Particulars | Salaried | Self-Employed |
---|---|---|
Age(Min-Max) | 21 - 60 years | 25 - 65 years |
Minimum Income | Rs.12, 000 per month (net income). Rs.15, 000 per month in Delhi, Mumbai, Chennai, Bangalore, Calcutta, Hyderabad, Ahmedabad, Pune and Cochin. | Rs.1 Lakh p.a. |
Co-applicant | Not mandatory | Not mandatory |
Loan Tenure | 12 - 60 months | 12 - 60 months |
Maximum Loan Amount | Rs.15 Lakh | Rs.20 Lakh (Up to Rs.50 Lakh in selected locations). |
Employment/Business Continuity | Have had a job for at least 2 years, and a minimum of 1 year with your current employer. | 4 years Post Qualification experience for Doctors/ Chartered Accountants. 5 years Post Qualification experience for Company Secretary / Architect. |
CIBIL Score | 750 and above | 750 and above |
Latest salary slip
Current dated salary certificate with the latest Form 16
Latest Bank statement
Latest ITR or Form 16
HDFC Bank personal loans can help meet all your financial needs effectively. With simplified documentation and speedy approvals, availing personal loans couldn’t get easier. Whatever be your need HDFC have a loan for you. Over the years HDFC Bank have won the trust of customers and have become market leaders in loan products. Read more...
HDFC Bank personal loans can help meet all your financial needs effectively. With simplified documentation and speedy approvals, availing personal loans couldn’t get easier. Whatever be your need HDFC have a loan for you. Over the years HDFC Bank have won the trust of customers and have become market leaders in loan products. Read more...
HDFC Personal Loans are great when it comes to dealing with life’s financial challenges. There are number of times when you need quick money for a number of reasons, it could be a medical emergency, or an urgent housing renovation, a foreign holiday, a family wedding or any other such thing. Getting HDFC Bank Personal Loan not only helps you get by, quick repayment of it improves your credit score thus enabling you to take bigger help next time, in case the need arrives. Read more...
Learn more about the eligibility criteria andthe documents required for availing a HDFC Bank personal loan. The documentation for a HDFC Bank personal loan varies from individual to individual. The requirements are based on your profession, income and loan requirement. Read more...
HDFC Personal Loan interest rates is one of the first parameters that one considers along with other value adds like pre-closure options, part payments etc. Interest rates are the rate at which the bank is willing to lend money to you which in turn is their source of income. Let us have a basic understanding of how Personal Loan interest rates are calculated. Read more...
Have a Question regarding Personal Loans? Check out Frequently Asked Questions about Personal Loans. Find the answers to all your Personal Loan queries and Get your clarification right here. Read more...
Home Extension Loan is useful when you want to add more space to your existing home. We make it easy for you to extend your existing residential property as per your requirements. You often renovate your home to suit your changing needs. This loan can be used to carry out repairs / improvements within your existing owned residential properties.
Personal loans are taken primarily for fulfilling your personal aspirations such as vacation, a perfect wedding, home renovation or a much desired gadget. In addition to being relatively easy to apply for, personal loans are unsecured loans which means that you don't need any collateral to take this loan. They are one of the simplest form of loans with customer-friendly repayment terms.
A sudden requirement of funds is an unavoidable circumstance of business or personal life. Whether a personal necessity (hospitalization, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments.
In this context, it is pertinent to consider an invaluable alternative source of finance known as Loan Against Property (LAP). This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinizing the validity of the said property and its current market value.
Running a business is not easy. You have to constantly think of ways and means to keep it going and growing. As a part of the growth plan, you require financing for expanding operations or to buy new equipment or inventory or simply increase the working capital. To help you with your financing needs we offer Business Loans that will help your business grow.
LoanMoney will get you an approval in quickest possible time. All you need to do is visit LoanMoney.in and fill an enquiry form. You can also drop a mail to info@LoanMoney.in or call to +91-8130 222 111. A LoanMoney representative will get in touch with you and collect your documents from your doorstep.