Personal Loan Interest Rate


Loan Amount

Rate of interest / APR [Annual Percentage Rate]



Personal Loan from Axis  Bank
1 - 15 Lacs
As per Company Category & Salary
Anytime Full or Partial Loan Closure Charges: - Nil
Personal Loan from HDFC Bank
Rs. 1 Lacs to Rs.50 Lacs
New Loan - 10.99 %; Shift PL -11.29% with Nil Fees
Nil Foreclosure above 10 Lacs; Approval in 48 Hrs
1 - 15 lacs
15% and Above as Per Loan Amount Approved*
Salaried Employees Pvt & Public Ltd
Personal Loan from ICICI BANK
1 - 20 Lacs
11.49% - 17 %
Privileged Rates to ICICI relationship; Loans to non listed companies/ No CIBIL
Personal Loan from BAJAJ FINSERV
1-18 Lacs
11.49% - 20%
Part or Pre Close Anytine at Nil Charges
Personal Loan from Kotak Mahindra Bank
Upto 20 Lacs
13.8% to 17 %
Priority to Govt Employees
Personal Loan from Induslnd Bank
1 lacs to 20 Lacs
12.99% onwards
Easy Documentation
Personal Loan from Capital First Ltd.
Upto 9 Lacs
13% to 17%
Existing Loans not obligation not considered
Personal Loan from The Ratnakar Bank Ltd.
Upto 20 Lacs
15% to 18%
Quick Funding
Personal Loan from Yes Bank Ltd
up to 40 Lacs
11.49% - 17% [Depends on Net Take Home Salary, Loan Amoun & Employer]
> 12 EMI Paid - Foreclosure Charges Nil, Part Payment Permitted

General Information:-
Loan Amount: Rupees 15 Lacs to 75 Lacs
Rate of Interest (APR): 11.29% to 20%
Repayment Tenor: 12 Months to 60 Months
Processing Fees: 1% -2.5%
Prepayment/ Forclosure: After 12 Months to 5% of Loan Amount
Illustration: Rs. 1 Lac loan on @12% with processing Fees for 60 Months comes to Rs. 1,33,466/-
Equated Monthly Instalment shall be: Rs. 2,224/- only.

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