largest private bank in India as measured by assets.

It is the largest bank in India by market capitalization as of February 2016. It was ranked 69th in 2016 BrandZTM Top 100 Most Valuable Global Brands. HDFC Bank provides a number of products and services which includes Wholesale banking, Retail banking, Treasury, Auto (car) Loans, Two Wheeler Loans, Personal loans, Loan Against Property and Credit Cards.

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Personal Loan
It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.
Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.
Loan Against Property
Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.
 Business Loan
A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.
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