Tata Capital Home Loan

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Home Loan helps you buy your dream home with an easy financing solution featuring low interest rates and unrivaled levels of service.
Tata Capital offers variable rate housing loans with just a one-time processing fee.
No hidden charges. You have a requirement.
Tata have a product! Loans available for ready/under construction flat or house, home extension and renovation. home loans for salaried and self-employed customers with a wide range of tenure.

There are many obstacles, which are affecting you in getting close to your dream home. LoanMoney try to give answers to all questions from Tata, and make this home loan process simple for you. Follow a few simple steps to help LoanMoney team understand your requirements.

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Eligibility Criteria & Documentation required for Tata Capital home loan

	Salaried	Self Employed
Age	21 years to 60 years	21 years to 65 years
Income	>500000 (pa)	> 200000
Loan Amount Offered	Upto 10 crore	upto 5 cr
Tenure	20 years	20 years
Current Experience	> 2 year	>3 year
Processing Fee	10000/- + service tax	10000/- + service tax/ Self Employed - 0.25%
Documentation	ID and pan card copy Address proof 6 months bank statement from salary account form 16 3 months salary slip Passport size photo	Income tax returns for last 2 years. Profit & Loss Account along with computation of Income and Balance Sheet for last 2 years, duly certified by a CA. Proof of business continuity for last 3 years. Copy of bank statement (main account) for last 6 months. Short note on the nature of business, form of organization, clients and suppliers, etc. Photo Identity. Proof of signature. Proof of Residence. Proof of age

Home Loan Advantages

Home loans that understand you

While structuring your loan, we take into account your payments, repayments and income streams to arrive at the option that best suits your needs.That's why our customised home loans allow you to do so much more than just buy property, such as:

Purchase a plot of land for construction
Build a house
Buy a house/apartment
Extend/remodel your home
Buy a resale property
Pay off an existing home loan from another financial institution

Apart from this, we also allow you to take a home loan with a co-applicant, who could be any member of your family including your spouse, parent, child or sibling. This will help enhance your home loan eligibility as your co-applicant's income will also be considered.

Tata Capital Home Loan Advantage

Loan Amount: You can avail a loan ranging from Rs.2 lakh to Rs.10 crore on residential properties.
Flexible Tenure: Repaying your home loan is easier with our flexible tenure, starting from 12 months to as long as 360 months.
Customized Loan Options: Our loan advisors study your requirements and financial strengths to derive upon the perfect home loan to match your needs.
Quick and Easy Processing: With quick online application and minimal paperwork, our representatives can process your home loan in no time.

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Balance Transfer and Top Up

Need the extra cash for renovating your Home?

Home Loan Balance Transfer is a convenient way to manage your housing loan over the long term - as it can reduce your monthly EMI and get you additional funds.

Transfer your existing Home Loan to Tata Capital Home Loans - and avail a Top Up Loan also. Pay Lower EMIs and enjoy the flexibility of a longer repayment tenure to make the most of the additional funds available to you.

Key Features

Attractive interest rates to transfer your Home Loan at lower & cheaper EMI
Top Up facility of getting upto 25%* of the original loan amount as additional monies in your account
Higher tenure of upto 30 years
Flexi EMIs and customized repayment options to meet your needs
No hidden charges on our Home Loans
Minimal documentation and easy processing of the loan to make transfer convenient for you
Attractive schemes for employees of select corporates

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Tata Capital Launches ‘Salaam Loans’
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Financial services comany Tata Caital today launched a mobile a to extend its ersonal loans offering to young and mobile savvy audience. The a 11 9myLoan9 is a social rofile based ersonal loan mobile alication. It will make a real-time assessment of the borrower9s loan alication through an algorithm, using a mix of digital, social and financial data. Digital data Read More
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Tata Caital, the non-banking finance comany of the $14-billion Tata Grou, is betting on the demand for cars, vacations, or iPhones from India9s young rofessionals to build its ortfolio of ersonal loans, underscoring a minimum-risk exansion strategy for this segment.16 Advances will be limited to about Rs 15 lakh, and the ideal borrowers would be eole in the age bracket Read More
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The Magic thing about home is that it feels good to leave, and it feels even better to come back ~ Wendy A house is made of Brick Beams, but home is made of Love and Dreams. There are many obstacles, which are affecting you in getting close to your dream home. LoanMoney try to give answers to all Read More

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About Tata Capital:

Tata Capital Limited was established in 2007 with the sole aim of providing focused and transparent financial solutions to help people realize their dreams. Being a subsidiary of the legendary Tata Sons Limited, we strive hard to make this happen. Our pursuit gave birth to Tata Capital Financial Services Limited, a one-stop financial service provider that caters to the diverse needs of retail, corporate and institutional customers across businesses.

Registered with the Reserve Bank of India as a Systemically Important Non Deposit Accepting Non Banking Financial Company (NBFC), the company operates across various areas of business namely the Commercial Finance, Infrastructure Finance, Wealth Management, Consumer Loans and distribution and marketing of Tata Cards. Today, Tata Capital Financial Services Limited is 100 branches old and counting.