Home Loan from INDIABULLS Home Loans

INDIABULLS Home Loans Home Loan

Indiabulls Home Loans offers the best features and most competitive pricing to the widest range of borrowers seeking to buy their dream home. While every home loan is a very personalized need of borrowers and Indiabulls Home Loans makes the best effort to understand the requirement and provide them with the most customized home loans. Indiabulls offer up to 90% of the cost of the property (including the cost of the land), if your loan requirement is up to Rs. 30 lakh. For loans above Rs. 30 lakh and up to Rs. 75 Lakh , it is up to 80% and for loans above Rs 75 Lakh, it can be maximum 75% of the cost of the property . This is subject to the repayment capacity of the customer.

There are many obstacles, which are affecting you in getting close to your dream home. LoanMoney try to give answers to all questions from Indiabulls, and make this home loan process simple for you. Follow a few simple steps to help LoanMoney team understand your requirements.

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Eligibility Criteria & Documentation required for INDIABULLS Home Loans home loan



Self Employed

Age 21 years to 60 years 21 years to 65 years
Income Above Rs. 300,000 (pa) Audited Financials
Loan Amount Offered Upto 25 CR Upto 25CR
Tenure  20 - 25 years 25 years
Current Experience > 2 year >3 year
Processing Fee
10000/- + service tax 10000/- + service tax

1) ID and pan card copy

2) Address proof

3) 6 months bank statement from salary account

4) Form 16

5) 3 months salary slip

6) Passport size photo

1) ID and pan card copy
2) Address proof.
3) 1 passport size photo
4) Copy of bank statement (current account) for last one year
5) Two years ITR with computation of income,balance sheet and profit and loss account statement
6) Company profile on letter head
7) Sale tax / VAT return/ Service Tax (if applicable)

Maximum loan : We offer upto 90% of the cost of the property (including the cost of the land), if your loan requirement is upto Rs. 30 lacs . For loans above Rs. 30 lacs and upto Rs. 75 Lacs , it is upto 80% and for loans above Rs 75 Lacs, it can be maximum 75% of the cost of the property . This is subject to the repayment capacity of the customer.·

Maximum Term:
30 years subject to your retirement age.

Applicant and Co-Applicant to the loan:
Home Loans can be applied for either individually or jointly. Proposed owners of the property, will have to be co-applicants. However, the co-applicants need not be co-owners.

Adjustable Interest Rate Home Loan:
Loan under Adjustable Interest Rate is linked to benchmark rates of IHFL. The rate on your loan may be revised from the following month, if there is a change in the benchmark rate of IHFL. However, the EMI on the home loan disbursed will not change*. If the interest rate increases, the

interest component in an EMI will increase and the principal component will reduce resulting in an extension of term of the loan, and vice versa when the interest rate decreases.


Purchase of Flat, row house, bungalow from developers, existing freehold properties, properties in an existing co-operative housing society or apartment owner's association

Construction of residential dwelling unit on a plot already owned.

Purchase of residential plot and / or construction thereon

Extension of existing residential property (adding floors, new rooms)

Renovation of existing residential property

* Conditions Apply·

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  • Get home loan sanction letter in 48 Hrs.
  • Doorstep Assistance
  • Discounted Processing Fees for Loan above 50 Lacs
  • Approval of loan even if property is yet to be selected
  • Online access of Loan account
  • Funding available for NRI customers
  • Facility for funding for builder’s under construction and ready properties
  • Experienced staff to provide doorstep services
  • Quick processing and disbursal of loans

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About INDIABULLS Home Loans:

In Middle Of 1999, When E-Commerce Was Just About Starting In India, Sameer Gehlaut Bought A Defunct Securities Company With A Nse Membership And Started Offering Brokerage Services. By December 1999, The Company Embarked On Its Journey To Build One Of The First Online Platforms In India For Offering Internet Brokerage Services. In January 2000, Indiabulls Financial Services Was Incorporated As The Flagship Company.

In Late 2000, Indiabulls Securities, A Subsidiary Of Indiabulls Financial Services Started Offering Online Brokerage Services And Simultaneously Opened Physical Offices Across India. By 2003, Indiabulls Securities Had Established A Strong Pan India Presence And Client Base Through Its Offices And On The Internet.

In September 2004, Indiabulls Financial Services Went Public With An Ipo At Rs.19 A Share. In Late 2004, Indiabulls Financial Services Started It's Financing Business With Consumer Loans.

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