|Interest Rate||-||10.99% to 17.99%|
|Processing Fees||-||Rs.1499 + applicable tax to 2.25% of the loan amount|
|Loan Amount||-||15 lakhs for Salaried, 30 Lakhs for Self-employed|
|Loan Tenure||-||1 year to 5 years|
|Pre-closure Charges||-||Preclosure permitted after 6 months. 5% of principal outstanding (plus GST)|
|Guarantor Requirement||-||No guarantor required|
|Prepayment Charges||-||5% per annum of principal outstanding plus GST|
|Loan Processing Charges / Origination Charges (Non-Refundable)||Upto 2.25% per annum of loan amount plus GST|
|Prepayment Charges||5% per annum of principal outstanding plus GST|
|Additional Interest on late payment||24% per annum|
|Repayment Mode Swap Charges||₹ 500/- per transaction plus GST|
|Amortisation Schedule Charges||₹ 200/- per schedule plus GST|
|Statement of Account Charges||₹ 200/- per schedule plus GST|
|Prepayment/Foreclosure Statement Charges||₹ 100/- per schedule plus GST|
|Duplicate No Objection Certificate/ No Due Certificate||₹ 500/- per NOC plus GST/₹ 200/- per NDC plus GST|
|Duplicate Prepayment/Foreclosure Statement Charges||₹ 200/- per schedule plus GST|
|Loan Cancellation Charges||₹ 3000/- plus GST|
|EMI Bounce Charges||₹ 400/- per bounce plus GST|
|Legal and Incidental charges. Incidental charges are those expenses that are not budgeted or specified, but are incurred by the bank on behalf of the customer.||At actuals|
Wazirpur | Vishwas Nagar | Vikaspuri | Tri Nagar | Timarpur | Tilak Nagar | Shalimar Bagh | Shakur Basti | Shahdara | Sadar Bazar | Rohini | R K Puram | Rajouri Garden | Rajendra Nagar | Patparganj | Patel Nagar | Okhla | New Delhi | Narela | Nangloi Jat | Najafgarh | Model Town | Mehrauli | Matia Mahal | Malviya Nagar | Madipur | Laxmi Nagar | Krishna Nagar | Kasturba Nagar | Karol Bagh | Kalkaji | Jangpura | Janakpuri | Hari Nagar | Greater Kailash | Gandhi Nagar | Dwarka | Deoli | Delhi Cantt | Chhatarpur | Chandni Chowk | Burari | Bijwasan | Bawana | Ballimaran | Badli | Badarpur | Babarpur | Ambedkar Nagar | Adarsh Nagar | Ghonda | Karwal Nagar | Kirari | Kondli | Mangolpuri | Matiala | Moti Nagar | Mundka | Mustafabad | Palam | Rithala | Rohtas Nagar | Sangam Vihar | Seelampur | Seema Puri | Sultanpur Majra | Trilokpuri | Tughlakabad | Uttam Nagar
ICICI Bank interest rate for personal loans (Based on Base Rate)
As an existing customer you may choose not to move to MCLR, in which case you will continue paying interest as per the base rate. The bank can choose to modify this rate, with borrowers typically paying a certain percentage over and above the base rate. Tenure, relationship with the bank and loan amount is considered while calculating the final interest.
Home Extension Loan is useful when you want to add more space to your existing home. We make it easy for you to extend your existing residential property as per your requirements. You often renovate your home to suit your changing needs. This loan can be used to carry out repairs / improvements within your existing owned residential properties.
Personal loans are taken primarily for fulfilling your personal aspirations such as vacation, a perfect wedding, home renovation or a much desired gadget. In addition to being relatively easy to apply for, personal loans are unsecured loans which means that you don't need any collateral to take this loan. They are one of the simplest form of loans with customer-friendly repayment terms.
A sudden requirement of funds is an unavoidable circumstance of business or personal life. Whether a personal necessity (hospitalization, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments.
In this context, it is pertinent to consider an invaluable alternative source of finance known as Loan Against Property (LAP). This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinizing the validity of the said property and its current market value.
Running a business is not easy. You have to constantly think of ways and means to keep it going and growing. As a part of the growth plan, you require financing for expanding operations or to buy new equipment or inventory or simply increase the working capital. To help you with your financing needs we offer Business Loans that will help your business grow.
LaonMoney is an Authorized Direct Selling Agents of various National, Multinational and Non Banking Financial Companies for promoting their sales for asset division. Feel free to contact us at firstname.lastname@example.org or +91-8130 222 111 for Transparent and Fastest Processing of Loan.
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