ICICI Bank Private Limited comes in the second position in the largest private Bank sectors. When it comes to providing personal loan, ICICI bank offer instant personal loan to the applicant with quick amount disbursement.
ICICI Bank has partnered with LoanMoney to give loans at lower interest rate to individuals like salaried, self-employed and professional. You can avail four types of loan from us which are: -
ICICI Bank Private Limited comes in the second position in the largest private Bank sectors. When it comes to providing personal loan, ICICI bank offer instant personal loan to the applicant with quick amount disbursement. ICICI Bank Personal Loan has got the highest preference from people as it provided competitive rate of interest.
ICICI Bank Personal Loan Interest Rate, Fees and Other Charges
|Interest Rate||10.99% to 17.99%|
|Processing Fees||Rs.1499 + applicable tax to 2.25% of the loan amount|
|Loan Amount||15 lakhs for Salaried, 30 Lakhs for Self-employed|
|Loan Tenure||1 year to 5 years|
|Pre-closure Charges||Preclosure permitted after 6 months. 5% of principal outstanding (plus GST)|
|Guarantor Requirement||No guarantor required|
ICICI Bank Personal Loan Features & Benefits in Delhi/NCR
ICICI Bank Personal Loan Eligibility & Documentation in Delhi/NCR
ICICI Bank Personal Loan Interest Rates and Charges in Delhi/NCR
ICICI Bank Personal Loan Frequently Asked Questions (FAQ) in Delhi/NCR
ICICI Bank introduces a multipurpose Home Overdraft facility on your Mortgage Loan. ICICI Bank Home Overdraft will now give you the flexibility to access funds at your convenience. Getting a home loan from ICICI Bank is quick and easy.
Interest Rate, fees and other Charges
|Interest Rate||8.50% to 8.85% for General Borrowers
8.45% to 8.80% for Women Borrowers
|Processing Fees||0.50% of the loan amount (Maximum Rs. 11,800)|
|Loan Tenure||3 year to 30 years|
|Partial pre-payment Charges||Nil|
|Guarantor Requirement||No Guarantor Required|
ICICI Bank Home Loan Features & Benefits in Delhi/NCR
ICICI Bank Home Loan Eligibility & Documentation in Delhi/NCR
ICICI Bank Home Loan Interest Rates and Charges in Delhi/NCR
ICICI Bank Home Loan Frequently Asked Questions (FAQ) in Delhi/NCR
Let your property be a shelter to your dreams. ICICI Bank Loan Against Property is a multi-purpose loan that can be used for your business or personal needs. Access the funds at your disposal as you wish. Make your dreams come true.
Interest Rate, fees and other Charges
|Interest Rate||Starts from 9%|
|Loan Amount||Upto 30 Lacs|
|Processing Fees||Upto 0.50%|
|Loan Tenure||upto 30 Years|
|Partial pre-payment Charges||No prepayment charges after six months of final disbursement. Prepayment charges of 2% on principal outstanding amount is applicable within six months of final disbursement.|
ICICI Bank Loan Against Property Features & Benefits in Delhi/NCR
ICICI Bank Loan Against Property Eligibility & Documentation in Delhi/NCR
ICICI Bank Loan Against Property Interest Rates and Charges in Delhi/NCR
ICICI Bank Loan Against Property Frequently Asked Questions (FAQ) in Delhi/NCR
Managing finance is unarguably the most important component of any business. For SMEs, timely finance is the key to making the most of business opportunities. Keeping this in mind, ICICI Bank have designed a package of loans to best suit their business.
ICICI bank Business Loan Interest Interest rates, fees and Other Charges
|Processing Fees||Up to 2% (plus applicable taxes) of the facility amount|
|Interest Rate||For secured facilities: Up to I-MCLR-6M+4.75%
For facilities backed by CGTMSE: Up to I-MCLR-6M + 4.0%
For unsecured facilities (not under CGTMSE cover): Up to I-MCLR-6M + 8.50%
The interest rate for each loan is determined based on the assessment of business, financials, loan amount and tenure.
|Stamp Duty and other Statutory Charges||As per applicable laws of the state|
|Commission on Letters of Credit and Bank Guarantee||Up to 2.5% p.a. Commission shall be charged on pro-rata basis based on the tenure and the amount of non-fund based facility being availed|
|Commitment Fees||Average Utilization < 50% - 0.50% p.a. on the difference between the actual utilization and average quarterly utilization of 50%. - Charges will be levied on a quarterly basis. Applicable only for CC/OD facility|
|Foreclosure Charges||Charged up to 4% of the total limits set up in the system, in case the facilities are taken over by another bank during the tenure of the loan. These charges are applicable only in case of Balance Transfer (BT) Working capital facilities prepaid/closed from own sources|
ICICI Bank Business Loan Features & Benefits in Delhi/NCR
ICICI Bank Business Loan Eligibility & Documentation in Delhi/NCR
ICICI Bank Business Loan Interest Rates and Charges in Delhi/NCR
ICICI Bank Business Loan Frequently Asked Questions (FAQ) in Delhi/NCR
MCLR of ICICI Bank reduces Marginal Cost of funds based Lending Rate (“MCLR”) by 0.70%
January 03, 2017
Mumbai: ICICI Bank has announced a reduction of 0.70% in I-MCLR benchmarks across tenures. The revised I-MCLR benchmarks effective from January 3, 2017 are provided below:
|Benchmark tenure||Benchmark name||Benchmark rate p.a.|
Wazirpur | Vishwas Nagar | Vikaspuri | Tri Nagar | Timarpur | Tilak Nagar | Shalimar Bagh | Shakur Basti | Shahdara | Sadar Bazar | Rohini | R K Puram | Rajouri Garden | Rajendra Nagar | Patparganj | Patel Nagar | Okhla | New Delhi | Narela | Nangloi Jat | Najafgarh | Model Town | Mehrauli | Matia Mahal | Malviya Nagar | Madipur | Laxmi Nagar | Krishna Nagar | Kasturba Nagar | Karol Bagh | Kalkaji | Jangpura | Janakpuri | Hari Nagar | Greater Kailash | Gandhi Nagar | Dwarka | Deoli | Delhi Cantt | Chhatarpur | Chandni Chowk | Burari | Bijwasan | Bawana | Ballimaran | Badli | Badarpur | Babarpur | Ambedkar Nagar | Adarsh Nagar | Ghonda | Karwal Nagar | Kirari | Kondli | Mangolpuri | Matiala | Moti Nagar | Mundka | Mustafabad | Palam | Rithala | Rohtas Nagar | Sangam Vihar | Seelampur | Seema Puri | Sultanpur Majra | Trilokpuri | Tughlakabad | Uttam Nagar
ICICI Bank is India's largest private sector bank with total assets of Rs. 6,461.29 billion (US$ 103 billion) at March 31, 2015 and profit after tax Rs. 111.75 billion (US$ 1,788 million) for the year ended March 31, 2015. ICICI Bank currently has a network of 4,050 Branches and 13,082 ATM's across India. ICICI Bank was originally promoted in 1994 by ICICI Limited, an Indian financial institution, and was its wholly-owned subsidiary. ICICI Bank was established by the Industrial Credit and Investment Corporation of India (ICICI) , an Indian financial institution, as a wholly owned subsidiary in 1994.
The parent company was formed in 1955 as a joint-venture of the World Bank, India's public-sector banks and public-sector insurance companies to provide project financing to Indian industry. The bank was initially known as the Industrial Credit and Investment Corporation of India Bank, before it changed its name to the abbreviated ICICI Bank. The parent company was later merged with the bank.
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