Personal Loan for Home Renovation purpose in Delhi NCR through LoanMoney

Home is the place where your story generates. All your dreams of making your place into a lovely home can be fulfilled easily through LoanMoney. Start renovating your place a more beautiful one Designing interiors or home improvement can bring lot of hassles such as deposit for the contractor, costs and quality raw materials, hiring an interior decorator/planner and above all, putting your own efforts to make all your dreams come alive in those four walls. But with the help of LoanMoney, insufficient funds would no longer be an issue. With the help of LoanMoney you can submit your documentation easily for Home Renovation Loans and it will be disbursed quicker, so that you can get your work started smoothly. 

Home Improvement Loan covers- 

• Water-proofing & roofing
• Tiling and flooring
• Plumbing & electrical work
• False ceiling & woodwork (fixed to the building)
• Complete renovation of already owned residential property
• Upgradation
• Repair of your house/flat
• External & internal repairs/paint 

Documentation Required for Home Renovation Loan

• The first document will be the application form for the Loan with photographs.
• Both salaried and self-employed people may be required to submit salary statements.
• You may also need to provide bank statements covering the last 6 months.
• You may be asked to provide Form 16s and IT returns or ITAO documents.
• You must also submit a quotation from your architect on the estimate on how much the renovation is going to cost.
• An address proof will also be required. This can be a drivers license, passports, ration cards, etc.
• In some cases an identity proof may also be asked for which it can be driving licenses, Aadhar cards, passports, phone bills etc.
• Pan cards, driving licenses, Aadhar cards and passports can also be submitted as proof of age, if required. 

Home Improvement Loan Eligibility Criteria

• You can apply for a home renovation loan as an individual or jointly with the other owners of the house being the co-applicants.
• Salaried and self-employed individuals can also apply for these Loans.
• The minimum age requirement for this loan is that you should be at least 21 years of age. The maximum age is limited to your retirement age. This means that the loan tenure cannot exceed your retirement age. For salaried individuals the age limit is 65 years for most banks.
• Even companies can apply for this loan provided they have been in operation for a predefined minimum period.
• Companies applying for this loan may also be required to be in a position where they have been making profits in the last few years. 

Partners

LoanMoney is an Authorized Direct Selling Agents of various National, Multinational and Non Banking Financial Companies for promoting their sales for asset division.

LoanMoney can provide Personal Loan for Home Renovation purpose from:-

• Nationalised Bank: Canara Bank, Allahabad Bank, Andhra Bank, Bank of India, Bank of Maharashtra, Central Bank of India, Dena Bank, IDBI Bank, Jammu and Kashmir Bank, Karnataka Bank, Punjab and Sindh Bank, Syndicate Bank, UCO Bank, Union Bank of India, United Bank of India, Vijiya Bank, State Bank of India, Punjab National Bank and Bank of Baroda.
• Private Bank: Bandhan Bank, Corporation Bank, DCB Bank, Federal Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, Oriental Bank of Commerce, South Indian Bank, HDFC Bank, ICICI Bank , Yes Bank, Axis Bank, Kotak Mahindra Bank, Standard Chartered Bank, HSBC Bank, Deutsche Bank, Induslnd Bank and RBL Bank.
• Non Banking Financial Company (NBFC): DHFL Home, Indiabulls, Tata Capital, Bajaj Finserv, Capital First, Fullerton India, Aditya Birla Finance, LIC Housing Finance, Magma Fincorp, Reliance Capital and Tata Capital.

Personal Loan

Personal Loan is a type of unsecured loan and helps to meet your current financial needs. You don’t need any security/collateral while availing it. Personal loan gives you the flexibility to use the funds as per your convenience and need. It is commonly used to meet such financial, needs as debt consolidation, wedding expenses, unexpected medical costs, home renovation and others. Flexibility of usage minimal documentation and quick processing make Personal loan a preferred financing option. Now, you can meet all your financial needs without any hassles!

About LoanMoney

LoanMoney is one of the leading Loan agency in Delhi NCR. It offers different types of Loans like Personal Loans, Business Loan, Home Loan, Loan against property and others where no guarantor is required. Our aim is to make financial products affordable and easily accessible to the common man and to provide innovative ideas while providing Loans to the customer from different types of bank and NBFCs. We are a team of young and energetic professionals who have come together from diverse backgrounds such as investment banking, consulting, technology and management to energise the Personal credit sector in India.

 LoanMoney associates with multinational banks like Deutsche bank, Standard Chartered, HSBC etc; Indian Private Banks likes HDFC bank, ICICI bank, Axis Bank, Yes Bank etc; Non Banking Financial Companies likes India bulls, Bajaj Finserv Reliance Capital, First Blue etc; Nationalised Bank likes Punjab National Bank, State Bank of India, Canara Bank etc. 

LoanMoney’s main objective is to connect borrowers (Person or Company looking for Personal Loan, Home Loan, Loan Against Property, Business Loan) and lenders (Nationalised Banks, Private Banks, Non Banking Financial Company) & to form a network of financial marketing. LoanMoney facilitates that Loan Approval, Disbursement and Management can become much easier with an efficient lending process. We always try hard to provide our customer a transparent, convenient and efficient loan approval and disbursement process. Moreover, we help you to save your time as our process is fast, reliable, private and convenient. We have already served numerous loan seekers, and have helped them in acquiring Loans that are attractive and have low interest rate.

At LoanMoney we provide our customers with:

• Quick and easy application process
• All Customer information is secure & its privacy is protected.
• Short disbursal times
• Highly trained Customer Representatives & Well experienced Loan/Banking Experts to help you at every step of your application process. 

Why LoanMoney

• Easily Available- Processing the Loan from Loan Money is very easy and convenient. LoanMoney offers the Loan at a very reasonable interest rate.
• No Agent or Middleman Charges- LoanMoney doesn’t charge against the customer for the approval of your Loan. LoanMoney as your Loan Agency help you to avoid unnecessary delays and expenses.
• Unsecured Loan- There is no collateral security required in order to get the Loan from LoanMoney. All that is required is your ability to pay back the money. You are not required to mortgage any of your assets or provide for any kind of guarantee. LoanMoney will try it best to ensure that your repayment ability and will process the Loan.
• Less Processing Time- LoanMoney guarantees that the processing time involved in getting different types of Loan is very less.
• Minimum Paperwork- LoanMoney ensures that processing a Loan from LoanMoney does not require verification of any asset or any other kind of proofs and certificates that involve a lot of paperwork.
• Schemes and Offers- LoanMoney keeps you updated with special schemes and offers regarding the process of different kinds of Loan.
• Hassle Free Processing- LoanMoney ensures hassle free process. You don’t have to visit the branches. A LoanMoney representative will collect all the documents from your doorstep. A LoanMoney representative will be in touch with you till the approval and disbursement of your Loan.