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Loan Against Property from PNB Housing Finance

PNB Housing Finance Loan Against Property

At PNB Housing provide loans against mortgage of existing residential/commercial immovable property in PNB's branch locations. End use of the loan may be towards expansion of business, foreign travel, personal requirements such as education, marriage of children, family function, medical expenses, furnishing of the house, buying high cost consumer durables, etc. However, funds should be used for only a legitimate purpose.

Loan Against Property from Punjab National Bank allows you to cash in on your assets anytime you need to fulfill your dreams. At LoanMoney, we make sure that you get a quick loan against your property at affordable interest rates to help you chase your happiness without any worries.

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There are Multi method of Funding in PNBHFL

  • Loan Against Property
  • Lease Rental Discounting
  • Professional Loans against Property
  • No Foreclosure for Individual Borrowers


  • Financial Based on Cash Profit both for Salaried and Self Employed
  • Surrogate Income for Self Employed on Turnover or Margin or Average Banking or Loan transfer
  • Revenue Generating Capacity ;- Like Rental Incomes

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0.50% Plus Service Tax
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9.25% to 9.75%
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Loan Eligibility upto 150% of Net Income
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About PNB Housing Finance:
PNB Housing Finance Loan Against Property can be taken for following purposes:
  • Expanding your business.
  • Get your child married.
  • Send your child for higher studies.
  • Fund your dream vacation.
  • Fund Medical Treatments.
Apply PNB Housing Finance Loan Against Property
It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.
Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.
Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.
A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.
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