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Home Loan from Kotak Mahindra Bank

Kotak Mahindra Bank Home Loan

A Home Loan helps you to buy your dream home. Kotak Home Loans are tailored for different house hunters.You get the option to foreclose your Home Loan anytime during your loan tenure.

There are many obstacles, which are affecting you in getting close to your dream home. LoanMoney try to give answers to all questions related to Kotak Home Loans, and make this home loan process simple for you. Follow a few simple steps to help LoanMoney team understand your requirements.

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Eligibility Criteria & Documentation required for Kotak Mahindra Bank home loan



Self Employed

Age 21- 60 Min 24 Yrs
Income Above 3 Lacs P.a ITR more than 5 Lacs
Loan Amount Offered 50 Lacs to 15 Cr. Min 50 Lacs
Tenure  Max 20 Yrs 15 Yrs - 20 Yrs
Current Experience 2 Yrs 3 Yrs
Processing Fee
10000/- + ST 0.5%
  • Address & Identity Proof: PAN/ Utlity Bill
  • Income Proof: Form 16/ Salary Slips
  • Property Papers


Self Employed                                           Firms & companies

Application form

 Photograph                                                    Yes (Partner's/Director's)

Identity Proof / Address proof / Signature Proof 

Date of Birth Proof                                           Certificate of incorporation

Income Details/ IT Returns & Balance Sheet &  P/L Account statement for the last 2 years

Bank Account Statements

For Last 6 months

Partnership Deed                                                For companies- MOA/AOA

  • Quickest Loan Approval
  • Prompt Repayment Benefit - Kotak offers an exclusive benefit to the customers who pay all their EMI’s on time.
  • Refinance – If you have purchased your property within last 12 months by using own source of funds, you can avail our refinance option and take a loan up to the registered value of your property.

Click Here to Apply

We extend our loans for your following needs:

  • Purchase and construction of residential properties.
  • Purchase of plots.
  • Composite loan for purchase of plots and construction.
  • Balance transfer of your existing home loans.
  • Balance transfer and Top-up loan for your existing home loan.

You can avail loan for owning following properties:

  • Ready to occupy properties.
  • Under construction properties.
  • Purchase of residential Plots.
  • Composite loan for purchase of residential plots and construction.
  • Self construction loan.

Click Here to Apply

  • Kotak Mahindra Bank looks to divest stake in MCX

    Uday Kotak9s Kotak Mahindra Bank has begun discussions to divest its stake in Multi Commodity Exchange, which was dealt a blow in December when market regulator Securities and Exchange Board India aved the way for universal exchange. Kotak Mahindra holds 15 er cent stake in MCX. Other rominent shareholders in the comany include ace investor Rakesh Jhunjhunwala, who has a Read More

  • Uday Kotak, Asia’s richest banker, plans this big move

    The family of Uday Kotak, billionaire managing director of Kotak16Mahindra16Bank Ltd., is setting u an office to invest in assets including rivate equity, stocks and real estate worldwide. The funds will be deloyed in asset classes other than debt and crytocurrencies,1 Venkat Subramanian, who will manage the family office, said in an interview in Mumbai last week. We will also Read More

  • Kotak family plans office for asset investment

    The family of Uday Kotak, billionaire MD of Kotak Mahindra Bank, is setting u an office to invest in assets including rivate equity, stocks, and real estate worldwide. 4The funds will be deloyed in asset classes other than debt and crytocurrencies,4 Venkat Subramanian, who will be managing the family office, said in an interview in Mumbai last week. 4We will Read More


    Around 4 eole, who used two Kotak Mahindra Bank ATMs in Mulund (East) this month, lost their money over Sunday and Monday. They all got alerts saying their money had been withdrawn through ATMs in Saket in New Delhi and Ghaziabad in Uttar Pradesh. 4I had withdrawn Rs 5, from a Kotak Mahindra Bank ATM in Hanuman Chowk in Mulund Read More

Click Here to Apply
About Kotak Mahindra Bank:

Kotak Mahindra is one of India's leading banking and financial services group, offering a wide range of financial services that encompass every sphere of life. Kotak Mahindra Bank Ltd is a one stop shop for all banking needs. The bank offers personal finance solutions of every kind from savings accounts to credit cards, distribution of mutual funds to life insurance products.

Kotak Mahindra Bank offers transaction banking, operates lending verticals, manages IPOs and provides working capital loans. Kotak has one of the largest and most respected Wealth Management teams in India, providing the widest range of solutions to high net worth individuals, entrepreneurs, business families and employed professionals.

Since the inception of the erstwhile Kotak Mahindra Finance Limited in 1985, it has been a steady and confident journey leading to growth and success. Kotak Mahindra Finance Ltd. (KMFL), the group's flagship company, receives banking license from the Reserve Bank of India (RBI). With this, KMFL becomes the first non-banking finance company in India to be converted into a commercial bank - Kotak Mahindra Bank Ltd.

Apply Kotak Mahindra Bank Home Loan
It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.
Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.
Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.
A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.
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