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Fullerton India Personal Loan for Professional in Delhi NCR through LoanMoney

Fullerton India Personal Loan for Professional

When expenses arise, like buying your first Smartphone, your dream vehicle, your child's marriage, furnishing your home, higher education for your children or a family holiday, simply knock Fullerton India doors and let us help you turn your dreams into reality. With Fullerton India’s range of Personal loans, meet all sorts of financial needs without worrying about keeping any collateral or property. Fullerton India’s range of personal loans are simple and flexible, designed with your changing needs in mind.

LoanMoney help you to embark on your dream at the right time with Fullerton India Personal Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.

Fullerton India Personal Loan Features & Benefits in Delhi NCR

When expenses arise, like buying your first smartphone, your dream vehicle, your child's marriage, furnishing your home, higher education for your children or a family holiday, simply knock our doors and let us help you turn your dreams into reality.

  • With Fullerton India’s range of Personal loans, meet all sorts of financial needs without worrying about keeping any collateral or property. Our range of personal loans are simple and flexible, designed with your changing needs in mind. Follow a few simple steps to help our team understand your requirements.
  • A constant relationship based funding model to meet finance needs as and when required through a variety of schemes.
  • Flexibility with regards to the loan based on the requirement. read more...

Fullerton India Personal Loan Eligibility & Documentation in Delhi NCR

Fullerton India primary services constitute financing of SME for working capital and growth, loans for commercial vehicles and two-wheelers, home improvement loans, loans against property, personal loans, working capital loans for urban self-employed and loans for rural livelihood advancement, rural housing finance and financing of various rural micro enterprises.

  • Minimum take home income of Rs.25000/- per month
  • Minimum 2 years of work experience; in case of self-employed
  • Minimum age of 21 years and maximum age for 60 years.

Documentation for Professional

 

  • Application form with a recent photograph
  • Proof of Identity (Passport Copy/ Voter ID card/ Driving License/ PAN Card)
  • Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License)
  • Age proof (PAN Card, Passport, any other certificate from a statutory authority)Proof of business existenceBank Statements (Bank statement / Bank Passbook for last 6 months)
  • Profit and loss statement for last 3 years
  • Balance sheet for last 3 years
  • Income Tax Returns for last 3 years (for self and business) duly certified by a CA
  • Processing fee cheque. read more...

Fullerton India Personal Loan Interest Rates and Charges in Delhi NCR

Competitive Interest Rates: Fullerton India offers personal loans at competitive interest rates with a monthly reducing balance basis, thereby ensuring maximum benefit to the loan borrower.

As per Loan Amount - Minimum Interest Rate 15%*Business Loan 18% and Above. read more...

Fullerton India Personal Loan Frequently Asked Questions (FAQ) in Delhi NCR

Have a Question regarding Personal Loans? Check out Frequently Asked Questions about Personal Loans. Find the answers to all your Personal Loan queries and Get your clarification right here.
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Who can apply for a Personal Loan?
Fullerton Personal Loan is available for salaried individuals as well as self-employed individuals.

Do I need to hypothecate my assets or provide any other collateral to avail a Personal Loan from Fullerton India?
You do not need to hypothecate any assets to avail a Personal Loan from Fullerton India.

What is the maximum loan amount I can avail?
You can avail up to ` 15 Lakhs if you are salaried and `30 Lakhs if you are a self- employed businessman. The actual loan amount eligibility will be calculated based on your income and other parameters that the Fullerton India Relationship Manager will explain.

What is the minimum and maximum Loan tenor I can avail?
You can repay your loan over a period of 12 months to 48 months.

How much would I need to repay each month?
At the time of booking of your loan, the EMI (Equated Monthly Installments) will be calculated based on the loan amount sanctioned, interest rate and the tenor.

What is an EMI?
EMI or 'Equated Monthly Installment' is the convenient monthly amount that you have to service to pay back the loan availed. The EMI consists of both the principal and interest components. read more...

About Fullerton India

Working together with over 9,800 employees, Fullerton India reach our market by connecting with millions of customers, towns or villages, right at their doorstep. Fullerton India penetrate deep inside the market through more than 514 branches, covering 600 towns and close to 50,000 villages.

Fullerton India Credit Company Limited is a wholly owned subsidiary of Fullerton Financial Holdings Pte. Ltd., which in turn is a wholly owned subsidiary of Temasek Holdings Pte. Ltd., Singapore. Fullerton Financial Holdings invests in financial institutions in emerging markets with Fullerton India prime focus on Business and Consumer banking.

 
Loan Application

 

It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.

 

Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.

 

Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.

 

A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.

Different Purposes for Personal Loan through LoanMoney

Marriages are made in heaven and its celebration is one of the happiest and memorable events for married couples and their families. Wedding loan is available to people looking to meet their wedding expenses in order to make the wedding a grand success.
A Medical Loan is extended by a bank or a financial institution under the category of personal loans. A medical loan can be used for multiple emergency purposes such as an operation, surgery, procedure, therapy or for any concern related to health.
Balance transfer is the process where a customer transfers his outstanding principal amount to another bank or financial institute primarily for a better rate of interest and also for better features. Balance transfer reduces your interest rates and finally ensure saving.
The Credit Card Payment Loan is designed to allow you to take control of your finances and pay your credit cards off faster. This is made possible by consolidating your high-interest card balances into one monthly payment at a fixed rate and term.
The Education Loanaims at providing financial support from the bank to deserving/ meritorious students for pursuing higher education in India and abroad. Students enrolled in career-oriented courses e.g. medicine, engineering, management etc, can avail this.
Travel loan is a kind of Personal Loan that you can apply while planning a travel. It can help to cover the costs associated with your holiday, such as airfares, accommodation, hotel fares, tour packages, travel gears/accessories, or any other type of expenses associated with your travel.
Debt consolidation/ Financial Restructuring is a process to streamline one’s financial stability and debt. Thus by consolidating many small debts with one debt, one gets favourable payment off terms and lower burden of EMI.
Home is the place where your story generates. Home Renovation Loans are designed for the purpose of renovating a house and can be taken by a person who owns the property to be renovated.

Disclaimer: LoanMoney is not a Loan Providing Organization. We are facilitating the Loan Process from various Banks & NBFC. The rate, eligibility criteria, term & conditions of various banks are subject to change as per bank discretion. We try our best to keep the data up-to-date, but we can't guarantee the accuracy of data provided in this site. LoanMoney help you to embark on your dream at the right time with many Banks/NBFC's Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.

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