HDFC Bank Limited (Housing Development Finance Corporation), which was founded in August, 1994, is the 5th largest bank in India. It has 84,325 employees and its branches are also present in Bahrain, Hong Kong and Dubai. HDFC Bank has won the trust of their customers by their services over the years. Now it has become one of the leading Banks in providing personal loan to individuals.
One can avail four types of Loan form HDFC Bank Limited which are:-
HDFC Personal Loans has three main benefits - Transparency, Competitive Rate of Interest, and Faster Loans. At LoanMoney.in, you can check your eligibility by filling a simple form on our website. Read on to know more about HDFC Personal Loan Eligibility and documentation requirements.
HDFC Personal Loan Interest rates, fees and Other Charges
|Rate of Interest (Salaried)||15.00% TO 20.99 %|
|Loan processing charges||Up to 2.50% of the loan amount subject to a minimum of Rs. 1,999/- & Maximum of Rs. 25000/- for Salaried Customers.|
|Prepayment (Salaried)||No pre-payment permitted until repayment of 12 EMIs|
|Pre-payment charges Salaried||13-24 Months - 4% of Principal Outstanding,25-36 Months - 3% of Principal Outstanding >36 Months - 2% of Principal Outstanding|
|Guarantor Requirement||No guarantor required|
HDFC Bank Personal Loan Features & Benefits in Delhi/NCR
HDFC Bank Personal Loan Eligibility & Documentation in Delhi/NCR
HDFC Bank Personal Loan Interest Rates and Charges in Delhi/NCR
HDFC Bank Personal Loan Frequently Asked Questions (FAQ) in Delhi/NCR
Buying the house of your dreams requires long-term planning and we are here to help you along every step of the finance process. If you can dream it, you can own it! Everything you need to know to avail of a Home Loan is right here.
HDFC bank Home Loan Interest Rate, Fees and Other Charges
|Interest Rate||8.45% to 8.70%|
|Processing Fees||Up to 0.50% of the loan amount or Rs.11,800 whichever is minimum|
|Loan Tenure||1 Year to 30 years|
|Guarantor Requirement||No Guarantor Required|
|Partial PrePayment Charges||Nil|
HDFC Bank Loan Against Property can get you a higher loan amount for your business or personal needs with the benefit of lower EMI. With easy documentation, speedy approvals and flexible repayment options, getting a loan couldn't get easier.
Rate of Interest applicable on HDFC Bank Loan Against Property
|HDFC Mortgage Loan||Interest Rates|
|HDFC Loan Against Property Floating||9.60%|
|Upto Rs. 25 Lakh||9.60%|
|Rs. 25 Lakh - 75 Lakh||9.60%|
|Rs. 75 Lakh - 2 Cr||9.60%|
|Above Rs. 2 Cr||9.60%|
|Processing Fee Upto 1.00%||Processing Fee Upto 1.00%|
|Loan Tenure||15 Years|
HDFC Bank Loan Against Property Features & Benefits in Delhi/NCR
HDFC Bank Loan Against Property Eligibility & Documentation in Delhi/NCR
HDFC Bank Loan Against Property Interest Rates and Charges in Delhi/NCR
HDFC Bank Loan Against Property Frequently Asked Questions (FAQ) in Delhi/NCR
Whatever be your need HDFC Bank have a Business loan for you. Over the years HDFC Bank have won the trust of HDFC Bank’s customers and have become market leaders in loan products.
HDFC Bank Business Loan Rate of Interest, fees and other Charges
|Rack Interest Rate Range||15.50% to 18.30%|
|Loan Processing Charges||Up to 2.50% of the loan amount subject to a minimum of Rs. 1,000/- & Maximum of Rs. 75000/-|
|Prepayment||No pre-payment permitted until repayment of 6 EMIs|
|Pre-payment charges||07-24 Months - 4% of Principal Outstanding | 25-36 Months - 3% of Principal Outstanding | >36 Months - 2% of Principal Outstanding|
|Minimum Credit Score||650 and above|
|Loan to Value Ratio||Upto 50%|
|FOIR (Fixed Obligations to Income Ratio)||0.65|
HDFC Bank Business Loan Features & Benefits in Delhi/NCR
HDFC Bank Business Loan Eligibility & Documentation in Delhi/NCR
HDFC Bank Business Loan Interest Rates and Charges in Delhi/NCR
HDFC Bank Business Loan Frequently Asked Questions (FAQ) in Delhi/NCR
Marginal Cost of Funds based Lending Rates (MCLR)
Effective Date: March 7, 2017
|Tenor||MCLR in %|
Wazirpur | Vishwas Nagar | Vikaspuri | Tri Nagar | Timarpur | Tilak Nagar | Shalimar Bagh | Shakur Basti | Shahdara | Sadar Bazar | Rohini | R K Puram | Rajouri Garden | Rajendra Nagar | Patparganj | Patel Nagar | Okhla | New Delhi | Narela | Nangloi Jat | Najafgarh | Model Town | Mehrauli | Matia Mahal | Malviya Nagar | Madipur | Laxmi Nagar | Krishna Nagar | Kasturba Nagar | Karol Bagh | Kalkaji | Jangpura | Janakpuri | Hari Nagar | Greater Kailash | Gandhi Nagar | Dwarka | Deoli | Delhi Cantt | Chhatarpur | Chandni Chowk | Burari | Bijwasan | Bawana | Ballimaran | Badli | Badarpur | Babarpur | Ambedkar Nagar | Adarsh Nagar | Ghonda | Karwal Nagar | Kirari | Kondli | Mangolpuri | Matiala | Moti Nagar | Mundka | Mustafabad | Palam | Rithala | Rohtas Nagar | Sangam Vihar | Seelampur | Seema Puri | Sultanpur Majra | Trilokpuri | Tughlakabad | Uttam Nagar
In 1995 HDFC Bank was incorporated, with its registered office in Mumbai, India. Its first corporate office and a full service branch at Sandoz House, Worli was inaugurated by the then Union Finance Minister, Dr. Manmohan Singh. HDFC Bank is an Indian banking and financial services company headquartered in Mumbai, Maharashtra. It has about 76,286 employees including 12,680 women and has a presence in Bahrain, Hong Kong and Dubai. HDFC Bank is the second largest private bank in India as measured by assets.
It is the largest bank in India by market capitalization as of February 2016. It was ranked 69th in 2016 BrandZTM Top 100 Most Valuable Global Brands. HDFC Bank provides a number of products and services which includes Wholesale banking, Retail banking, Treasury, Auto (car) Loans, Two Wheeler Loans, Personal loans, Loan Against Property and Credit Cards.
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