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loan from jammu and kashmir bank

LoanMoney's Partner -- Jammu and Kashmir Bank

Personal Loan

J&K Bank provides personal loans in the following categories like Consumer Loan, SAHOLIAT/SARAL Finance, SAHOLIAT/SARAL Finance for pensioners, Saral Finance to Small Businessmen, Laptop/PC Finance, Scooty Finance for Girls/ Ladies. All you have to do is to follow some simple steps to get attractive deals.

Jammu Kashmir Bank is the only private sector bank designated as RBI’s agent for banking business and it carries out the banking business of the Central Government it also collects central taxes for CBDT. Jammu Kashmir Bank was incorporated in the year 1938 and it operates on the principle of socially empowering banking and seeks to deliver innovative financial solutions to the household, small and medium scale enterprises

LoanMoney help you to embark on your dream at the right time with Jammu and Kashmir Bank Personal Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.

Jammu and Kashmir Bank Personal Loan Features & Benefits in Delhi/NCR
Jammu and Kashmir Bank Personal Loan Eligibility & Documentation in Delhi/NCR
Jammu and Kashmir Bank Personal Loan Interest Rates and Charges in Delhi/NCR
Jammu and Kashmir Bank Personal Loan Frequently Asked Questions (FAQ) in Delhi/NCR

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Home Loan

Home Loan EMI is a fixed amount that you pay to Jammu And Kashmir Bank towards repayment of loan taken. The EMI is paid every month on a fixed day till your Home Loan is fully paid off. Lowest EMI that you pay to Jammu And Kashmir Bank on per lakh amount is Rs. 997.

Jammu And Kashmir Bank Home Loan EMI consists of principal payment and interest payment. In the beginning years, the interest part on loan is more than the principal part. In the whole repayment period, EMI remains constant but the interest component on loan keeps decreasing while principal component keeps increasing apart from change in interest rate on Home Loan

Jammu and Kashmir Bank Home Loan Features & Benefits in Delhi/NCR
Jammu and Kashmir Bank Home Loan Eligibility & Documentation in Delhi/NCR
Jammu and Kashmir Bank Home Loan Interest Rates and Charges in Delhi/NCR
Jammu and Kashmir Bank Home Loan Frequently Asked Questions (FAQ) in Delhi/NCR

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Loan Against Property

Jammu And Kashmir Bank offers Loan Against Property to the customers if they need to expand their business or want money for personal use. The loan is given upto 60% of the market’s value for tenure of 7 years.

Jammu And Kashmir Bank Loan Against Property EMI consists of principal payment and interest payment. In the beginning years, the interest part on loan is more than the principal part. In the whole repayment period, EMI remains constant but the interest component on loan keeps decreasing while principal component keeps increasing apart from change in interest rate on Loan Against Property.

Jammu and Kashmir Bank Loan Against Property Features & Benefits in Delhi/NCR
Jammu and Kashmir Bank Loan Against Property Eligibility & Documentation in Delhi/NCR
Jammu and Kashmir Bank Loan Against Property Fees and Charges in Delhi/NCR
Jammu and Kashmir Bank Loan Against Property Frequently Asked Questions (FAQ) in Delhi/NCR

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Business Loan

Jammu and Kashmir Bank offers Business Loan to individuals so that they can fulfil their dream and get personalized solutions and services. Jammu and Kashmir Bank offers Business Loan suitable to a wide class of individuals.

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Jammu and Kashmir Bank MCLR Rate in Delhi/NCR

MCLR

Maturity Period

MCLR

w.e.f. February 10, 2017

w.e.f. March 10, 2017

Overnight

8.10

8.10

One month

8.10

8.10

Three months

8.10

8.10

Six months

8.45

8.45

One year

8.70

8.70

Two years

8.80

8.80

Three years

8.90

8.90

About Jammu and Kashmir Bank

J&K Bank functions as a universal bank in Jammu & Kashmir and as a specialised bank in the rest of the country. It is also the only private sector bank designated as RBI’s agent for banking business, and carries out the banking business of the Central Government, besides collecting central taxes for CBDT.

J&K Bank follows a two-legged business model whereby it seeks to increase lending in its home state which results in higher margins despite modest volumes, and at the same time, seeks to capture niche lending opportunities on a pan-India basis to build volumes and improve margins.

J&K Bank operates on the principle of 'socially empowering banking' and seeks to deliver innovative financial solutions for household, small and medium enterprises.

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About LoanMoney

LaonMoney is an Authorized Direct Selling Agents of various National, Multinational and Non Banking Financial Companies for promoting their sales for asset division. Feel free to contact us at info@loanmoney.in or +91-8130 222 111 for Transparent and Fastest Processing of Loan.

Why LoanMoney?
# Secured and unsecured Fundings
# Over 21 bank and other financial institutions.
# CORPORATE Direct Associates of All MNC, Pvt Banks, NBFC.
# Personal Loans, Loan Against Property, Home Loans, Business Loans
# Team of expert CA , Ex Bankers, Field Support

LoanMoney deals in ..
# Home loans - Residential/ Commercial/ Industrial - Purchase /Reconstruction / Plots
# Loan Against Property - Residential / Commercial / Industrial
# Business Loans - Unsecured Overdraft / Term Loan / Against Credit Card Swipe
# Personal Loan - Against Salary /Professional Receipts Doctor/ CA/Engg
# Working Capital for SME - Overdraft/ Cash Credit / Term Loan /Export Funding/ Non Funded
# Machinery / Equipment Loans - Medical/ Construction/ Vehicles
# Educational/ Hospital Institutions Loans to Trust/ Society

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Loan Application

 

It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.

 

Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.

 

Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.

 

A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.

Different Purposes for Personal Loan through LoanMoney

Marriages are made in heaven and its celebration is one of the happiest and memorable events for married couples and their families. Wedding loan is available to people looking to meet their wedding expenses in order to make the wedding a grand success.
Debt consolidation/ Financial Restructuring is a process to streamline one’s financial stability and debt. Thus by consolidating many small debts with one debt, one gets favourable payment off terms and lower burden of EMI.
Home is the place where your story generates. Home Renovation Loans are designed for the purpose of renovating a house and can be taken by a person who owns the property to be renovated.
A Medical Loan is extended by a bank or a financial institution under the category of personal loans. A medical loan can be used for multiple emergency purposes such as an operation, surgery, procedure, therapy or for any concern related to health.
The Education Loanaims at providing financial support from the bank to deserving/ meritorious students for pursuing higher education in India and abroad. Students enrolled in career-oriented courses e.g. medicine, engineering, management etc, can avail this.
Balance transfer is the process where a customer transfers his outstanding principal amount to another bank or financial institute primarily for a better rate of interest and also for better features. Balance transfer reduces your interest rates and finally ensure saving.
Travel loan is a kind of Personal Loan that you can apply while planning a travel. It can help to cover the costs associated with your holiday, such as airfares, accommodation, hotel fares, tour packages, travel gears/accessories, or any other type of expenses associated with your travel.
The Credit Card Payment Loan is designed to allow you to take control of your finances and pay your credit cards off faster. This is made possible by consolidating your high-interest card balances into one monthly payment at a fixed rate and term.

Disclaimer: LoanMoney is not a Loan Providing Organization. We are facilitating the Loan Process from various Banks & NBFC. The rate, eligibility criteria, term & conditions of various banks are subject to change as per bank discretion. We try our best to keep the data up-to-date, but we can't guarantee the accuracy of data provided in this site. LoanMoney help you to embark on your dream at the right time with many Banks/NBFC's Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.

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