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Kotak Mahindra Bank Personal Loan for Foreign education in Delhi NCR through LoanMoney

About Kotak Mahindra Bank Personal Loan for Foreign education

Education is the most important investment one makes in life. Therefore, Kotak Mahindra Bank Personal Loan through LoanMoney brings to you Education Loans, which aims to finance meritorious students who choose to pursue a higher education (professional or technical) in India and abroad. With opportunities growing across the globe, more and more Indian students are aspiring to study abroad at various universities. Studying abroad brings in promises of high-flying careers, with the sky being the limit. Institutions across the world offer a multitude of courses and students have various options to choose. Additionally, most universities offer scholarship programs and financial aid in some cases to students, which only improve their job opportunities. With growing aspirations, there is another responsibility that has to be fulfilled by students and their parents. 

Funding the foreign education is a major factor that affects the type of course that student enrolls for and also the institution selected. LoanMoney facilitates various schemes depending on the institution selected and the course of study from Kotak Mahindra Bank Personal Loan. Education Loans through LoanMoney also facilitate the cost of boarding, lodging, tuition fees, Education and other related costs for the student from Kotak Mahindra Bank Personal Loan. 

Features and Benefits of Higher Education Loan through LoanMone

  • Higher Education Loans can be availed to pursue higher studies both in India and abroad.
  • Enjoy long term repayment tenures for higher Education Loans.
  • A co-applicant is mandatory for a full time course.
  • Easy and hassle free documentation process.
  • You can enjoy a wide range of collateral options including residential property, fixed deposits, national savings certificate, LIC policy etc.
  • You can enjoy tax benefits by taking a higher Education Loan under section 80E of the Indian Income Tax Act 1981.
  • The Education Loan gets directly disbursed to your educational institutions through LoanMoney.
  • LoanMoney facilitate the insurance protection.
  • You can use the amount received as higher Education Loan for paying off your college fee, hostel expenses and Education expenses, and purchasing books and computers etc. 

Documents required for Higher Education Loan through LoanMoney

  • Kotak Mahindra Bank usually asks for the following documents from a student while accepting his/her higher Education Loan application through LoanMoney:
  • A copy of the letter of admission in a college/university.
  • A complete Loan application form with all required details included.
  • A few recent passport size photographs.
  • A statement containing the cost of study.
  • Copies of PAN card (applicable for both - student and parent / legal guardian).
  • Copies of AADHAR card – (applicable for both - student and parent / legal guardian).
  • Proof of identity. You can submit any of the following documents - driving license/ passport/ /aadhar or any photo identity as proof of identity.
  • You also need to submit your proof of residence. Documents like driving license/passport/electricity bill/telephone bill are accepted as proof of residence.
  • Last 6 months’ bank statement of the student/ co-borrower/ guarantor is required. 


Features and Benefits of Kotak Mahindra Bank Personal Loan

  • The Kotak Mahindra Bank allows a Personal Loan amount ranging from a minimum of Rs. 50000 to a maximum of Rs.5 lakhs.
  • The Kotak Mahindra Bank allows flexible repayment options. A salaried professional can avail Personal Loan for a period of 12-60 months.
  • The Kotak Mahindra Bank provides doorstep facility to individuals interested in availing a Personal Loan.
  • Keeping in mind the convenience of its customers, Kotak Mahindra Bank provides Loans with a simple documentation process. It follows this method to protect its customers from unnecessary burdens of arranging too many documents.
  • Along with quick documentation, Kotak Mahindra Bank also adopts quick processing methods in order to avoid a long waiting period of Loan sanctioning for the applicant. Kotak Mahindra Bank ensures a quick Loan disbursement
  • Personal Loans are easy Loans, made available to customer without any security or collateral from Kotak Mahindra Bank. The applicant need not keep any security with the Kotak Mahindra Bank for obtaining a Personal Loan.


Eligibility and documentation required for Kotak Mahindra Bank Personal Loan

The eligibility to avail Personal Loans is as follows:  

All Indian residents are eligible for a Personal Loan who

  • Are employees of either MNC, Public and Private limited companies
  • Has a minimum age of 21 years and maximum age of 58 years.

Other Personal Loan eligibility criteria:

  • Income Net monthly salary of Rs. 25,000/-
  • Minimum educational qualification - Graduate
  • Years in city - Minimum 1 year
  • Total work experience - Minimum 2 years


Documentation Required for Kotak Mahindra Bank Personal Loan

  • Application Form
  • 1 Photograph
  • Identity Proof
  • Residence Proof
  • Age Proof
  • Signature Proof
  • Ownership Proof
  • Income Details
  • Bank Account Statement 



Kotak Mahindra Bank Personal Loan Interest Rates 

Get a step closer to fulfilling your dreams by availing Kotak Mahindra Bank Personal Loans and meet your financial needs at attractive interest rates. Pay lower interest on Personal Loan and also benefit from our flexible repayment options Read More.


Why choose LoanMoney for taking Education purpose Personal Loan from Kotak Mahindra Bank

  • Easily Available– Getting Kotak Mahindra Bank Personal Loan for Education purpose is not a tough task. Kotak Mahindra Bank Personal Loan is offered at reasonable interest rates and it is easy and convenient to get Medical Loan from Kotak Mahindra Bank in comparison get Personal Loan from other Banks or NBFCs.
  • No Agent or Middleman Charges–In order to get Education Loan from Kotak Mahindra Bank, you do not have to pay any agent or middleman charges. LoanMoney as your Loan Agency help you to avoid unnecessary delays and expenses.
  • Unsecured Loan–Kotak Mahindra Bank Personal Loan is an unsecured Loan. There is no collateral security required in order to get this Education Loan from Kotak Mahindra Bank. All that is required is your ability to pay back the money. You are not required to mortgage any of your assets or provide for any kind of guarantee. LoanMoney will try it best to ensure that Kotak Mahindra Bank become sure of your re-payment ability and Kotak Mahindra Bank will process the Loan. 
  • Less Processing Time –LoanMoney guarantees that the processing time involved in getting Education Loan from Kotak Mahindra Bank is very less.
  • Minimum Paperwork –LoanMoney ensures that getting a Education Loan from Kotak Mahindra Bank does not require verification of any asset or any other kind of proofs and certificates that involve a lot of paperwork.
  • Schemes and Offers –LoanMoney keeps you updated with special schemes and offers of Kotak Mahindra Bank for professionals like Chartered Accountants, Doctors and Architects etc. 


About Kotak Mahindra Bank

Kotak Mahindra Bank is an Indian private sector Bank headquartered in Mumbai Maharashtra, India. It offers a wide range of banking products and financial services for corporate and retail customers through a variety of delivery channels and specialized subsidiaries in the areas of personal finance, investment banking, life insurance, and wealth management. 

Kotak Mahindra Bank offers Personal Finance - the single expert source for all your financial needs. Unexpected Expenses, Education, Education in the family, Home Improvement or that long awaited Vacation. 

Loan Application


It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.


Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.


Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.


A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.

Different Purposes for Personal Loan through LoanMoney

Marriages are made in heaven and its celebration is one of the happiest and memorable events for married couples and their families. Wedding loan is available to people looking to meet their wedding expenses in order to make the wedding a grand success.
A Medical Loan is extended by a bank or a financial institution under the category of personal loans. A medical loan can be used for multiple emergency purposes such as an operation, surgery, procedure, therapy or for any concern related to health.
Balance transfer is the process where a customer transfers his outstanding principal amount to another bank or financial institute primarily for a better rate of interest and also for better features. Balance transfer reduces your interest rates and finally ensure saving.
The Credit Card Payment Loan is designed to allow you to take control of your finances and pay your credit cards off faster. This is made possible by consolidating your high-interest card balances into one monthly payment at a fixed rate and term.
The Education Loan aims at providing financial support from the bank to deserving/ meritorious students for pursuing higher education in India and abroad. Students enrolled in career-oriented courses e.g. medicine, engineering, management etc, can avail this.
Travel loan is a kind of Personal Loan that you can apply while planning a travel. It can help to cover the costs associated with your holiday, such as airfares, accommodation, hotel fares, tour packages, travel gears/accessories, or any other type of expenses associated with your travel.
Debt consolidation/ Financial Restructuring is a process to streamline one's financial stability and debt. Thus by consolidating many small debts with one debt, one gets favourable payment off terms and lower burden of EMI.
Home is the place where your story generates. Home Renovation Loans are designed for the purpose of renovating a house and can be taken by a person who owns the property to be renovated.

Disclaimer: LoanMoney is not a Loan Providing Organization. We are facilitating the Loan Process from various Banks & NBFC. The rate, eligibility criteria, term & conditions of various banks are subject to change as per bank discretion. We try our best to keep the data up-to-date, but we can't guarantee the accuracy of data provided in this site. LoanMoney help you to embark on your dream at the right time with many Banks/NBFC's Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements... read more

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