Home Loan from Kotak Mahindra Bank

Kotak Mahindra Bank Home Loan

A Home Loan helps you to buy your dream home. Kotak Home Loans are tailored for different house hunters.You get the option to foreclose your Home Loan anytime during your loan tenure.

There are many obstacles, which are affecting you in getting close to your dream home. LoanMoney try to give answers to all questions related to Kotak Home Loans, and make this home loan process simple for you. Follow a few simple steps to help LoanMoney team understand your requirements.

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Eligibility Criteria & Documentation required for Kotak Mahindra Bank home loan



Self Employed

Age 21- 60 Min 24 Yrs
Income Above 3 Lacs P.a ITR more than 5 Lacs
Loan Amount Offered 50 Lacs to 15 Cr. Min 50 Lacs
Tenure  Max 20 Yrs 15 Yrs - 20 Yrs
Current Experience 2 Yrs 3 Yrs
Processing Fee
10000/- + ST 0.5%
  • Address & Identity Proof: PAN/ Utlity Bill
  • Income Proof: Form 16/ Salary Slips
  • Property Papers


Self Employed                                           Firms & companies

Application form

 Photograph                                                    Yes (Partner's/Director's)

Identity Proof / Address proof / Signature Proof 

Date of Birth Proof                                           Certificate of incorporation

Income Details/ IT Returns & Balance Sheet &  P/L Account statement for the last 2 years

Bank Account Statements

For Last 6 months

Partnership Deed                                                For companies- MOA/AOA

  • Quickest Loan Approval
  • Prompt Repayment Benefit - Kotak offers an exclusive benefit to the customers who pay all their EMI’s on time.
  • Refinance – If you have purchased your property within last 12 months by using own source of funds, you can avail our refinance option and take a loan up to the registered value of your property.

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We extend our loans for your following needs:

  • Purchase and construction of residential properties.
  • Purchase of plots.
  • Composite loan for purchase of plots and construction.
  • Balance transfer of your existing home loans.
  • Balance transfer and Top-up loan for your existing home loan.

You can avail loan for owning following properties:

  • Ready to occupy properties.
  • Under construction properties.
  • Purchase of residential Plots.
  • Composite loan for purchase of residential plots and construction.
  • Self construction loan.

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    Private sector Kotak Mahindra Bank today said customers can now oen zero balance 11 account through multile digital latforms as against earlier limited otion of mobile a. With an objective to rovide more convenience, a customer can now oen bank account through various digital channels, including comuters instantly from anywhere in India, the bank said in a statement. Union Bank Read More

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    Days after the to lender16State Bank of India16slashed its savings account interest rate by .5 ercent due to excess liquidity,16Kotak Mahindra Bank16(KMB) said it will continue with its elevated offerings. The rivate lender said it will continue offering 5 ercent er annum for deosits of u to Rs 1 lakh and 6 ercent for those above it but u to Read More

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    Borrowers matter, so do savers,1 tweeted Uday Kotak, Executive Vice-Chairman and Managing Director, Kotak Mahindra Bank, on Thursday even as his bank decided to kee its savings bank rate steady at 5-6 er cent. This decision comes desite the RBI aring the reo rate (the interest rate at which banks borrow funds from the central bank to overcome short-term liquidity Read More

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    Your oening thoughts on how high is the chance for a rate cut right now, I mean we are retty much going with a foregone conclusion that it will haen but at the very outset could there be a slim chance of wait and watch that the RBI could adot in lieu of the global environment. Well they could. One Read More

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About Kotak Mahindra Bank:

Kotak Mahindra is one of India's leading banking and financial services group, offering a wide range of financial services that encompass every sphere of life. Kotak Mahindra Bank Ltd is a one stop shop for all banking needs. The bank offers personal finance solutions of every kind from savings accounts to credit cards, distribution of mutual funds to life insurance products.

Kotak Mahindra Bank offers transaction banking, operates lending verticals, manages IPOs and provides working capital loans. Kotak has one of the largest and most respected Wealth Management teams in India, providing the widest range of solutions to high net worth individuals, entrepreneurs, business families and employed professionals.

Since the inception of the erstwhile Kotak Mahindra Finance Limited in 1985, it has been a steady and confident journey leading to growth and success. Kotak Mahindra Finance Ltd. (KMFL), the group's flagship company, receives banking license from the Reserve Bank of India (RBI). With this, KMFL becomes the first non-banking finance company in India to be converted into a commercial bank - Kotak Mahindra Bank Ltd.

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