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HDFC Bank Personal Loan for Home Renovation in Delhi NCR through LoanMoney

About HDFC Bank Personal Loan for Home Renovation

Home is the place where your story generates. All your dreams of making your place into a lovely home can be fulfilled easily through LoanMoney. Start renovating your place a more beautiful one with HDFC Bank Personal Loan for Home renovation. Designing interiors or home improvement can bring lot of hassles such as deposit for the contractor, costs and quality raw materials, hiring an interior decorator/planner and above all, putting your own efforts to make all your dreams come alive in those four walls. But with HDFC Bank Personal Loan for Home renovation through LoanMoney, insufficient funds would no longer be an issue. With the help of HDFC Bank Personal Loan through LoanMoney you can submit your documentation easily for Home Renovation Loans and it will be disbursed quicker, so that you can get your work started smoothly. 

Home Improvement Loan covers- 

  • Water-proofing & roofing
  • Tiling and flooring
  • Plumbing & electrical work
  • False ceiling & woodwork (fixed to the building)
  • Complete renovation of already owned residential property
  • Upgradation
  • Repair of your house/flat
  • External & internal repairs/paint 

Documentation Required for Home Renovation Loan

  • The first document will be the application form for the Loan with photographs.
  • Both salaried and self-employed people may be required to submit salary statements.
  • You may also need to provide bank statements covering the last 6 months.
  • You may be asked to provide Form 16s and IT returns or ITAO documents.
  • You must also submit a quotation from your architect on the estimate on how much the renovation is going to cost.
  • An address proof will also be required. This can be a drivers license, passports, ration cards, etc.
  • In some cases an identity proof may also be asked for which it can be driving licenses, Aadhar cards, passports, phone bills etc.
  • Pan cards, driving licenses, Aadhar cards and passports can also be submitted as proof of age, if required.


Advantages of HDFC Bank Personal Loan 

  • HDFC Bank is one of India’s premier financial institutions offering services in the areas of personal banking, corporate banking, insurance, trading and investments.
  • HDFC Bank offers hassle-free Loans at attractive interest rates with benefits of easy EMIs, speedy Loan approval, credit shield and disbursal in a minimum time of 2 days. They also provide customized offers for corporate employees and women professionals. With convenience at your doorstep, HDFC Bank Personal Loans is ideal for everyone.
    • They offer special deals to HDFC Bank account holders
    • The 1-min Personal Loan eligibility calculation is available online and across branches
    • Women employees are eligible for special offers
    • The ‘Walk in Loan’ offers a way to get your Personal Loan in a day. 
  • HDFC Bank advances Loans for a variety of reasons including Personal Loans, Marriage Loans, Renovation Loans, Travel Loans, Mortgage Loans and Business Loans

HDFC Bank Personal Loan in Delhi NCR through LoanMoney

Eligibility for HDFC Bank Personal Loan  

The following people are eligible to apply for a Personal Loan:  

  • Salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings, including central, state and local bodies
  • Individuals between 21 and 60 years of age
  • Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
  • Those who earn a minimum of Rs. 15,000 net income per month (Rs. 20,000 in Mumbai, Delhi, Bangalore, Chennai, Hyderabad, Prune, Kolkata, Ahmedabad, Cochin)


Documentation required for HDFC Bank Personal Loan  

Personal Loan documents to be submitted by a salaried person include:

  • Identity Proof: Aadhar Card, Valid Passport, Valid Voter ID Card or a Valid Driving License
  • Address Proof: Ration card/passport/telephone/rental agreement/electricity bill
  • 6 months Bank passbook or last 3 months Bank statement
  • Recent salary slip or current salary certificate.
  • Latest Form 16 

Documentation Required for Self-Employed Individuals and Working Professionals 

Personal Loan documents to be submitted by self-employed professionals include: 

  • PAN Card: For Company /Firm/ individual
  • Identity Proof: Passport/ Aadhaar Card/Voter's ID card/Driving License/Pan Card
  • Address proof: Aadhaar Card/Passport/Driving License/ Voter ID-Card
  • Latest 6 months Bank Statement
  • Latest ITR along with computation of income, recent Balance sheet along with Profit & Loss a/c (CA Certified /Audited) for the last 2 years
  • Proof of continuation
  • Apart from these documents, other compulsory documents are – Sole Proprietorship Declaration Or Certified Copy of Partnership Deed, Certified original copy of Memorandum and Articles of Association (certified by Director) and Board resolution (Original)


HDFC Bank Personal Loan Interest Rates

HDFC Bank Personal Loan offers highly competitive interest rates and has special offers and interest rates for HDFC Bank account holders. It also offers special Loan offers for women employees. First time borrowers will be given low Loan offerings. The Personal Loan is available on the basis of a person’s credit history like his repayment history on other Loans and credit cards. The process to apply for the Loan is simple and requires minimum documentation and a person can avail a Personal Loan for various needs. Read More..


Why choose LoanMoney for taking Home Renovation purpose Personal Loan from HDFC Bank


Quick Loan disbursal 

When you apply for a HDFC Bank Personal Loan for remodelling your house through LoanMoney, you won’t have to wait for weeks for the money to be transferred into your account; the Loan amount gets credited into your account within 72 to 120 hours (3 to 5 days!). The disbursal time is one of the benefits of HDFC Bank Personal Loan. Therefore, it proves to be a huge blessing for you in case of an emergency.


Easily Available – Getting HDFC Bank Personal Loan for Home Renovation purpose is not a tough task. HDFC Bank Personal Loan is offered at reasonable interest rates and it is easy and convenient to get Home Renovation Loan from HDFC Bank in comparison get Personal Loan from other Banks or NBFCs.

No Agent or Middleman Charges– In order to get Home Renovation Loan from HDFC Bank, you do not have to pay any agent or middleman charges. LoanMoney as your Loan Agency help you to avoid unnecessary delays and expenses.

Unsecured Loan –HDFC Bank Personal Loan is an unsecured Loan. There is no collateral security required in order to get this Home Renovation Loan from HDFC Bank. All that is required is your ability to pay back the money. You are not required to mortgage any of your assets or provide for any kind of guarantee. LoanMoney will try it best to ensure that HDFC Bank become sure of your re-payment ability and HDFC Bank will process the Loan.

Less Processing Time – LoanMoney guarantees that the processing time involved in getting Home Renovation Loan from HDFC Bank is very less.

Minimum Paperwork – LoanMoney ensures that getting a Home Renovation Loan from HDFC Bank does not require verification of any asset or any other kind of proofs and certificates that involve a lot of paperwork.

Schemes and Offers – LoanMoney keeps you updated with special schemes and offers of HDFC Bank for professionals like Chartered Accountants, Doctors and Architects etc.

About HDFC Bank

The Housing Development Finance Corporation Limited (HDFC) was amongst the first to receive an ‘in principle’ approval from the Reserve Bank of India (RBI) to set up a Bank in the private sector, as part of RBI’s liberalisation of the Indian Banking Industry in 1994. The Bank was incorporated in August 1994 in the name of 'HDFC Bank Limited', with its registered office in Mumbai, India. 

HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995.It is an Indian banking and financial services company headquartered in Mumbai, Maharashtra. It has 84,325 employees and has a presence in Bahrain, Hong Kong and Dubai. HDFC Bank is India’s largest private sector lender by assets. It is the largest Bank in India by market capitalization as of February 2016. It was ranked 69th in 2016 BrandZ Top 100 Most Valuable Global Brands. 

Loan Application


It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.


Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.


Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.


A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.

Different Purposes for Personal Loan through LoanMoney

Marriages are made in heaven and its celebration is one of the happiest and memorable events for married couples and their families. Wedding loan is available to people looking to meet their wedding expenses in order to make the wedding a grand success.
A Medical Loan is extended by a bank or a financial institution under the category of personal loans. A medical loan can be used for multiple emergency purposes such as an operation, surgery, procedure, therapy or for any concern related to health.
Balance transfer is the process where a customer transfers his outstanding principal amount to another bank or financial institute primarily for a better rate of interest and also for better features. Balance transfer reduces your interest rates and finally ensure saving.
The Credit Card Payment Loan is designed to allow you to take control of your finances and pay your credit cards off faster. This is made possible by consolidating your high-interest card balances into one monthly payment at a fixed rate and term.
The Education Loan aims at providing financial support from the bank to deserving/ meritorious students for pursuing higher education in India and abroad. Students enrolled in career-oriented courses e.g. medicine, engineering, management etc, can avail this.
Travel loan is a kind of Personal Loan that you can apply while planning a travel. It can help to cover the costs associated with your holiday, such as airfares, accommodation, hotel fares, tour packages, travel gears/accessories, or any other type of expenses associated with your travel.
Debt consolidation/ Financial Restructuring is a process to streamline one's financial stability and debt. Thus by consolidating many small debts with one debt, one gets favourable payment off terms and lower burden of EMI.
Home is the place where your story generates. Home Renovation Loans are designed for the purpose of renovating a house and can be taken by a person who owns the property to be renovated.

Disclaimer: LoanMoney is not a Loan Providing Organization. We are facilitating the Loan Process from various Banks & NBFC. The rate, eligibility criteria, term & conditions of various banks are subject to change as per bank discretion. We try our best to keep the data up-to-date, but we can't guarantee the accuracy of data provided in this site. LoanMoney help you to embark on your dream at the right time with many Banks/NBFC's Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements... read more

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