Deutsche Bank Home Loan - Eligibility & Documentation

Eligibility criteria

Salaried

Self-employed

Minimum Age 

23 years 

23 years 

Maximum Age 

65 years or retirement, whichever is earlier 

65 years 

Minimum Gross Annual Income (Rs.) 

500,000 

500,000 

 

Keeping your convenience in consideration, we ask you for minimal mandatory documents for the sanctioning of your Loan. We require the following documents to sanction your Loan along with the duly completed application form:


Documentation

Salaried

Self-employed

Financials

  • Salary slip of last three months
  • Form 16 or ITR
  • HR certification showing all allowances and reimbursements (if any)
  • Copy of bank statement (main account) for last 6 months
  • Repayment details on any existing loans or loan closure letter
  • Income Tax returns for the last 2 years
  • Profit & Loss Account along with computation of Income and Balance Sheet for last 2 years, duly certified by a CA
  • Proof of business continuity for last 3 years
  • Copy of bank statement (main account) for last 6 months
  • Short note on the nature of business, form of organisation, clients and suppliers, etc.

Photo Identity (any one)

  • Valid Passport
  • Photo PAN Card
  • Voter's ID Card
  • Valid Driving License
  • Job card issued by NREGA duly signed by an officer of the State Government
  • Aadhar Card or Letter issued by the UIDAI
  • Valid Passport
  • Photo PAN Card
  • Voter's ID Card
  • Valid Driving License
  • Job card issued by NREGA duly signed by an officer of the State Government
  • Aadhar Card or Letter issued by the UIDAI

Proof of Address (any
one)

  • Valid Passport
  • Valid Driving License
  • Voter's ID Card
  • Job card issued by NREGA duly signed by an officer of the State Government
  • Aadhar Card or Letter issued by the UIDAI
  • Valid Passport
  • Valid Driving License
  • Voter's ID Card
  • Job card issued by NREGA duly signed by an officer of the State Government
  • Aadhar Card or Letter issued by the UIDAI

Proof of Signature (any
one)

  • Valid Passport
  • Banker's Certificate
  • Driving Licence
  • PAN Card
  • Valid Passport
  • Banker's Certificate
  • Driving Licence
  • PAN Card

Proof of Age (any one)

  • Valid Passport
  • Voter's ID Card
  • PAN Card
  • Birth Certificate
  • Valid Driving License
  • Job card issued by NREGA duly signed by an officer of the State Government
  • Aadhar Card or Letter issued by the UIDAI
  • Valid Passport
  • Voter's ID Card
  • PAN Card
  • Birth Certificate
  • Valid Driving License
  • Job card issued by NREGA duly signed by an officer of the State Government
  • Aadhar Card or Letter issued by the UIDAI

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