When expenses arise, like buying your first Smartphone, your dream vehicle, your child's marriage, furnishing your home, higher education for your children or a family holiday, simply knock Fullerton India doors and let us help you turn your dreams into reality. With Fullerton India’s range of Personal loans, meet all sorts of financial needs without worrying about keeping any collateral or property. Fullerton India’s range of personal loans are simple and flexible, designed with your changing needs in mind.
LoanMoney help you to embark on your dream at the right time with Fullerton India Personal Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.
When expenses arise, like buying your first smartphone, your dream vehicle, your child's marriage, furnishing your home, higher education for your children or a family holiday, simply knock our doors and let us help you turn your dreams into reality.
Fullerton India primary services constitute financing of SME for working capital and growth, loans for commercial vehicles and two-wheelers, home improvement loans, loans against property, personal loans, working capital loans for urban self-employed and loans for rural livelihood advancement, rural housing finance and financing of various rural micro enterprises.
Documentation for Salaried
Competitive Interest Rates: Fullerton India offers personal loans at competitive interest rates with a monthly reducing balance basis, thereby ensuring maximum benefit to the loan borrower.
As per Loan Amount - Minimum Interest Rate 15%*Business Loan 18% and Above. read more...
Have a Question regarding Personal Loans? Check out Frequently Asked Questions about Personal Loans. Find the answers to all your Personal Loan queries and Get your clarification right here.
Who can apply for a Personal Loan?
Fullerton Personal Loan is available for salaried individuals as well as self-employed individuals.
Do I need to hypothecate my assets or provide any other collateral to avail a Personal Loan from Fullerton India?
You do not need to hypothecate any assets to avail a Personal Loan from Fullerton India.
What is the maximum loan amount I can avail?
You can avail up to ` 15 Lakhs if you are salaried and `30 Lakhs if you are a self- employed businessman. The actual loan amount eligibility will be calculated based on your income and other parameters that the Fullerton India Relationship Manager will explain.
What is the minimum and maximum Loan tenor I can avail?
You can repay your loan over a period of 12 months to 48 months.
How much would I need to repay each month?
At the time of booking of your loan, the EMI (Equated Monthly Installments) will be calculated based on the loan amount sanctioned, interest rate and the tenor.
What is an EMI?
EMI or 'Equated Monthly Installment' is the convenient monthly amount that you have to service to pay back the loan availed. The EMI consists of both the principal and interest components. read more...
Working together with over 9,800 employees, Fullerton India reach our market by connecting with millions of customers, towns or villages, right at their doorstep. Fullerton India penetrate deep inside the market through more than 514 branches, covering 600 towns and close to 50,000 villages.
Fullerton India Credit Company Limited is a wholly owned subsidiary of Fullerton Financial Holdings Pte. Ltd., which in turn is a wholly owned subsidiary of Temasek Holdings Pte. Ltd., Singapore. Fullerton Financial Holdings invests in financial institutions in emerging markets with Fullerton India prime focus on Business and Consumer banking.