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Enjoy business growth or expansion without disturbing your personal investments or taking multiple loans with Kotak Business Loans. You can diversify your business or even fund your next project through Kotak Mahindra Bank’s  personalized solutions and services. With speedy and hassle-free processing, business loans cannot get any easier. Kotak Mahindra Bank offers small and medium enterprises a quick and simple procedure to avail business loans to grow their ventures to take them to the next level.

For years Delhi has been known for its culture of entrepreneurship and business. With the expansion of the city and the rise of new commercial hubs in the NCR region like Gurgaon and Noida, the appetite for business has expanded manifold. LoanMoney understand that expanding and growing your business is extremely essential for you. Through LoanMoney, Kotak Mahindra Banks Business Loans will help you to meet your working capital requirements.

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Type of Loan - Business Loan

Max & Min Amt - 5 - 75 Lacs

ROI /PF/IMD - Rate:18 -20% / Fees: 2%
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Any person in business for the last three consecutive years, showing a profit for the last two years and also meets the terms given below.


Annual Turnover

Self Employed Businessmen   Rs.2 Crores
Manufacturers Rs. 1 Crore
Service Providers   Rs. 50 Lakhs

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Higher than competition unsecured loan amounts

  • Expand your business or finance any other business requirements with loan amounts ranging from Rs. 1 Lakhs to 75 Lakhs*. 

Flexible Loan payments 

  • You choose from flexible repayment options to pay off your business loan at your convenience. 

Save time on loan processing and approval 

  • Benefit from hassle free loan processes and quicker turnaround on

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Documents to avail a Kotak Business Loan

Apply for a Business Loan by submitting the completed Kotak Business Loan application form with these documents:

  • Balance Sheet & Profit and Loss Account of company
  • Proof of ownership of Residential Or Commercial Property
  • IT returns for last two years
  • Proof of residence
  • Proof of ident

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About Kotak Mahindra Bank:

Kotak Mahindra is one of India's leading banking and financial services group, offering a wide range of financial services that encompass every sphere of life. Kotak Mahindra Bank Ltd is a one stop shop for all banking needs. The bank offers personal finance solutions of every kind from savings accounts to credit cards, distribution of mutual funds to life insurance products.

Kotak Mahindra Bank offers transaction banking, operates lending verticals, manages IPOs and provides working capital loans. Kotak has one of the largest and most respected Wealth Management teams in India, providing the widest range of solutions to high net worth individuals, entrepreneurs, business families and employed professionals.

Since the inception of the erstwhile Kotak Mahindra Finance Limited in 1985, it has been a steady and confident journey leading to growth and success. Kotak Mahindra Finance Ltd. (KMFL), the group's flagship company, receives banking license from the Reserve Bank of India (RBI). With this, KMFL becomes the first non-banking finance company in India to be converted into a commercial bank - Kotak Mahindra Bank Ltd.

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Personal Loan
It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.
Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.
Loan Against Property
Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.
 Business Loan
A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.
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