PNB Housing Finance Limited Home Loan

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PNB Housing excels in providing a complete bouquet of services to customers to meet their Home Loan needs. Ease of applying for a loan with branches spread across India, robust service delivery model and mark to market credit & financial policies help customers build a long term relationship of trust and commitment. PNB Housing provide loans for purchase, construction and extension of dwelling units. PNB offer customized Home Loan solutions with best-in-class services, full-fledged domain knowledge and simplified loan procedures.

There are many obstacles, which are affecting you in getting close to your dream home. LoanMoney try to give answers to all questions from Punjab National Bank, and make this home loan process simple for you. Follow a few simple steps to help LoanMoney team understand your requirements.

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Eligibility Criteria & Documentation required for PNB Housing Finance Limited home loan 1 Lacs to 1500 Lacs

	Salaried	Self Employed
Age	22 - 60	25 - 65
Income	Above 25000/-	2 Lacs ITR
Loan Amount Offered	Above 20 Lacs to 1500 Lacs
Tenure	As per Age on Maturity below 60 yrs	65 Yrs as on Loan Maturity
Current Experience	1 Yrs	3 Yrs
Processing Fee	Lower of 0.5% or Rs. 10000/-	0.5%
Documentation	Duly filled Application Form with Photograph Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority) Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority) Education Qualifications – Latest Degree Latest Salary-slips for 3 months Form 16 for last 2 years Last 6 months Bank Statements(salary account) Processing Fee Cheque in favour of 'PNB Housing Finance Ltd.' Photocopy of Title Documents of the Property, Approved Plan	Duly filled Application Form with Photograph Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority) Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority) Education Qualifications – Latest Degree (for professionals) Certificate & Proof of business existence along with Business Profile Last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant Last 12 months Bank Account Statements (self & business) Processing Fee Cheque in favour of 'PNB Housing Finance Ltd.' Photocopy of Title Documents of\ the Property, Approved Plan etc.

Advantages:

Provides an extensive range of home loan products like Home Purchase Loans, Home Construction Loans, Home Extension Loans, Home Improvement Loans and Plot Loans.
Pan India branch network
Robust service delivery model - door step services ensuring easy and fast approval & disbursal of loans
Excellent post disbursement services
Facility of enhancement in loan amount in the event of escalations in cost
Dedicated team of well-experienced employees who work on best-in-class information systems & network to deliver and provide customer satisfaction
High standards of ethics, integrity and transparency
Various repayment options

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