ICICI Bank ensures that you get the best Loans in terms of interest rates and other facilities. You can choose from Adjustable, Fixed or Floating Rate Loan.
Charges |
Mortgages Loans |
Loan Processing Charges / Renewal Charges (Non Refundable) |
0.50% - 1.00% of the loan amount or Rs. 1500/- (Rs. 2000/- for Mumbai, Delhi & Bangalore), whichever is higher + applicable Service Tax & Surcharge |
Prepayment Charges |
Nil for Home Loans and Home Improvement Loans with floating rate of interest. |
Charges for late payment |
Home Loans : 2% per month Home OD : 1.5% of the outstanding amount subject to minimum of Rs. 500/- & Maximum of Rs.5000/- |
Conversion charges for home loan |
Floating to Floating 0.5% of the principal outstanding plus applicable taxes |
Repayment mode swap Charges |
₹ 500/- |
Document Retrieval Charges |
₹ 500/- |
Cheque/AD/ECS bounce charges |
₹ 500/- |
Amortisation Schedule |
Nil |
Statement of Account |
Nil |
Final prepayment statement |
Nil |
Duplicate No Objection Certificate / No Due Certificate |
₹ 100 |
Revalidation of No Objection Certificate |
₹ 100 |
Provisional Income Tax Certificate |
Nil |
Final Income Tax Certificate |
Nil |
Interest Certificate |
Nil |
Change of Address |
Nil |
Agreement Copy |
Nil |
No Objection Certificate / No Due Certificate |
Nil |
Administrative charges |
5000 (The Administrative charges are a one-time nonrefundable charges collected by the Lender for the purpose of appraising the valuation and legal verification of property to ascertain suitability of accepting the property for mortgage and the same is independent of the outcome /result of such appraisal. Please note that the administrative charges are payable at the time of disbursement of the Facility) |
CIBIL Report Charges |
₹ 50 |
Note :
Range of Interest rates for Mortgage Loans
| Quarter ended on December - 2016 | Minimum |
Maximum |
Mean |
Home Loan |
8.90% |
12.20% |
9.23% |
Non Home Loan |
9.05% |
13.85% |
10.19% |
Note:
Annual Percentage Rate
The Annual Percentage Rate (APR) is a method to compute annualized credit cost which includes interest rate and loan origination fee.
Home Extension Loan is useful when you want to add more space to your existing home. We make it easy for you to extend your existing residential property as per your requirements. You often renovate your home to suit your changing needs. This loan can be used to carry out repairs / improvements within your existing owned residential properties.
Personal loans are taken primarily for fulfilling your personal aspirations such as vacation, a perfect wedding, home renovation or a much desired gadget. In addition to being relatively easy to apply for, personal loans are unsecured loans which means that you don't need any collateral to take this loan. They are one of the simplest form of loans with customer-friendly repayment terms.
A sudden requirement of funds is an unavoidable circumstance of business or personal life. Whether a personal necessity (hospitalization, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments.
In this context, it is pertinent to consider an invaluable alternative source of finance known as Loan Against Property (LAP). This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinizing the validity of the said property and its current market value.
Running a business is not easy. You have to constantly think of ways and means to keep it going and growing. As a part of the growth plan, you require financing for expanding operations or to buy new equipment or inventory or simply increase the working capital. To help you with your financing needs we offer Business Loans that will help your business grow.
LaonMoney is an Authorized Direct Selling Agents of various National, Multinational and Non Banking Financial Companies for promoting their sales for asset division. Feel free to contact us at info@loanmoney.in or +91-8130 222 111 for Transparent and Fastest Processing of Loan.
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