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Personal Loan from Axis Bank

Axis Bank Personal Loan
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AXIS Bank Personal Loans offers a wide range of financial products to their customers to meet their Immediate financial requirements through LoanMoney. Being the third largest private sector bank in India, the institution also offers Personal Loans to their customers for various purposes like Travel & Tourism, Home Renovation, Medical Emergencies, Balance Transfer, Wedding Expenditure etc.

AXIS Bank provides hassle-free Personal Loan facilities for both salaried and self employed individuals at attractive interest rates. Its benefits include simple procedure, minimal documentation along with the balance transfer facility to escape higher interest rates of previous loans. AXIS bank is known as a fast and aggressive lender when it comes to personal loans.

  • AXIS bank offers loans from Rs. 50,000 to Rs. 15,00,000
  • The tenure for repayment can vary from 12-60 months
  • The bank offers easy interest rates with simplified procedure


Quick Form for Personal Loan in Delhi NCR Click here...


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  Salaried Self Employed Professional
Age 21 - 58 25 - 65 23 -65
Loan Amount 1 - 15 Lacs 1-20 Lacs 1-20 Lacs
Tenure  12 - 60 MONTH 12-60 12-60
Rate of Interest / APR [Annual Percentage Rate] 10.99% to 18% {As per Company Category & Salary} 14% to 20%
Eligibility
  • Max Personal Loan Amount is upto `'15 - 20 times of Net Take home salary Per Month
  • MNC's rate of Interest Discount.
  • Best Loan Amount on Net Take Home Salary assured.
  • Repayment of Total amount [Illustrative] on Rs. 1 Lac loan on @14% with processing Fees for 60 Months comes to Rs. Rs. 1.41 Lacs

Upto 70% of EBIDT as EMI

* Loan Eligibility highest 
* Cheapest Rate of Interest 
* Fastest Processing 
* Minimum Annual Net Profit: 2 Lacs must
  Salaried Self Employed Professional
Age 21 - 58 25 - 65 23 -65
Loan Amount 1 - 15 Lacs 1-20 Lacs 1-20 Lacs
Tenure  12 - 60 MONTH 12-60 12-60
Rate of Interest / APR [Annual Percentage Rate] 10.99% to 18% {As per Company Category & Salary} 14% to 20% 10.00% to 14%
Processing Fees 1.25% - 2% 1 - 2% 1 - 1.5%
Special Anytime Full or Partial Loan Closure Charges: - Nil Max loan on Income Best Rates in Industry
Documentation Address Proof, Identity P`roof & Income Proof Address Proof; Identity Address Proof, Identity Proof & Income Proof
Eligibility
  • Max Personal Loan Amount is upto `'15 - 20 times of Net Take home salary Per Month
  • MNC's rate of Interest Discount.
  • Best Loan Amount on Net Take Home Salary assured.
  • Repayment of Total amount [Illustrative] on Rs. 1 Lac loan on @14% with processing Fees for 60 Months comes to Rs. Rs. 1.41 Lacs

Upto 70% of EBIDT as EMI

* Loan Eligibility highest 
* Cheapest Rate of Interest 
* Fastest Processing 
* Minimum Annual Net Profit: 2 Lacs must

Axis Bank Personal Loan Eligibility in Delhi NCR through Loanmoney

Loanmoney will help you to achieve all your financial goals from Axis Bank Personal Loan. With Personal Loan EMI Calculator you can calculate your monthly installments process before you apply for a Personal Loan and have a definite estimate of your monthly payments well in advance. Quick Form for Personal Loan in Delhi NCR Click here

Axis Bank Personal Loan Eligibility Criteria for Salaried Individuals:

  • Minimum age of applicant: 21 years
  • Maximum age of applicant at loan maturity: 58 years
  • Minimum Net Monthly Income: Rs 15,000
  • Loan Amount Offered: Rs 1 lakh to Rs. 15 Lakhs
  • Minimum Service Period With Current Employer: One Year

Axis Bank Personal Loan Eligibility Criteria for Self Employed Individuals:

  • Minimum age of applicant: 24 years
  • Maximum age of applicant at loan maturity: 65 years
  • Minimum Net Annual Income: Rs 2, 00,000
  • Loan Amount Offered: Rs 1 lakh to Rs. 15 lakh
  • Minimum Work Experience in Current Business/Profession: Three Years

Besides this, the CIBIL score of the applicant plays a major role in the loan application approval.

Know more about Axis Bank Eligibility Click Here...

Know more About Axis Bank Personal Loan

Axis Bank Personal Loan Features & Benefits in Delhi/NCR
Axis Bank Personal Loan Eligibility & Documentation in Delhi/NCR
Axis Bank Personal Loan Interest Rates and Charges in Delhi/NCR
Axis Bank Personal Loan Frequently Asked Questions (FAQ) in Delhi/NCR


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Axis Bank Personal Loan Frequently asked questions (FAQ) in Delhi NCR through LoanMoney

Have a Question regarding Personal Loans? Check out Frequently Asked Questions about Personal Loans. Find the answers to all your Personal Loan queries and Get your clarification right here.

Are there any charges or fee payable for availing Axis Bank Personal Loans?
An upfront fee called the processing fee or processing charge is payable by the applicant when he applies for the Personal Loan. This is a non-refundable fee payable on application. The rate of the processing fee ranges from 1.5% to 2% of the amount of loan sanctioned exclusive of applicable service tax.

What is the period of repayment granted by the bank for Axis Bank Personal Loans?
Axis Bank grants a tenure ranging from 1 year to 5 years. The applicant can choose any repayment tenure as long as it is within this available range of tenure for Axis Bank Personal Loan LoanMoney.

Is the option of foreclosing the Axis Bank Personal Loan allowed under the Personal Loan scheme?
Ans: The statement would depict any dues remaining and they should be cleared. Once the dues are completely cleared off,   Axis Bank Personal Loan can be foreclosed. There would be no inherent charges when the applicant opts for foreclosing the Personal Loan taken. Any existing dues in respect of the loan would have to be cleared first. The applicant can check the outstanding balance of his loan by requesting a foreclosure statement.

Why to take personal loan from Axis Bank?
LoanMoney offers Personal Loan from Axis Bank at 11.25% rate with the lowest EMI of Rs. 2,187 per lakh. If you are paying EMI more than this then you can opt for balance transfer and relocate your Personal Loan to Axis Bank.

How much interest is charged by Axis Bank on personal loan?
LoanMoney offers Personal loan interest rates from Axis Bank are 11.25% to 24.00%.

What is the lowest EMI per lakh on personal loan from Axis Bank?
If you apply for loan from LoanMoney for Axis Bank Personal Loan, your lowest EMI per lakh will be Rs. 2,187.

What is the minimum and maximum tenure of Axis Bank Personal Loan
You can repay your Axis Bank Personal Loan n a flexible period of minimum 12 months to maximum 60 months.

How much Personal Loan amount I can borrow from Axis Bank?
Axis Bank offers you loan if you need a minimum amount of Rs. 50,000 to a maximum amount of 1,500,000.

How much processing fee is charged by Axis Bank on personal loan?
Axis Bank charges a processing fee of 2% to 3% with applicable service tax.

Is age an eligibility factor to get Personal Loan from Axis Bank?
Yes, age is an important eligibility factor to get Axis Bank Personal Loan It should be at least 21 years old at loan approval time and 60 years old at loan maturity time.

Are there any prepayment charges on personal loan from Axis Bank?
You can take personal loan from Axis Bank with Prepayment charges vary by year: 2nd year - 4%; 3rd year - 3%, after 3 years - 2%.

Can I add my spouse's income while applying for personal loan from Axis Bank?
You can combine your income with the income of your spouse to increase your loan eligibility and to get higher loan amount.

Read more About Axis Bank Personal Loan Frequently Asked Questions (FAQs) Click Here...

Know more about Axis Bank Personal Loan in Delhi NCR through LoanMoney

Axis Bank Personal Loan Features & Benefits in Delhi/NCR
Axis Bank Personal Loan Eligibility & Documentation in Delhi/NCR
Axis Bank Personal Loan Interest Rates and Charges in Delhi/NCR
Axis Bank Personal Loan Frequently Asked Questions (FAQ) in Delhi/NCR


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Axis Bank Personal Loan Documentation in Delhi NCR through LoanMoney 

LoanMoney will help you to achieve all your financial goals from Axis Bank Personal Loan. With Personal Loan EMI Calculator you can calculate your monthly installments process before you apply for a Personal Loan and have a definite estimate of your monthly payments well in advance. Quick Form for Personal Loan in Delhi NCR Click here

Documents required for Axis Bank Personal Loan through LoanMoney

  • The income of the individual should be a minimum of Rs.15, 000 for availing a loan.
  • Signature Verification proof verifying the signature of the applicant.
  • Application Form which needs to be filled completely stating the necessary details like the personal details, occupational details, income details, etc.
  • Recent photographs
  • Age proof specifying the exact age of the individual. The document is required to make sure that the applicant falls in the age group of 21-60 years as specified in the eligibility list.
  • ID proof proving the identity of the individual
  • Income proof showing the net income of the individual. The income of the individual should be a minimum of Rs.15, 000 to be eligible for availing a loan.
  • Bank statement which shows the banking activities of the applicant and helps in building the creditworthiness of the individual.
  • Residence proof which shows the address of the individual. Quick Form for Personal Loan in Delhi NCR Click here

Post-sanction / Pre-Disbursement Documentation

The bank requires other documents after sanctioning the loan and before disbursing the amount. The documents are as follows:

  • Security Cheques required for SI and ECS
  • Loan Agreement duly signed by the customer
  • Documentary proof required from customers may vary from case to case.
  • Qualification or Registration Proof required for doctors, architects, CAs, ICWAs, CS, MBA Consultant, Engineers.

Read more about Axis Bank Personal Loan Documentation Click Here...

Know more about Axis Bank Personal Loan in Delhi NCR through LoanMoney

Axis Bank Personal Loan Features & Benefits in Delhi/NCR
Axis Bank Personal Loan Eligibility & Documentation in Delhi/NCR
Axis Bank Personal Loan Interest Rates and Charges in Delhi/NCR
Axis Bank Personal Loan Frequently Asked Questions (FAQ) in Delhi/NCR


Click Here to Apply

Axis Bank Personal Loan interest rates in Delhi NCR through LoanMoney

LoanMoney has clearly explained about Axis Bank Personal Loan Interest rate. If you want to apply for Axis Bank Personal Loan with the lowest interest rates as applicable to your unique credit profile, LoanMoney can guide you through the entire application process and match you with the best offered interest rates suited to your credit needs. Quick Form for Personal Loan in Delhi NCR Click here

Interest Rates & Charges

  • Rate of Interest: 10.99% to 20%
  • Loan Processing Charges: 1.50% to 2.00% + Service Tax as applicable
  • Cheque Bounce Charges: Rs. 500 per cheque bounce + Service Tax as applicable
  • Cheque/ Instrument Swap charges: Rs.500 per instance + Service Tax as applicable
  • Prepayment/ Foreclosure Charges: Nil
  • Default Interest Rate: @24.00% per annum i.e 2% per month on the overdue installment
  • Duplicate Statement Issuance Charges: Rs 250 per instance + Service Tax as applicable
  • Duplicate Amortization Schedule Charges: Rs 250 per instance + Service Tax as applicable
  • Duplicate Interest Certificate: Rs 250 per instance + Service Tax as applicable

(Provisional/ Actual) issuance Charges

  • Cibil Report Issuance Charges
  • Rs. 50/- per instance per set+ service tax as applicable
  • Stamp Duty Charges
  • As per State Stamp Act
  • Issuance Charges for Photocopy of Loan Agreement/ Documents   Rs 250 per instance + Service Tax as applicable. Quick Form for Personal Loan in Delhi NCR Click here

Know more about Axis Bank Interest Rates & Charges Click Here...

Know more about Axis Bank Personal Loan in Delhi NCR through LoanMoney

Axis Bank Personal Loan Features & Benefits in Delhi/NCR
Axis Bank Personal Loan Eligibility & Documentation in Delhi/NCR
Axis Bank Personal Loan Interest Rates and Charges in Delhi/NCR
Axis Bank Personal Loan Frequently Asked Questions (FAQ) in Delhi/NCR


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About Axis Bank Personal Loan

Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. Axis Bank is one of the first new generation private sector banks to have begun operations in 1994.

The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India), Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. The share holding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003.


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Features of Axis Bank Personal Loan

Axis Bank Personal Loan Features in Delhi NCR through LoanMoney

LoanMoney is one of the top Personal Loan providers from Axis Bank in Delhi/NCR, as LoanMoney aim to give personal attention to each Personal Loan applicant LoanMoney ensures that Personal Loan facilitation from Axis Bank and approval process for each applicant is fast tracked without any unnecessary delays. The Features and Benefits are mentioned below. Quick Form for Personal Loan in Delhi NCR Click here

The Interest rates for Axis Bank Personal Loan is allocated according to the customer's salary, the amount being borrowed, Personal Loan tenure and other criteria that differ from one lender to another.

To ease the burden of paying off the Personal Loan immediately, you may opt for the EMI (Equated Monthly Installment) facility. The repayment tenure can range from anywhere between 12 to 60 months.Best rates are made available for all customers There are plenty of benefits when it comes to avail Axis Bank Personal Loans. You can transfer your existing Personal Loans at higher Interest rates to Axis Bank as well. The documentation process is easy and simplified. There are no extraordinary documents required for application and the list of documents required at the time of application and also post sanction of the Axis Bank Personal Loan is easily available for customers. 

Axis Bank Personal Loans are available in the range of Rs.50, 000 to Rs.15 lakhs. So individuals can avail a Personal Loan for any amounts from Rs.50, 000 up to a maximum limit of Rs.15 lakhs.  LoanMoney is one of the top Personal Loan providers in Delhi /NCR, as they aim to give personal attention to each Personal Loan applicant. Unlike many other banks, Axis Bank makes sure that Personal Loan facilitation and approval process for each applicant is fast tracked without any unnecessary delays. Quick Form for Personal Loan in Delhi NCR Click here

  • Highest Quantum of Personal Loan: The quantum of Personal Loan offered by Axis Bank is highest in its class; with an upper limit of Rs 15 Lakhs.
  • Competitive Interest Rates: Loanmoney offers the best interest rates from Axis Bank with quick Personal Loan approval. The LoanMoney offers Personal Loans from Axis Bank at a competitive interest rate ranging from 10.99% to 20%.
  • Zero Prepayment/Foreclosure Charges: Loanmoney offers no prepayment or foreclosure charges for Axis Bank Personal Loans.
  • EDGE loyalty Benefits: LoanMoney offers EDGE loyalty points on Personal Loans from Axis Bank  which can be redeemed for cash surplus and discounts.
  • Online Personal Loan Account Facility: Loanmoney offers Statement of Account, Personal Loan repayment schedule or interest certificate for all customers through mail for Axis Bank Personal Loan.
  • Multiple Repayment Options: Loanmoney offers a number of options to make EMI payments including Electronic Clearing Services or ECS and Post Dated Cheques for Axis Bank Personal Loan.  Quick Form for Personal Loan in Delhi NCR Click here

Know more about Axis Bank Personal Loan in Delhi NCR through LoanMoney

Axis Bank Personal Loan Features & Benefits in Delhi/NCR
Axis Bank Personal Loan Eligibility & Documentation in Delhi/NCR
Axis Bank Personal Loan Interest Rates and Charges in Delhi/NCR
Axis Bank Personal Loan Frequently Asked Questions (FAQ) in Delhi/NCR


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Special Features & Benefits of Axis Bank

      Axis bank’s personal loans will give you a helping hand meet all your personal requirements.

    • Loans available for salaried individuals
    • Loans are available from Rs 50,000/- to Rs 20,00,000/-
    • Repayment tenures from 12 to 60 months
    • Best in Class Rate of Interest
    • Loans at higher rates can be transferred to Axis Bank with our Balance transfer facility.
    • Simplified documentation.
    • Simple procedure, minimal documentation and quick approval
Apply Axis Bank Personal Loan

Personal Loan

It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.
About Personal Loan Compare PL Interest Rate Apply Now for Personal Loan

Home Loan

Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.
About Home Loan Compare HL Interest Rate Apply Now for Home Loan

Loan Against Property

Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.
About Loan Against Property Compare LAP Interest Rate Apply Now for LAP

Business Loan

A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.
About Business Loan Compare BL Interest Rate Appy Now for Business Loan
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