Kotak Mahindra Bank Home Loan

Click Here to Apply

A Home Loan helps you to buy your dream home. Kotak Home Loans are tailored for different house hunters.You get the option to foreclose your Home Loan anytime during your loan tenure.

There are many obstacles, which are affecting you in getting close to your dream home. LoanMoney try to give answers to all questions related to Kotak Home Loans, and make this home loan process simple for you. Follow a few simple steps to help LoanMoney team understand your requirements.

Click Here to Apply

Eligibility Criteria & Documentation required for Kotak Mahindra Bank home loan Min 50 Lacs

	Salaried	Self Employed
Age	21- 60	Min 24 Yrs
Income	Above 3 Lacs P.a	ITR more than 5 Lacs
Loan Amount Offered	50 Lacs to 15 Cr.
Tenure	Max 20 Yrs	15 Yrs - 20 Yrs
Current Experience	2 Yrs	3 Yrs
Processing Fee	10000/- + ST	0.5%
Documentation	Address & Identity Proof: PAN/ Utlity Bill Income Proof: Form 16/ Salary Slips Property Papers	Documents Self Employed Firms & companies Application form Photograph Yes (Partner's/Director's) Identity Proof / Address proof / Signature Proof Date of Birth Proof Certificate of incorporation Income Details/ IT Returns & Balance Sheet & P/L Account statement for the last 2 years Bank Account Statements For Last 6 months Partnership Deed For companies- MOA/AOA

Quickest Loan Approval
Prompt Repayment Benefit - Kotak offers an exclusive benefit to the customers who pay all their EMI’s on time.

Refinance – If you have purchased your property within last 12 months by using own source of funds, you can avail our refinance option and take a loan up to the registered value of your property.

Click Here to Apply

We extend our loans for your following needs:

Purchase and construction of residential properties.
Purchase of plots.
Composite loan for purchase of plots and construction.
Balance transfer of your existing home loans.
Balance transfer and Top-up loan for your existing home loan.

You can avail loan for owning following properties:

Ready to occupy properties.
Under construction properties.
Purchase of residential Plots.
Composite loan for purchase of residential plots and construction.
Self construction loan.

Click Here to Apply

No Articles

Click Here to Apply

About Kotak Mahindra Bank:

Kotak Mahindra is one of India's leading banking and financial services group, offering a wide range of financial services that encompass every sphere of life. Kotak Mahindra Bank Ltd is a one stop shop for all banking needs. The bank offers personal finance solutions of every kind from savings accounts to credit cards, distribution of mutual funds to life insurance products.

Kotak Mahindra Bank offers transaction banking, operates lending verticals, manages IPOs and provides working capital loans. Kotak has one of the largest and most respected Wealth Management teams in India, providing the widest range of solutions to high net worth individuals, entrepreneurs, business families and employed professionals.

Since the inception of the erstwhile Kotak Mahindra Finance Limited in 1985, it has been a steady and confident journey leading to growth and success. Kotak Mahindra Finance Ltd. (KMFL), the group's flagship company, receives banking license from the Reserve Bank of India (RBI). With this, KMFL becomes the first non-banking finance company in India to be converted into a commercial bank - Kotak Mahindra Bank Ltd.