Personal Loan is available for salaried individuals as well as Doctors.
You do not need to hypothecate any assets to avail a Personal Loan.
You can avail up to Rs. 75 Lakhs if you are. The actual loan amount eligibility will be calculated based on your income and other parameters.
You can repay your loan over a period of 12 months to 60 months.
At the time of booking of your loan, the EMI (Equated Monthly Instalments) will be calculated based on the loan amount sanctioned, interest rate and the tenor.
It varies as per Bank Policy, certain institutions, You can foreclose your loan immediately whereas in others a fee after a minimum period of 6 Months, In few after payment of prepayment charges.
An EMI stands for Equated Monthly Instalment. EMI provides you the ease and benefit of paying back the Personal Loan amount in smaller convenient options. This instalment consists of both the principal and interest components.
Part Payment facility varies from Bank to Bank:
All your information will be secure with us. The online application is a completely secured application using the state of the art security systems.