Documentation Require for Home Loan
Each bank has its own list of documents that one must submit at the time of application.
Applicant & Co-Applicant
  • Passport size photograph.
  • PAN Card Copy
  • Proof of Age.
  • Copy of Bank A/C statements for the last 6 months.
  • Signature verification from your banker.
  • Loan account statement(s) / Sanction letter for running loans
If you are self-employed you require
  • VAT / Service Tax Return of Current Financial Year
  • Audited financial statements for the last 2 years.
  • Business ITR with Tax Audit and Computation of Income
  • Individual ITR with Computations
  • Saving account statements of Applicant and Co-applicant for last 6 months (updated)
If you are salaried, you need
  • Salary
  • Form 16 -2 Yrs
  • Latest pay slip - 3 Months
  • ITR & Computation of Income
And at the disbursal stage (for property already located), you need to submit the following
  • Allotment letters.
  • Photocopies of title deeds.
  • Encumbrance certificate.
  • Agreement to sell.
  • Booking Receipts
 
Apply Home Loan
Like/Follow LoanMoney on Facebook Follow LoanMoney on Twitter Read LoanMoney Blog Follow LoanMoney on LinkedIn Follow LoanMoney on Google Plus Watch LoanMoney Videos on Youtube