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  • Over 15,000+ Satisfied Customers
  • Google Rating - 4.8/5
  • 10+ Years in Operation
  • Over 250+ Cr. Disbursed Annually
  • 35+ Banks & NBFCs
  • 1030 Google Reviews

Home Loan from Tata Capital

Tata Capital Home Loan

  • Home Loan helps you buy your dream home with an easy financing solution featuring low interest rates and unrivaled levels of service.
  • Tata Capital offers variable rate housing loans with just a one-time processing fee.
  • No hidden charges. You have a requirement.
  • Tata have a product! Loans available for ready/under construction flat or house, home extension and renovation.  home loans for salaried and self-employed customers with a wide range of tenure.

There are many obstacles, which are affecting you in getting close to your dream home. LoanMoney try to give answers to all questions from Tata, and make this home loan process simple for you. Follow a few simple steps to help LoanMoney team understand your requirements.

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Eligibility Criteria & Documentation required for Tata Capital home loan upto 5 cr



Self Employed

Age 21 years to 60 years 21 years to 65 years
Income >500000 (pa) > 200000
Loan Amount Offered Upto 10 crore
Tenure 20 years 20 years
Current Experience > 2 year >3 year
Processing Fee
10000/- + service tax 10000/- + service tax/ Self Employed - 0.25%
  • ID and pan card copy
  • Address proof
  • 6 months bank statement from salary account
  • form 16
  • 3 months salary slip
  • Passport size photo
  • Income tax returns for last 2 years.
  • Profit & Loss Account along with computation of Income and Balance Sheet for last 2 years, duly certified by a CA.
  • Proof of business continuity for last 3 years.
  • Copy of bank statement (main account) for last 6 months.
  • Short note on the nature of business, form of organization, clients and suppliers, etc.
  • Photo Identity.
  • Proof of signature.
  • Proof of Residence.
  • Proof of age

Home Loan Advantages

Home loans that understand you

While structuring your loan, we take into account your payments, repayments and income streams to arrive at the option that best suits your needs.That's why our customised home loans allow you to do so much more than just buy property, such as:

  • Purchase a plot of land for construction
  • Build a house
  • Buy a house/apartment
  • Extend/remodel your home
  • Buy a resale property
  • Pay off an existing home loan from another financial institution

Apart from this, we also allow you to take a home loan with a co-applicant, who could be any member of your family including your spouse, parent, child or sibling. This will help enhance your home loan eligibility as your co-applicant's income will also be considered.


Tata Capital Home Loan Advantage


  • Loan Amount: You can avail a loan ranging from Rs.2 lakh to Rs.10 crore on residential properties.
  • Flexible Tenure: Repaying your home loan is easier with our flexible tenure, starting from 12 months to as long as 360 months.
  • Customized Loan Options: Our loan advisors study your requirements and financial strengths to derive upon the perfect home loan to match your needs.
  • Quick and Easy Processing: With quick online application and minimal paperwork, our representatives can process your home loan in no time.

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Balance Transfer and Top Up


Need the extra cash for renovating your Home?

Home Loan Balance Transfer is a convenient way to manage your housing loan over the long term - as it can reduce your monthly EMI and get you additional funds.


Transfer your existing Home Loan to Tata Capital Home Loans - and avail a Top Up Loan also. Pay Lower EMIs and enjoy the flexibility of a longer repayment tenure to make the most of the additional funds available to you.


Key Features

  • Attractive interest rates to transfer your Home Loan at lower & cheaper EMI
  • Top Up facility of getting upto 25%* of the original loan amount as additional monies in your account
  • Higher tenure of upto 30 years
  • Flexi EMIs and customized repayment options to meet your needs
  • No hidden charges on our Home Loans
  • Minimal documentation and easy processing of the loan to make transfer convenient for you
  • Attractive schemes for employees of select corporates

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About Tata Capital:

Tata Capital Limited was established in 2007 with the sole aim of providing focused and transparent financial solutions to help people realize their dreams. Being a subsidiary of the legendary Tata Sons Limited, we strive hard to make this happen. Our pursuit gave birth to Tata Capital Financial Services Limited, a one-stop financial service provider that caters to the diverse needs of retail, corporate and institutional customers across businesses.

Registered with the Reserve Bank of India as a Systemically Important Non Deposit Accepting Non Banking Financial Company (NBFC), the company operates across various areas of business namely the Commercial Finance, Infrastructure Finance, Wealth Management, Consumer Loans and distribution and marketing of Tata Cards. Today, Tata Capital Financial Services Limited is 100 branches old and counting.

Apply Tata Capital Home Loan
Personal Loan Interest Rate
It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.
Home Loan Interest Rate
Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.
Loan Against Property Interest Rate
Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.
Business Loan Interest Rate
A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.
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