Presenting IndusInd Bank Personal Loans. Now you don’t have to wait to fulfil your dreams. Be it renovating your home, going on your dream vacation or buying your special someone that coveted gift, count on us to make it happen. In addition to the above, Induslnd Bank understand that the reasons for obtaining a personal loan can be numerous and varied. To cater to your specific requirements, IndusInd Bank offers you tailor-made personal loans in multiple categories.
LoanMoney help you to embark on your dream at the right time with IndusIndBank Personal Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.
Self Employed | |
Age | 25 yrs Onwards |
Loan Amount | Upto 25 Lacs |
Tenure | 12- 36 Months |
Rate of Interest / APR [Annual Percentage Rate] | 17% Onwards |
Processing Fees | 2% of Loan Amount Plus Service Tax |
Special | Quick Loan disbursal |
Documentation | Balance Sheet & ITR 3 yrs |
Eligibility | Repayment of Total amount [Illustrative] on Rs. 1 Lac loan on @14% with processing Fees for 60 Months comes to Rs. Rs. 1.41 Lacs |
Presenting IndusInd Bank Personal Loans. Now you don’t have to wait to fulfil your dreams. Be it renovating your home, going on your dream vacation or buying your special someone that coveted gift, count on us to make it happen. Fulfil all your financial needs with our hassle free online Personal Loan, which are designed to help you live life at the fullest. read more...
Proof of identity: Passport / driving license / voters ID / PAN card /card issued by UIDAI containing the details of name, photograph, address and Aadhaar number
Proof of identity: Passport / driving license / voters ID / PAN card /card issued by UIDAI containing the details of name, photograph, address and Aadhaar number
Proof of residence: Any utility bill (should not be >3 months old)/ Any govt provided address proof like-voter id, passport/DL/
Proof of Income: Latest 3 months salary slip / salary certificate.
Bank Statements: Latest 3 months bank statement of salary account. read more...
Interest Rate | 11.49% onwards |
Personal loan Processing Fees | Up to 2.50% of loan amount plus tax |
Payment Dishonor Charges | Rs 450/- plus tax |
Personal loan Duplicate Statement Charge | Rs 250/- plus taxes per event |
Cheque / ECS / SI Swapping Charges | Rs 500/- plus taxes per event |
Duplicate No Dues Certificate | Rs 250/- plus taxes per event |
Duplicate Amortization Schedule Charge | Rs 250/- plus taxes per event |
Interest Rate very from 12.99% To 17% read more...
What is the minimum and maximum online personal loan amount?
You can avail of personal loans that are ranging from Rs.50,000 to 15,00,000 depending on your eligibility, income, nature of job and repayment capacity.
What are the loan tenure options?
You can repay your loan over a period of 12 to 60 months
How long will it take for my Personal Loan to be approved?
Your personal loan will be disbursed within 4-7 working days post receipt of the required documents. All loan approvals are at the sole discretion of the bank.
Are there any additional charges?
A processing fee up to 2.5% of the loan amount and requisite documentation charges is payable same will be deducted from the loan amount at the time of disbursal. read more...
Marginal Cost of Funds Based Lending Rate
Rates are effective from February 17, 2017
MCLR |
Benchmark MCLR |
Overnight |
8.40% |
1 month |
8.45% |
3 month |
8.75% |
6 month |
9.00% |
1 year |
9.10% |
Commencing its operations in the year 1994, IndusInd Bank derives its name and inspiration from the Indus Valley Civilization - a culture described as one of the greatest in the ancient world combining a spirit of innovation with sound business and trade practices. IndusInd Bank has grown ceaselessly and dynamically as an organization driven by a sincere zeal to give its customers banking services and products at par with the highest quality standards in the industry.
IndusInd Bank stands tall today as one of the reputed banking brands in the country. The bank has been continuously investing in various advertising & marketing programs to enhance the brand image & recall. In an endeavor to emerge as best-in-class brand, IndusInd Bank has made 'Responsive Innovation' as a central theme of its brand building program. The Bank has combined responsiveness with innovation to launch a wide range of banking products and services which are unique, convenient and very relevant to Indian consumer.