Loan Application

Home Loan from PNB Housing Finance Limited

PNB Housing Finance Limited Home Loan

PNB Housing excels in providing a complete bouquet of services to customers to meet their Home Loan needs. Ease of applying for a loan with branches spread across India, robust service delivery model and mark to market credit & financial policies help customers build a long term relationship of trust and commitment. PNB Housing provide loans for purchase, construction and extension of dwelling units. PNB offer customized Home Loan solutions with best-in-class services, full-fledged domain knowledge and simplified loan procedures.

There are many obstacles, which are affecting you in getting close to your dream home. LoanMoney try to give answers to all questions from Punjab National Bank, and make this home loan process simple for you. Follow a few simple steps to help LoanMoney team understand your requirements.


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Eligibility Criteria & Documentation required for PNB Housing Finance Limited home loan

 

Salaried

Self Employed

Age 22 - 60 25 - 65
Income Above 25000/- 2 Lacs ITR
Loan Amount Offered Above 20 Lacs to 1500 Lacs 1 Lacs to 1500 Lacs
Tenure  As per Age on Maturity below 60 yrs 65 Yrs as on Loan Maturity
Current Experience 1 Yrs 3 Yrs
Processing Fee
Lower of 0.5% or Rs. 10000/- 0.5%
Documentation
  • Duly filled Application Form with Photograph
  • Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)
  • Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)
  • Education Qualifications – Latest Degree
  • Latest Salary-slips for 3 months
  • Form 16 for last 2 years
  • Last 6 months Bank Statements(salary account)
  • Processing Fee Cheque in favour of 'PNB Housing Finance Ltd.'
  • Photocopy of Title Documents of the Property, Approved Plan
  • Duly filled Application Form with Photograph
  • Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)
  • Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)
  • Education Qualifications – Latest Degree (for professionals)
  • Certificate & Proof of business existence along with Business Profile
  • Last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant
  • Last 12 months Bank Account Statements (self & business)
  • Processing Fee Cheque in favour of 'PNB Housing Finance Ltd.'
  • Photocopy of Title Documents of\ the Property, Approved Plan etc.

Advantages:

  • Provides an extensive range of home loan products like Home Purchase Loans, Home Construction Loans, Home Extension Loans, Home Improvement Loans and Plot Loans.
  • Pan India branch network
  • Robust service delivery model - door step services ensuring easy and fast approval & disbursal of loans
  • Excellent post disbursement services
  • Facility of enhancement in loan amount in the event of escalations in cost
  • Dedicated team of well-experienced employees who work on best-in-class information systems & network to deliver and provide customer satisfaction
  • High standards of ethics, integrity and transparency
  • Various repayment options

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  • HOME LOAN/ HOME IMPROVEMENT/ HOME EXTENSION
  • Residential Plot Home Loan
  • Commercial Property
  • Loan for Real Estate Developer

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About PNB Housing Finance Limited:
Apply PNB Housing Finance Limited Home Loan
It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.
Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.
Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.
A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.
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