Home Loan from Kotak Mahindra Bank

Kotak Mahindra Bank Home Loan

A Home Loan helps you to buy your dream home. Kotak Home Loans are tailored for different house hunters.You get the option to foreclose your Home Loan anytime during your loan tenure.

There are many obstacles, which are affecting you in getting close to your dream home. LoanMoney try to give answers to all questions related to Kotak Home Loans, and make this home loan process simple for you. Follow a few simple steps to help LoanMoney team understand your requirements.

Click Here to Apply
Eligibility Criteria & Documentation required for Kotak Mahindra Bank home loan



Self Employed

Age 21- 60 Min 24 Yrs
Income Above 3 Lacs P.a ITR more than 5 Lacs
Loan Amount Offered 50 Lacs to 15 Cr. Min 50 Lacs
Tenure  Max 20 Yrs 15 Yrs - 20 Yrs
Current Experience 2 Yrs 3 Yrs
Processing Fee
10000/- + ST 0.5%
  • Address & Identity Proof: PAN/ Utlity Bill
  • Income Proof: Form 16/ Salary Slips
  • Property Papers


Self Employed                                           Firms & companies

Application form

 Photograph                                                    Yes (Partner's/Director's)

Identity Proof / Address proof / Signature Proof 

Date of Birth Proof                                           Certificate of incorporation

Income Details/ IT Returns & Balance Sheet &  P/L Account statement for the last 2 years

Bank Account Statements

For Last 6 months

Partnership Deed                                                For companies- MOA/AOA

  • Quickest Loan Approval
  • Prompt Repayment Benefit - Kotak offers an exclusive benefit to the customers who pay all their EMI’s on time.
  • Refinance – If you have purchased your property within last 12 months by using own source of funds, you can avail our refinance option and take a loan up to the registered value of your property.

Click Here to Apply

We extend our loans for your following needs:

  • Purchase and construction of residential properties.
  • Purchase of plots.
  • Composite loan for purchase of plots and construction.
  • Balance transfer of your existing home loans.
  • Balance transfer and Top-up loan for your existing home loan.

You can avail loan for owning following properties:

  • Ready to occupy properties.
  • Under construction properties.
  • Purchase of residential Plots.
  • Composite loan for purchase of residential plots and construction.
  • Self construction loan.

Click Here to Apply

  • CCI gives nod to Kotak Mahindra Bank for stake acquisition in insurance arm

    The Cometition Commission of India (CCI) has given its aroval to Kotak Mahindra Bank for acquisition of 6% shares of Kotak Mahindra Old Mutual Life Insurance Ltd from Old Mutual Plc, reorted a leading news agency. 16 Kotak Mahindra Bank will shell out Rs 1,9.7 crore for acquiring the stake in the joint venture from Old Mutual. 16 Kotak Mahindra Read More

  • MFs up stake to 1 year high in private banks; ICICI, Kotak, HDFC Bank top gainers

    At a time when there is a lot of regulatory overhang in the ublic sector banks (PSU), fund managers were busy ouring money into rivate sector banks in the month of May for second consecutive month in a row to a 1 year high of 17. ercent. The month of May saw a notable change in the sector and stock Read More

  • Kotak Mahindra Bank to raise Rs 5,000 crore to shore up capital

    The lender has to get aroval from shareholders for the fund raise at its annual general meeting to be held on July , 17. Private sector Kotak Mahindra Bank will raise u to Rs 5, crore by taing domestic and overseas markets to cater to its fund requirements. it is roosed that borrowings by way of securities in the nature Read More

  • For Banks, time has come to bite the bullet, says Uday Kotak

    With ublic sector banks needing a huge dose of caital infusion to deal with stressed assets and to meet Basel-III caital requirements, Kotak Mahindra Bank chief Uday Kotak feels the government, sooner or later, may have to make a difficult choice 1 between utting in more good (taxayers17) money after bad or being oen to 16strategic17 choices. 16Strategic17 choices could Read More

Click Here to Apply
About Kotak Mahindra Bank:

Kotak Mahindra is one of India's leading banking and financial services group, offering a wide range of financial services that encompass every sphere of life. Kotak Mahindra Bank Ltd is a one stop shop for all banking needs. The bank offers personal finance solutions of every kind from savings accounts to credit cards, distribution of mutual funds to life insurance products.

Kotak Mahindra Bank offers transaction banking, operates lending verticals, manages IPOs and provides working capital loans. Kotak has one of the largest and most respected Wealth Management teams in India, providing the widest range of solutions to high net worth individuals, entrepreneurs, business families and employed professionals.

Since the inception of the erstwhile Kotak Mahindra Finance Limited in 1985, it has been a steady and confident journey leading to growth and success. Kotak Mahindra Finance Ltd. (KMFL), the group's flagship company, receives banking license from the Reserve Bank of India (RBI). With this, KMFL becomes the first non-banking finance company in India to be converted into a commercial bank - Kotak Mahindra Bank Ltd.

Apply Kotak Mahindra Bank Home Loan
Like/Follow LoanMoney on Facebook Follow LoanMoney on Twitter Read LoanMoney Blog Follow LoanMoney on LinkedIn Follow LoanMoney on Google Plus Watch LoanMoney Videos on Youtube