HDFC Personal Loans are great when it comes to dealing with life’s financial challenges. There are number of times when you need quick money for a number of reasons, it could be a medical emergency, or an urgent housing renovation, a foreign holiday, a family wedding or any other such thing. Getting HDFC Bank Personal Loan not only helps you get by, quick repayment of it improves your credit score thus enabling you to take bigger help next time, in case the need arrives.
Flexibility of usage minimal documentation and quick processing make HDFC Personal Loan a preferred financing option. Enjoy a wide range of benefits, speedy documentation, and competitive rates when you choose a HDFC Bank Personal Loan through LoanMoney. LoanMoney will help you meet all your financial needs without any hassles!
HDFC Personal Loans are great when it comes to dealing with life’s financial challenges. There are number of times when you need quick money for a number of reasons, it could be a medical emergency, or an urgent housing renovation, a foreign holiday, a family wedding or any other such thing. Getting HDFC Bank Personal Loan not only helps you get by, quick repayment of it improves your credit score thus enabling you to take bigger help next time, in case the need arrives.
Features of HDFC Bank Personal Loan
Benefits of HDFC Bank Personal Loan
Eligibility of HDFC Personal Loan relies upon different factors but the most important factor is your ability to repay the loan. The main factors on which the eligibility of an applicant depends are:
Documents for HDFC Bank Personal Loan
HDFC Personal Loan interest rates is one of the first parameters that one considers along with other value adds like pre-closure options, part payments etc. Interest rates are the rate at which the bank is willing to lend money to you which in turn is their source of income. Let us have a basic understanding of how Personal Loan interest rates are calculated.
The Bank has deposits from customers like you in the form of Fixed Deposits, balance in the savings account and so on. The bank has a certain payout for these deposits. This payout is considered as the cost of capital for the banks and they lend at an interest higher than their cost of capital accounting for the risk involved with the customer who they are lending to. read more...
Have a Question regarding Personal Loans? Check out Frequently Asked Questions about HDFC Bank Personal Loans. Find the answers to all your HDFC Bank Personal Loan queries and Get your clarification right here.
How long can I take to repay my HDFC Personal Loan?
HDFC Personal Loan offers flexible repayment options ranging from 12 to 60 months, depending on the customer’s profile.
How much can I borrow HDFC Personal Loan through LoanMoney?
You can take a loan ranging from Rs. 50,000 to Rs. 15, 00,000, depending on your income and repayment capacity. You can club your spouse’s income if you want to get a bigger loan.
How can I repay my HDFC Personal Loan through LoanMoney?
You pay the loan in equal monthly instalments (EMIs). The loan will be paid through post-dated cheques. You can also pay through ECS or a standing instruction to debit your HDFC Bank account with the EMI amount. Try LoanMoney for EMI calculator to calculate how much you need to pay each month.
What are the loan tenure options for Professionals Loan?
You can repay your loan over a period of 12 to 60 months. read more...
Marginal Cost of Funds based Lending Rates (MCLR)
Effective Date: March 7, 2017
| Tenor | MCLR in % |
| Overnight | 7.85 |
| 1 month | 7.85 |
| 3 month | 7.9 |
| 6 month | 7.95 |
| 1 year | 8.15 |
| 2 year | 8.2 |
| 3 year | 8.3 |
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In 1995 HDFC Bank was incorporated, with its registered office in Mumbai, India. Its first corporate office and a full service branch at Sandoz House, Worli was inaugurated by the then Union Finance Minister, Dr. Manmohan Singh. HDFC Bank is an Indian banking and financial services company headquartered in Mumbai, Maharashtra. It has about 76,286 employees including 12,680 women and has a presence in Bahrain, Hong Kong and Dubai. HDFC Bank is the second largest private bank in India as measured by assets.
It is the largest bank in India by market capitalization as of February 2016. It was ranked 69th in 2016 BrandZTM Top 100 Most Valuable Global Brands. HDFC Bank provides a number of products and services which includes Wholesale banking, Retail banking, Treasury, Auto (car) Loans, Two Wheeler Loans, Personal loans, Loan Against Property and Credit Cards.
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