Loan Application

Home Loan from Kotak Mahindra Bank

Kotak Mahindra Bank Home Loan

A Home Loan helps you to buy your dream home. Kotak Home Loans are tailored for different house hunters.You get the option to foreclose your Home Loan anytime during your loan tenure.

There are many obstacles, which are affecting you in getting close to your dream home. LoanMoney try to give answers to all questions related to Kotak Home Loans, and make this home loan process simple for you. Follow a few simple steps to help LoanMoney team understand your requirements.

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Eligibility Criteria & Documentation required for Kotak Mahindra Bank home loan



Self Employed

Age 21- 60 Min 24 Yrs
Income Above 3 Lacs P.a ITR more than 5 Lacs
Loan Amount Offered 50 Lacs to 15 Cr. Min 50 Lacs
Tenure  Max 20 Yrs 15 Yrs - 20 Yrs
Current Experience 2 Yrs 3 Yrs
Processing Fee
10000/- + ST 0.5%
  • Address & Identity Proof: PAN/ Utlity Bill
  • Income Proof: Form 16/ Salary Slips
  • Property Papers


Self Employed                                           Firms & companies

Application form

 Photograph                                                    Yes (Partner's/Director's)

Identity Proof / Address proof / Signature Proof 

Date of Birth Proof                                           Certificate of incorporation

Income Details/ IT Returns & Balance Sheet &  P/L Account statement for the last 2 years

Bank Account Statements

For Last 6 months

Partnership Deed                                                For companies- MOA/AOA

  • Quickest Loan Approval
  • Prompt Repayment Benefit - Kotak offers an exclusive benefit to the customers who pay all their EMI’s on time.
  • Refinance – If you have purchased your property within last 12 months by using own source of funds, you can avail our refinance option and take a loan up to the registered value of your property.

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We extend our loans for your following needs:

  • Purchase and construction of residential properties.
  • Purchase of plots.
  • Composite loan for purchase of plots and construction.
  • Balance transfer of your existing home loans.
  • Balance transfer and Top-up loan for your existing home loan.

You can avail loan for owning following properties:

  • Ready to occupy properties.
  • Under construction properties.
  • Purchase of residential Plots.
  • Composite loan for purchase of residential plots and construction.
  • Self construction loan.

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  • OfBusiness Raises Rs 75 Cr from Kotak Mahindra Bank

    Working towards the redundancies exerienced by SMEs in core sectors such as manufacturing and infrastructure, OfBusiness, a unique SME financing and roduct fulfilment latform, has secured additional debt funding worth INR 5 crore from Kotak Mahindra Bank. This debt comes as an extension to the existing INR 5 crore working caital limit the Comany has with the Bank. OfBusiness aims Read More

  • Kotak Mahindra Bank — growth resumes and quality intact

    The bank reca-led correction in rivate sector bank stocks rovides an ideal oortunity to accumulate this best in class business for the long term. Kotak Mahindra Bank maintained the dream run of erfect execution amid myriad macro volatility. It is heartening to see growth making a decisive comeback. With a savvy management steering the grou that is ideally laced to Read More

  • Kotak Mahindra Bank Q2 profit seen up 24%, loan growth may be around 15%

    Analysts feel if net interest margin comes above 4.5 ercent (against 4.5 ercent in Q1FY1), loan growth above 15 ercent (17.9 ercent) and gross non-erforming assets below .7 ercent (.5 ercent) then that will be considered ositive by the Street. Kotak Mahindra Bank9s second quarter standalone rofit is seen rising .5 ercent year-on-year to Rs 1,4.4 crore. Net interest income Read More

  • Samsung partners Kotak Mahindra Bank for Pay service

    Samsung India has artnered with Kotak Mahindra Bank to exand its Samsung Pay latform for the latter9s Visa Credit and Debit Cardholders. With this, Kotak customers can now ta and ay using their Samsung smarthones at merchant outlets having card accetance machines. In addition to Kotak17s other digital ayment solutions including UPI, Bharat QR Code, and One Time Fund Transfer Read More

Click Here to Apply
About Kotak Mahindra Bank:

Kotak Mahindra is one of India's leading banking and financial services group, offering a wide range of financial services that encompass every sphere of life. Kotak Mahindra Bank Ltd is a one stop shop for all banking needs. The bank offers personal finance solutions of every kind from savings accounts to credit cards, distribution of mutual funds to life insurance products.

Kotak Mahindra Bank offers transaction banking, operates lending verticals, manages IPOs and provides working capital loans. Kotak has one of the largest and most respected Wealth Management teams in India, providing the widest range of solutions to high net worth individuals, entrepreneurs, business families and employed professionals.

Since the inception of the erstwhile Kotak Mahindra Finance Limited in 1985, it has been a steady and confident journey leading to growth and success. Kotak Mahindra Finance Ltd. (KMFL), the group's flagship company, receives banking license from the Reserve Bank of India (RBI). With this, KMFL becomes the first non-banking finance company in India to be converted into a commercial bank - Kotak Mahindra Bank Ltd.

Apply Kotak Mahindra Bank Home Loan
It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.
Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.
Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.
A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.
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