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Loan Against Property from HDFC Bank

HDFC Bank Loan Against Property

HDFC Bank brings to you Loan Against Property (LAP). You can now take a loan against your residential or commercial property, to expand your business, plan a dream wedding, fund your child's education and much more. You can easily fulfill all your long cherished dreams with HDFC Bank loan against property. The Bank offers Loans against Property at attractive rates of interest. It is very simple to get a loan against property from HDFC Bank through LoanMoney. LoanMoney maintains a speed process of approval and disbursement with minimal documentation. Since, the interest rates on loan against property is less, you can enjoy the benefit of paying lower EMIs.

Features of HDFC Bank Loan Against Property

  • Hassle free documentation and speedy disbursal.
  • Residential and commercial properties accepted as collateral.
  • High tenure loans for ease of repayment.
  • Attractive interest rates.


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* Lower of Loan up to 75% of property value OR 65% Net Monthly Income equivalent to Per month EMI
* Loan on Repayment Track of existing loans
* Dropline Overdraft Facility
* Special Loans for Professional : Max Loan amount based on Gross Receipts with lowest Rates
* Quick & Transparent Services
* No Hidden charges Assured
* On Banking Basis without Income Loan Scheme


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Processing Fees - 0.50 % Plus Service Tax
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Resi -9% Comm 9.25 %; Indust 10.5%
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- Lowest MCLR Based Rates /Drop Line Overdraft /Term plus Working Capital
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About HDFC Bank:

In 1995 HDFC Bank was incorporated, with its registered office in Mumbai, India. Its first corporate office and a full service branch at Sandoz House, Worli was inaugurated by the then Union Finance Minister, Dr. Manmohan Singh. HDFC Bank is an Indian banking and financial services company headquartered in Mumbai, Maharashtra. It has about 76,286 employees including 12,680 women and has a presence in Bahrain, Hong Kong and Dubai. HDFC Bank is the second largest private bank in India as measured by assets.

It is the largest bank in India by market capitalization as of February 2016. It was ranked 69th in 2016 BrandZTM Top 100 Most Valuable Global Brands. HDFC Bank provides a number of products and services which includes Wholesale banking, Retail banking, Treasury, Auto (car) Loans, Two Wheeler Loans, Personal loans, Loan Against Property and Credit Cards.

HDFC Bank Loan Against Property can be taken for following purposes:
  • Expanding your business.
  • Get your child married.
  • Send your child for higher studies.
  • Fund your dream vacation.
  • Fund Medical Treatments.
Apply HDFC Bank Loan Against Property
It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.
Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.
Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.
A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.
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