Home Loan Eligibility

Home Loan Eligibility in Delhi NCR through LoanMony

Eligibility for Home Loan in Delhi NCR

Home Loan eligibility is calculated after considering various factors including monthly income, fixed monthly obligation, current age, retirement age etc. Your home loan eligibility can also be considered an indicator of your home loan affordability. Quick Form for Personal Loan in Delhi NCR

Salaried individuals eligible for Home Loan:

Individuals in permanent service in the Government or reputed companies
Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity

Professionals eligible for Home Loan:

Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
Applicants above 21 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity meet our housing loan criteria

Self-employed individuals eligible for Home Loan:

Any individual filing income tax returns can apply
Applicants should be above 21 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity

Partnership and Private Firms:

ITR filed by the company for the last three years and Profit and loss balance sheet in the name of the company or firm.
Form-16 of individual directors, in case of a private firm.
Three year’s ITR and partnership deed, in case of a partnership firm.
Bank account statement of the last six months of the partner’s or directors.
A business profile. Quick Form for Personal Loan in Delhi NCR

NRI Applicants:

Applicant’s valid work permit.
Appointment contract of applicant given by the employer.
Copy of applicant’s Visa and Passport.
Credit report of the borrower from a valid credit agency of the country, where he or she is employed.
NRO or NRE bank account statements of borrower from the last six months.

LaonMoney is an Authorized Direct Selling Agents of various National, Multinational and Non Banking Financial Companies for promoting their sales for asset division. Quick Form for Personal Loan in Delhi NCR

LoanMoney can provide Home Loan from:-

Home Loan from Nationalised Bank: Canara Bank, Allahabad Bank, Andhra Bank, Bank of India, Bank of Maharashtra, Central Bank of India, Dena Bank,IDBI Bank, Jammu and Kashmir Bank, Karnataka Bank, Punjab and Sindh Bank, Syndicate Bank, UCO Bank, Union Bank of India, United Bank of India, Vijaya Bank, State Bank of India, Punjab National Bank and Bank of Baroda.

Home Loan from Private Bank: Bandhan Bank, Corporation Bank, DCB Bank, Federal Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, Oriental Bank of Commerce, South Indian Bank, HDFC Bank, ICICI Bank , Yes Bank, Axis Bank, Kotak Mahindra Bank, Standard Chartered Bank, HSBC Bank, Deutsche Bank, Induslnd Bank and RBL Bank.

Home Loan from Non Banking Financial Company (NBFC): DHFL Home, Indiabulls, Tata Capital, Bajaj Finserv, Capital First, Fullerton India, Aditya Birla Finance, LIC Housing Finance, Magma Fincorp, Reliance Capital and Tata Capital.

Know more about Home Loan

About Home Loan

Home Loan is a Secured loan offered against the security of a house/property which is funded by the bank’s and NBFCs the property could be a personal property or a commercial one. Read More...

Apply Home Loan

Apply for Home Loan and get instant approval. Learn more about where to apply Home Loan. Get the most competitive interest rates for Home Loans and the most comprehensive financial planning advice in Delhi NCR. Read More...

Home Loan Interest Rates

Home Loan Interest Rates is one of the first parameters that one considers along with other value adds like pre-closure options, part payments etc. Interest rates are the rate at which the bank is willing to lend money to you which in turn is their source of income. Read More...

Home Loan Documentation

Check out the list of documents required for Home Loans in Delhi NCR through LoanMoney, and apply for your own Home Loan easily. Read More...

Home Loan Process

If you are a first time home buyer looking for Home Loan, here is the step by step guide to the process of obtaining a home loan. Start Home Loan Process follow these simple steps. Read More...

Home Loan Must Read

You can generally seek a first time home loan for buying a house or a flat, renovation, extension and repairs to your existing house. Most banks have a separate policy for those who are going for a second house. Read More...

Home Loan Frequently Asked Questions (FAQ)

Have a Question regarding Home Loans? Check out Frequently Asked Questions about Home Loans. Find the answers to all your Home Loan queries and Get your clarification right here. Read More...

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