The Indiabulls Housing Finance Limited home loan offers one of the highest Loans to value (LTV) ratio in Indian market. For loan amount up to 30 lakhs, Indiabulls offer loan amount up to 90% of the market value of the property. For loan amount above 30 lakhs and up to 75 lakhs, a maximum of 80% of the property value is offered as loan amount. This includes the cost of the land as well.
The tenor is offered as maximum of 30 years subject to the retirement age of the borrower.
Customers can apply for an Indiabulls Housing Finance Limited home loan either singly or jointly known as co-applicant. Co-applicants could be either spouse, parents, son or daughter or even siblings. Having a co-applicant in Indiabulls Housing Finance Limited home loan allows a higher loan eligibility amount and mitigates the risk of any default payment.
Floating interest rate makes the Indiabulls Housing Finance Limited home loan more striking. This ensures that customer shall reap all the benefit if the benchmark interest rate changes in future depending on prevailing market conditions. This however don’t apply on the loan disbursal amount. Any change in the interest rate shall impact only the interest component in the EMI amount.
Customer may apply for an Indiabulls home loan even before they have selected the property.
State of the art online facility and other value add services makes the Indiabulls Housing Finance Limited home loan process more transparent and viable
Online access to check eligibility, calculate EMI and tax benefit.
Documentation for salaried applicants:
6. Documentation for self-employed applicants:
Home Extension Loan is useful when you want to add more space to your existing home. We make it easy for you to extend your existing residential property as per your requirements. You often renovate your home to suit your changing needs. This loan can be used to carry out repairs / improvements within your existing owned residential properties.
Personal loans are taken primarily for fulfilling your personal aspirations such as vacation, a perfect wedding, home renovation or a much desired gadget. In addition to being relatively easy to apply for, personal loans are unsecured loans which means that you don't need any collateral to take this loan. They are one of the simplest form of loans with customer-friendly repayment terms.
A sudden requirement of funds is an unavoidable circumstance of business or personal life. Whether a personal necessity (hospitalization, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments.
In this context, it is pertinent to consider an invaluable alternative source of finance known as Loan Against Property (LAP). This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinizing the validity of the said property and its current market value.
Running a business is not easy. You have to constantly think of ways and means to keep it going and growing. As a part of the growth plan, you require financing for expanding operations or to buy new equipment or inventory or simply increase the working capital. To help you with your financing needs we offer Business Loans that will help your business grow.
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