Loan Application

Home Loan from HDFC Ltd

HDFC Ltd Home Loan

  • Plot
  • New Home Loan
  • Resale
  • Renovation
  • Construction
  • Balance Transfer

Salient Features :

  • Loans for purchase of:
    • A flat, row house, bungalow from private developers in approved projects.
    • Properties from Development Authorities such as DDA, MHADA etc.
  • Attractive interest rates that make your Home Loan affordable and easier on your pocket.
  • Customised repayment options to suit your needs.
  • No hidden charges.
  • Expert legal and technical counselling to help you make the right home buying decision.
  • Integrated branch network for availing and servicing the loan anywhere in India.
  • Special arrangement with AGIF for Home Loans for those employed in the Indian Army.

Click Here to Apply
Eligibility Criteria & Documentation required for HDFC Ltd home loan

 

Salaried

Self Employed

Age 23 -70 21- 70
Income Min Rs. 30000/- p.m 2 Lacs
Loan Amount Offered 25 Lacs to 25 Cr 25 Lac to 25 Cr
Tenure  2 -30 Yrs 2 -30 Yrs
Current Experience 1 yr 3 Yrs
Processing Fee
3000/ - to 0.50% 0.10%
Documentation

Following are the documents you would need to submit for all applicants / co-applicants along with the completed and signed Application Form for loan approval:

Purpose

Documents

Proof of both identity and residence (any 1)

  1. Valid Passport
  2. Voter ID Card
  3. Aadhaar Card
  4. Valid Driving Licence

For the complete list of KYC documents click here

Proof of income

  1. Last 3 months' Salary Slips
  2. Last 6 months' Bank Statements, showing salary credits
  3. Latest Form-16 and IT returns

Other documents

  1. Employment Contract / Appointment Letter in case current employment is less than 1 year old
  2. Last 6 months' Bank Statements showing repayment of any ongoing loans
  3. Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across
  4. Cheque for processing fee favouring ‘HDFC Ltd.’

Property related documents

  1. Copy of the Allotment Letter / Buyer Agreement
  2. Receipt/(s) of payment/(s) made to the developer

All documents to be self attested.

Documents

Proof of both identity and residence (any 1)

  1. Valid Passport
  2. Voter ID Card
  3. Aadhaar Card
  4. Valid Driving Licence

For the complete list of KYC documents 

Proof of income

  1. Last 3 months' Salary Slips
  2. Last 6 months' Bank Statements, showing salary credits
  3. Latest Form-16 and IT returns

Other documents

  1. Employment Contract / Appointment Letter in case current employment is less than 1 year old
  2. Last 6 months' Bank Statements showing repayment of any ongoing loans
  3. Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across
  4. Cheque for processing fee favouring ‘HDFC Ltd.’

Property related documents

  1. Copy of the Allotment Letter / Buyer Agreement
  2. Receipt/(s) of payment/(s) made to the developer

All documents to be self attested.

Salaried ,SEP and SENP- Women Power
Home/HIL/HEL/Refinance Revised Rates Basis
  % %
For Women* (upto 75 lakhs) 8.30% RPLR - 7.65 
For Women* (above 75 lakhs) 8.35% RPLR - 7.60
     
Salaried ,SEP and SENP- Others
Home/HIL/HEL/Refinance Revised Rates Basis
For Others (upto 75 lakhs) 8.40% RPLR - 7.60 
For Others (above 75 lakhs) 8.50% RPLR - 7.55
 
 
Salaried,SEP, SENP-Women Power
Plot Loans Revised Rates Basis
  % %
For Women* (upto 30 lakhs) 8.40% RPLR - 7.60 
For Women* (above 30 lakhs) 8.65% RPLR - 7.40
Salaried,SEP,SENP- Others
Plot Loans Revised Rates Basis
  % %
For Others (upto 30 lakhs) 8.75% RPLR - 7.55
For Others (above 30 lakhs) 8.95% RPLR - 7.35
 
 
Self Employed-Value Plus Home Loans 
Home/HIL/HEL/Refinance Revised Rates Basis
    %
All Loan Amounts 9.80% RPLR-6.50
 
 
Top -Up Loans
  Revised Rates Basis
    %
Top Up Loan for Existing customers  8.95% RPLR - 7.35
Rates applicable to Top Up with Balance Transfer Loans  Same as normal HL  Rate Slab   






TruFixed Rates
Home  Loans - 2 & 3 Year Fixed - EMPL ,SEP & SENP
Home/HIL/HEL/Refinance Interest Rate Post fixed rate period the applicable ARHL Interest Rate 
 Women Power    
 Upto 75 lacs 8.65% RPLR-7.65
Over 75 Lacs   8.70% RPLR-7.60
Others     
Upto 75 Lacs 8.70% RPLR-7.60
Over 75 Lacs 8.75% RPLR-7.55
 
 
Plot  Loans - 2 & 3 Year Fixed - EMPL ,SEP & SENP
Plot Loans Interest Rate Post fixed rate period the applicable ARHL Interest Rate 
 Women Power    
 Upto 30 lacs 8.70% RPLR - 7.60
Over 30 Lacs   8.90% RPLR - 7.40
Others     
Upto 30 Lacs 8.75% RPLR - 7.55
Over 30 Lacs 8.95% RPLR - 7.35
 
 
Top Up Loan - 2 & 3 Year Fixed - EMPL ,SEP,SENP  
  Revised Rates Basis
    %
Top Up Loan for Existing customers  8.95% RPLR - 7.35
Rates applicable to Top Up with Balance Transfer Loans  Same as HL Rate Slab  

Click Here to Apply

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About HDFC Ltd:

HDFC Ltd is India's No. 1 housing finance company and a pioneer in the field of home loans. Housing Development Finance Corporation Limited or HDFC is an Indian financial conglomerate based in Mumbai, India. It is a major provider of finance for housing in India. It also has a presence in banking, life and general insurance, asset management, venture capital and education loans.

It was founded in 1977 as the first specialised mortgage company in India. HDFC was promoted by the Industrial Credit and Investment Corporation of India. Hasmukhbhai Parekh played a key role in the foundation of this company.

In 2000, HDFC Asset Management company launched its mutual fund schemes. In the same year, IRDA granted registration to HDFC Standard Life Insurance, as the first private sector life insurance company in India.

Apply HDFC Ltd Home Loan
It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.
Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.
Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.
A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.
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