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ICICI Bank Personal Loan for Salaried in Delhi NCR through LoanMoney

ICICI Bank Personal Loan for Salaried in Delhi NCR

Use of the ICICI Bank Personal Loan can be House renovation, Holidays, Purchase of consumer durables, Education, Marriage, Short Term loan for equipment purchase, Short Term Working Capital, Any other personal emergency. Dreaming of a vacation, a perfect wedding, home renovation or a much desired gadget, you no longer need to wait to realize your dreams. Make life picture perfect with ICICI Bank Personal Loans.

LoanMoney help you to embark on your dream at the right time with ICICI Bank Personal Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.

ICICI Bank Personal Loan Features & Benefits in Delhi NCR

Get a Personal Loan without any security or guarantor with minimum documentation. Loan Disbursement within 72 hours of document submission.

  • Multi-purpose loan
  • Fixed rate of Interest, Interest charged on monthly reducing basis
  • Flexible tenures up to 60 months
  • No security, no collateral
  • Loan payable in easy installments
  • Repayment through Auto-debit / ECS / PDC

End use of the ICICI Bank Personal Loan can be House renovation, Holidays, Purchase of consumer durables, Education, Marriage, Short Term loan for equipment purchase, Short Term Working Capital, Any other personal emergency. read more...

ICICI Bank Personal Loan Eligibility & Documentation in Delhi NCR

Eligibility for  ICICI Bank Personal Loan

  • Salaried Employees
  • Salaried doctors
  • Employees of Public and private limited companies
  • Public and private limited companies
  • Government sector employees including Public Sector Undertakings and central and local bodies
  • Minimum age of 21 years
  • Maximum age of 60 years at loan maturity
  • Minimum net monthly income – Rs. 15,000

Documents required for ICICI Bank Personal Loan

  • Application form
  • Photograph
  • Age proof
  • ID proof
  • Income proof
  • Bank statement
  • Residence proof
  • Signature verification proof. read more...

ICICI Bank Personal Loan Interest Rates and Charges in Delhi NCR

ICICI Personal Loan Interest Rates are extremely competitive. The bank uses MCLR and Base Rates to determine the final interest. The new benchmark adopted by the bank, MCLR, reflects current financial conditions. Existing borrowers can choose to move to the method of using MCLR and all new borrowers are charged interest based on MCLR, automatically.

  • Loan Interest Rate.(Monthly reducing balance): 11.49% to 16% floating
  • Processing Fees: 2% Plus Service Tax
  • Tenure: 1 year to 4 years
  • Loan Amount: Rs. 1 lakh to Rs. 15 lakhs
  • Pre-closure Charges: 2% of Pre-closed amount

Service charges:-Prepayment of the loan is possible after 180 days of availing the loan.Prepayment charges as applicable would be levied on the outstanding loan. Part prepayment facility on the loan is not available. read more...

ICICI Bank Personal Loan Frequently Asked Questions (FAQ) in Delhi NCR

What are the minimum and maximum loan amounts?
You can avail of loans ranging from Rs 50,000/- to Rs 15,00,000/- depending on your eligibility, income and repayment capacity.

What are the loan tenure options?
The loan can be repaid over a period of 12 to 48 months.

Are there any additional charges?
A processing fee of 2% or 3% depending on the location, of the loan amount is payable upfront. This fee will be deducted from the disbursal amount payable to you.

How much time will it take for my loan to be approved?
Loans are approved within 72 hours of submission of complete documentation.

Do I have to provide any security, collateral or guarantors?
No security, collateral or guarantors are required for obtaining Personal Loans.

How do I repay the loan?
You can repay the loan in Equated Monthly Installments (EMI's) through post-dated cheques favouring ICICI Bank Limited, or if you have an ICICI Bank account you can mandate us to directly debit the same. read more...

ICICI Bank MCLR Rate in Delhi NCR

MCLR of ICICI Bank reduces Marginal Cost of funds based Lending Rate (“MCLR”) by 0.70%
January 03, 2017

Mumbai: ICICI Bank has announced a reduction of 0.70% in I-MCLR benchmarks across tenures. The revised I-MCLR benchmarks effective from January 3, 2017 are provided below:

Benchmark tenure Benchmark name Benchmark rate p.a.
Overnight I-MCLR-ON 8.00%
One month I-MCLR-1M 8.00%
Three months I-MCLR-3M 8.10%
Six months I-MCLR-6M 8.15%
One year I-MCLR-1Y 8.20%

LoanMoney has also affiliation with below branches of ICICI Bank located at Delhi NCR

Wazirpur | Vishwas Nagar | Vikaspuri | Tri Nagar | Timarpur | Tilak Nagar | Shalimar Bagh | Shakur Basti | Shahdara | Sadar Bazar | Rohini | R K Puram | Rajouri Garden | Rajendra Nagar | Patparganj | Patel Nagar | Okhla | New Delhi | Narela | Nangloi Jat | Najafgarh | Model Town | Mehrauli | Matia Mahal | Malviya Nagar | Madipur | Laxmi Nagar | Krishna Nagar | Kasturba Nagar | Karol Bagh | Kalkaji | Jangpura | Janakpuri | Hari Nagar | Greater Kailash | Gandhi Nagar | Dwarka | Deoli | Delhi Cantt | Chhatarpur | Chandni Chowk | Burari | Bijwasan | Bawana | Ballimaran | Badli | Badarpur | Babarpur | Ambedkar Nagar | Adarsh Nagar | Ghonda | Karwal Nagar | Kirari | Kondli | Mangolpuri | Matiala | Moti Nagar | Mundka | Mustafabad | Palam | Rithala | Rohtas Nagar | Sangam Vihar | Seelampur | Seema Puri | Sultanpur Majra | Trilokpuri | Tughlakabad | Uttam Nagar

About ICICI Bank

ICICI Bank is India's largest private sector bank with total assets of Rs. 6,461.29 billion (US$ 103 billion) at March 31, 2015 and profit after tax Rs. 111.75 billion (US$ 1,788 million) for the year ended March 31, 2015. ICICI Bank currently has a network of 4,050 Branches and 13,082 ATM's across India.
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ICICI Bank was originally promoted in 1994 by ICICI Limited, an Indian financial institution, and was its wholly-owned subsidiary. ICICI Bank was established by the Industrial Credit and Investment Corporation of India (ICICI) , an Indian financial institution, as a wholly owned subsidiary in 1994. The parent company was formed in 1955 as a joint-venture of the World Bank, India's public-sector banks and public-sector insurance companies to provide project financing to Indian industry.
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The bank was initially known as the Industrial Credit and Investment Corporation of India Bank, before it changed its name to the abbreviated ICICI Bank. The parent company was later merged with the bank.

 
Loan Application

 

It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.

 

Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.

 

Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.

 

A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.

Different Purposes for Personal Loan through LoanMoney

Marriages are made in heaven and its celebration is one of the happiest and memorable events for married couples and their families. Wedding loan is available to people looking to meet their wedding expenses in order to make the wedding a grand success.
A Medical Loan is extended by a bank or a financial institution under the category of personal loans. A medical loan can be used for multiple emergency purposes such as an operation, surgery, procedure, therapy or for any concern related to health.
Balance transfer is the process where a customer transfers his outstanding principal amount to another bank or financial institute primarily for a better rate of interest and also for better features. Balance transfer reduces your interest rates and finally ensure saving.
The Credit Card Payment Loan is designed to allow you to take control of your finances and pay your credit cards off faster. This is made possible by consolidating your high-interest card balances into one monthly payment at a fixed rate and term.
The Education Loanaims at providing financial support from the bank to deserving/ meritorious students for pursuing higher education in India and abroad. Students enrolled in career-oriented courses e.g. medicine, engineering, management etc, can avail this.
Travel loan is a kind of Personal Loan that you can apply while planning a travel. It can help to cover the costs associated with your holiday, such as airfares, accommodation, hotel fares, tour packages, travel gears/accessories, or any other type of expenses associated with your travel.
Debt consolidation/ Financial Restructuring is a process to streamline one’s financial stability and debt. Thus by consolidating many small debts with one debt, one gets favourable payment off terms and lower burden of EMI.
Home is the place where your story generates. Home Renovation Loans are designed for the purpose of renovating a house and can be taken by a person who owns the property to be renovated.

Disclaimer: LoanMoney is not a Loan Providing Organization. We are facilitating the Loan Process from various Banks & NBFC. The rate, eligibility criteria, term & conditions of various banks are subject to change as per bank discretion. We try our best to keep the data up-to-date, but we can't guarantee the accuracy of data provided in this site. LoanMoney help you to embark on your dream at the right time with many Banks/NBFC's Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.

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