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Home Loan Process in Delhi NCR through LoanMoney

If you are a first time home buyer looking for Home Loan, here is the step by step guide to the process of obtaining a home loan. Start Home Loan Process follow these simple steps.

LaonMoney is an Authorized Direct Selling Agents of various National, Multinational and Non Banking Financial Companies for promoting their sales for asset division.

Step 1: Applying for a Home Loan

  • Place an enquiry: To being with, you can place an enquiry with us on the website or call our expert.
  • Documents required: It’s always helpful if you can keep a few required basic documents handy which will be required for your home loan processing. Checklist o Age & Identity Proof, Residence Address proof, Income Proof i.e. salary slips, form 16, income tax return -2 yrs/ Last 2 years Audited Financials. Existing Obligation Details with statement of accounts, Last 6 months Bank Statements, Property Documents, if the property is finalized i.e. Allotment letter of agreement of sale & previous property chain link documents if the property is being resold, Own Contributions of 10%/20% Proof.
  • Doorstep service/ Documents pick up: Executive will make a visit to the place of your convenience, collect the documents and will submit them along with the processing fee.

Step 2: Home Loan Sanction

  • Determining the financial eligibility: The lending bank/ NBFC will use the information provided by you to determine your financial eligibility based on your income, age, existing loans and their repayment track and the same will be subject to positive residence and office verification.
  • Property valuation: Once your financial eligibility is determined, the lender will also assess the property value to arrive at the final eligibility
  • Legal Valuation: The lender would carry out Legal verification to ensure your property is clear from any legal encumbrances

Step 3: Home Loan disbursement

  • Signing the home loan agreement: You are now ready to sign the home loan agreement. All that’s left is for you to submit your original property documents, a few postdated cheques, and the loan agreement.
  • Disbursement: That’s it! Lender will issue a cheque in the favor of seller/builder and your dream home is a reality now. Your EMI commences from the day of disbursement
  • Legal Valuation: The lender would carry out Legal verification to ensure your property is clear from any legal encumbrances. 

LoanMoney can provide Home Loan from:-

Home Loan from Nationalised Bank: Canara Bank, Allahabad Bank, Andhra Bank, Bank of India, Bank of Maharashtra, Central Bank of India, Dena Bank,IDBI Bank, Jammu and Kashmir Bank, Karnataka Bank, Punjab and Sindh Bank, Syndicate Bank, UCO Bank, Union Bank of India, United Bank of India, Vijiya Bank, State Bank of India, Punjab National Bank and Bank of Baroda.

Home Loan from Private Bank: Bandhan Bank, Corporation Bank, DCB Bank, Federal Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, Oriental Bank of Commerce, South Indian Bank, HDFC Bank, ICICI Bank , Yes Bank, Axis Bank, Kotak Mahindra Bank, Standard Chartered Bank, HSBC Bank, Deutsche Bank, Induslnd Bank and RBL Bank.

Home Loan from Non Banking Financial Company (NBFC): DHFL Home, Indiabulls, Tata Capital, Bajaj Finserv, Capital First, Fullerton India, Aditya Birla Finance, LIC Housing Finance, Magma Fincorp, Reliance Capital and Tata Capital.

LoanMoney will get you an approval in Less Processing Time, Easily Available Loan, Lowers Interest Rates and No Agent or Middleman Charges. Apply for Home Loan Now

Know more about Home Loan

About Home Loan

Home Loan is a Secured loan offered against the security of a house/property which is funded by the bank’s and NBFCs the property could be a personal property or a commercial one. Read More...

Apply Home Loan

Apply for Home Loan and get instant approval. Learn more about where to apply Home Loan. Get the most competitive interest rates for Home Loans and the most comprehensive financial planning advice in Delhi NCR. Read More...

Home Loan Interest Rates 

Home Loan Interest Rates is one of the first parameters that one considers along with other value adds like pre-closure options, part payments etc. Interest rates are the rate at which the bank is willing to lend money to you which in turn is their source of income. Read More...

Home Loan Eligibility

Home Loan eligibility is calculated after considering various factors including monthly income, fixed monthly obligation, current age, retirement age etc. Your home loan eligibility can also be considered an indicator of your home loan affordability. Read More...

Home Loan Documentation

Check out the list of documents required for Home Loans in Delhi NCR through LoanMoney, and apply for your own Home Loan easily. Read More...

Home Loan Process

If you are a first time home buyer looking for Home Loan, here is the step by step guide to the process of obtaining a home loan. Start Home Loan Process follow these simple steps. Read More...

Home Loan Must Read

You can generally seek a first time home loan for buying a house or a flat, renovation, extension and repairs to your existing house. Most banks have a separate policy for those who are going for a second house.  Read More...

Home Loan Frequently Asked Questions (FAQ)

Have a Question regarding Home Loans? Check out Frequently Asked Questions about Home Loans. Find the answers to all your Home Loan queries and Get your clarification right here. Read More...

 
Apply Home Loan

 

It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.

 

Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.

 

Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.

 

A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.

Different Purposes for Personal Loan through LoanMoney

Marriages are made in heaven and its celebration is one of the happiest and memorable events for married couples and their families. Wedding loan is available to people looking to meet their wedding expenses in order to make the wedding a grand success.
A Medical Loan is extended by a bank or a financial institution under the category of personal loans. A medical loan can be used for multiple emergency purposes such as an operation, surgery, procedure, therapy or for any concern related to health.
Balance transfer is the process where a customer transfers his outstanding principal amount to another bank or financial institute primarily for a better rate of interest and also for better features. Balance transfer reduces your interest rates and finally ensure saving.
The Credit Card Payment Loan is designed to allow you to take control of your finances and pay your credit cards off faster. This is made possible by consolidating your high-interest card balances into one monthly payment at a fixed rate and term.
The Education Loanaims at providing financial support from the bank to deserving/ meritorious students for pursuing higher education in India and abroad. Students enrolled in career-oriented courses e.g. medicine, engineering, management etc, can avail this.
Travel loan is a kind of Personal Loan that you can apply while planning a travel. It can help to cover the costs associated with your holiday, such as airfares, accommodation, hotel fares, tour packages, travel gears/accessories, or any other type of expenses associated with your travel.
Debt consolidation/ Financial Restructuring is a process to streamline one’s financial stability and debt. Thus by consolidating many small debts with one debt, one gets favourable payment off terms and lower burden of EMI.
Home is the place where your story generates. Home Renovation Loans are designed for the purpose of renovating a house and can be taken by a person who owns the property to be renovated.

Disclaimer: LoanMoney is not a Loan Providing Organization. We are facilitating the Loan Process from various Banks & NBFC. The rate, eligibility criteria, term & conditions of various banks are subject to change as per bank discretion. We try our best to keep the data up-to-date, but we can't guarantee the accuracy of data provided in this site. LoanMoney help you to embark on your dream at the right time with many Banks/NBFC's Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.

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