loan from indian overseas bank

LoanMoney's Partner -- Indian Overseas Bank

Personal Loan

Indian Overseas Bank provides personal loans in two categories: Clean Loan and Consumption Loan-Sahayika. The loan is provided for meeting social financial commitments such as marriage in the family, education of children, medical treatment etc. The loan can be availed for any financial commitment with in the ambit of law. Bank does not verify the purpose declared.

LoanMoney help you to embark on your dream at the right time with Indian Overseas Bank Personal Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.

Indian Overseas Bank Personal Loan Features & Benefits in Delhi/NCR
Indian Overseas Bank Personal Loan Eligibility & Documentation in Delhi/NCR
Indian Overseas Bank Personal Loan Interest Rates and Charges in Delhi/NCR
Indian Overseas Bank Personal Loan Frequently Asked Questions (FAQ) in Delhi/NCR

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Home Loan

Owning a home is everybody’s dream since it has a dual benefit of not only ensuring shelter for self and loved ones but also acts as an investment instrument offering us attractive returns over a period of time. More often than not, meeting the costs of procuring a home or a piece of land often comes by means of financing by taking a loan from a bank since it may not be affordable outright, owing to the costs involved in procuring one.

Being a leading public sector banking institution in the country, IOB’s Subha Gruha home loan scheme can be the ideal partner for funding your housing dream. This loan is available for a wide range of housing requirements, open for application to the likes of resident Indians as well as NRIs.

Indian Overseas Bank Home Loan Features & Benefits in Delhi/NCR
Indian Overseas Bank Home Loan Eligibility & Documentation in Delhi/NCR
Indian Overseas Bank Home Loan Interest Rates and Charges in Delhi/NCR
Indian Overseas Bank Home Loan Frequently Asked Questions (FAQ) in Delhi/NCR

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Loan Against Property

Indian Overseas Bank offers Loan Against Property to the customers if they need to expand their business or want money for personal use. The loan is given upto 50% of the market’s value for tenure of 7 years.

Floating rates changes with a single change in Indian Overseas Bank MCLR rate in your loan tenure. You should go for floating rates if you can take the risk of hike in interest rates.

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Business Loan

As an entrepreneur you know the importance of funds at any point of the business life. Sometimes the need for a loan amount may be unexpected and required on an immediate basis. These can be stressful times and Indian Overseas Bank loan may be the perfect solution at your time of financial crisis. The flexible features and high loan amounts are what makes these loans so popular. The bank offers loans for Micro Small & Medium Enterprises.

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Indian Overseas Bank MCLR Rate in Delhi/NCR

The following are the revised MCLR with effect from 07.01.2017


Rate of interest

Overnight MCLR


One- month MCLR


Three-month  MCLR


Six-month  MCLR


One Year MCLR


Two-year MCLR


Three year- MCLR


About Indian Overseas Bank

The Constitution of the Board of the Bank is governed by "The Nationalized Banks (Management and Miscellaneous Provisions) Scheme, 1970, formulated by the Central Government, after consultation with the Reserve Bank of India, in exercise of the powers conferred by section 9 of "The Banking Companies (Acquisition and Transfer of Undertakings) Act 1970".

The Composition of the Board of Directors of a Bank is governed by "The Nationalised Banks (Management and Miscellaneous Provisions) Scheme 1970" read with "The Banking Companies (Acquisition and Transfer of Undertakings) and Financial Institutions Laws (Amendment) Act 2006" and amendment vide Extraordinary Gazette Notification dated 19.02.2007 of the Central Government.

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About LoanMoney

LaonMoney is an Authorized Direct Selling Agents of various National, Multinational and Non Banking Financial Companies for promoting their sales for asset division. Feel free to contact us at or +91-8130 222 111 for Transparent and Fastest Processing of Loan.

Why LoanMoney?
# Secured and unsecured Fundings
# Over 21 bank and other financial institutions.
# CORPORATE Direct Associates of All MNC, Pvt Banks, NBFC.
# Personal Loans, Loan Against Property, Home Loans, Business Loans
# Team of expert CA , Ex Bankers, Field Support

LoanMoney deals in ..
# Home loans - Residential/ Commercial/ Industrial - Purchase /Reconstruction / Plots
# Loan Against Property - Residential / Commercial / Industrial
# Business Loans - Unsecured Overdraft / Term Loan / Against Credit Card Swipe
# Personal Loan - Against Salary /Professional Receipts Doctor/ CA/Engg
# Working Capital for SME - Overdraft/ Cash Credit / Term Loan /Export Funding/ Non Funded
# Machinery / Equipment Loans - Medical/ Construction/ Vehicles
# Educational/ Hospital Institutions Loans to Trust/ Society

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Loan Application


Personal Loan is an unsecured loan given to borrower against his Income and credit...





Quick and Easy Home loan, a secured mortgage loan for your home / house needs careful...


A loan against property (LAP) is a good alternative if you need capital. Your property...


Running a business is never an easy task. One is bound to face financial hiccups.
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