Home Loan from IDFC Bank

IDFC Bank Home Loan

Buying a Home is the costliest purchase in one's life and it is equally important to choose a Home Loan partner who will look beyond loan transactions. Typically Home loans being 20-30 years tenure, the terms should be easy to understand and process simplified with utmost transparency. It's that sense of security one feels when taking loan from IDFC Bank

There are many obstacles, which are affecting you in getting close to your dream home. Loanmoney try to give answers to all questions related to IDFC Home Loans, and make this home loan process simple for you. Follow a few simple steps to help Loanmoney team understand your requirements.


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Eligibility Criteria & Documentation required for IDFC Bank home loan

 

Salaried

Self Employed

Age 21-65 21.-65
Income >200000 (pa) 2,00,000(pa)
Loan Amount Offered upto 5 cr upto 1 cr
Tenure  20 20
Current Experience > 2 year >3 year
Processing Fee
10000/- + service tax 10000/- + service tax
Documentation

1) ID and pan card copy

2) Address proof

3) 6 months bank statement from salary account

4) form 16

5) 3 months salary slip

6) Passport size photo

1) Income tax returns for last 2 years.
2) Profit & Loss Account along with computation of Income and Balance Sheet for last 2 years, duly certified by a CA.
3) Proof of business continuity for last 3 years.
4) Copy of bank statement (main account) for last 6 months.
5) Short note on the nature of business, form of organisation, clients and suppliers, etc.
6) Photo Identity.
7) Proof of signature.
8) Proof of Residence.
9) Proof of age

  • Attractive Interest Rates.
  • Tenure can range up to 20 years for Housing Loan. 
  • Easy Monthly repayment mode.
  • Loans to salaried and self employed.
  • For purchase of house, residential plot & construction.
  • Insurance Option available for your house loan.
  • Speedy Loan Approvals

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All Projects of Builders approved


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About IDFC Bank:
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