Loan Application

Home Loan from DHFL

DHFL Home Loan

Everything you need to know to avail of a home loan is right here. You can be assured of fair terms, total transparency and flexibility. DHFL Home Loan believes that when it comes to owning a home, nothing should come in the way. Avail a Home Loan of up to 500,00,000 (minimum loan amount 1 lac) but not exceeding 85% of the cost of property (including stamp duty and registration fees) or 80% of market value, whichever is lower.

There are many obstacles, which are affecting you in getting close to your dream home. LoanMoney try to give answers to all questions related to DHFL Home Loan, and make this home loan process simple for you. Follow a few simple steps to help LoanMoney team understand your requirements.


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Eligibility Criteria & Documentation required for DHFL home loan

 

Salaried

Self Employed

Age 21 years to 60 years 21 years to 65 years
Income >200000 (pa) > 200000
Loan Amount Offered Upto 5 crore upto 5 cr
Tenure  upto 20 year upto year
Current Experience > 2 year >3 year
Processing Fee
10500/- + service tax 10500/- + service tax
Documentation
  • ID and pan card copy
  • Address proof
  • 6 months bank statement from salary account
  • form 16
  • 3 months salary slip
  • Passport size photo
  • Application form with photograph
  • Identity & residence proof
  • Education qualifications certificate & proof of business existence
  • Business profile, Last 3 years profit/loss & balance sheet
  • Last 6 months bank statements
  •  Processing fee cheque.

* Maximum project approved
* Maximum eligibility
* fast processing


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* Increased Home Loan eligibility on future rental income and part time income apart from salary.
* Increased Loan amount based on current running loans. The more EMI you are paying, the more loan you get. 
* Eligibility on 70 yrs of applicant up to 20 yrs


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Click Here to Apply
About DHFL:

DHFL was established by Late Shri Rajesh Kumar Wadhawan (16th April, 1949-30th September, 2000), a visionary Indian businessman. The Founder Chairman observed the sad truth that most Indians couldnt get a housing loan on fair terms. He believed that owning a home is a critical element to the building of an identity for every Indian. He thus set out on a mission to manage this social need. On April 11, 1984, DHFL was established to enable access to affordable housing finance to the lower and middle income groups in semi-urban and rural parts of India. DHFL is the second housing finance Company to be established in the country, however, with a unique mission, which is today benchmark as a model of financial inclusion in the Indian financial services sector. While most experts lauded Shri Rajesh Kumar Wadhawans altruism, they posed pragmatic apprehensions on the possibility of this Vision becoming a reality.

However, that did not influence the visionarys mission. DHFL disbursed funds from its own equity contribution and had a return of less than 8% at a time when interest rates were about 18%. But, what DHFL ascertained was the difference between those who see things as they are and the visionaries who see things as they can be. DHFL Changing Rules, Changing Lives Over 30 years have passed since the Companys inception and today DHFL stands strong as one of Indias largest housing finance companies (and the second largest in the private sector). Today, led by Mr. Kapil Wadhawan, the Company is still living the Founders Dream and enabling access to home ownership. It is profitably doing what its Founder intended it to do. DHFL takes pride in its purpose-driven team of enthusiastic people who are willing to carry on the Founders vision and transform the housing sector in India by providing affordable housing finance. The Company has encouraged hundreds of thousands of people to make that upward journey by simplifying financial access and providing them with the privilege of home loan products, insurance services and unique fixed deposit schemes tailor made to suit their needs.

Apply DHFL Home Loan
It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.
Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.
Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.
A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.
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