Personal Loan from Induslnd Bank

Induslnd Bank Personal Loan

Presenting IndusInd Bank Personal Loans. Now you don’t have to wait to fulfil your dreams. Be it renovating your home, going on your dream vacation or buying your special someone that coveted gift, count on us to make it happen. In addition to the above, Induslnd Bank understand that the reasons for obtaining a personal loan can be numerous and varied. To cater to your specific requirements, IndusInd Bank offers you tailor-made personal loans in multiple categories.

LoanMoney help you to embark on your dream at the right time with IndusIndBank Personal Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.


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  Salaried Self Employed Professional
Age 21 to 58 yrs 25 yrs Onwards 25 Yrs
Loan Amount 1 lacs to 20 Lacs Upto 25 Lacs upto 25 Lacs
Tenure  12 - 60 Months 12- 36 Months 12 - 48 Months
Rate of Interest / APR [Annual Percentage Rate] 12.99% onwards 17% Onwards 17 - 19%
Processing Fees 999-2 % 2% of Loan Amount Plus Service Tax 2 %
Special Easy Documentation Quick Loan disbursal Normal or Overdraft
Documentation Income Proof, Address and Identity proof Balance Sheet & ITR 3 yrs BS, P&L , ITR and Banking
Eligibility
  • Repayment of Total amount [Illustrative] on Rs. 1 Lac loan on @14% with processing Fees for 60 Months comes to Rs. Rs. 1.41 Lacs

< 50k salary =FOIR of 50%

>50k salary  =FOIR of 70%


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Proof of identity: Passport / driving license / voters ID / PAN card /card issued by UIDAI containing the details of name, photograph, address and Aadhaar number

Proof of residence: Any utility bill (should not be >3 months old)/ Any govt provided address proof like-voter id, passport/DL/

Proof of Income: Latest 3 months salary slip / salary certificate.

Bank Statements: Latest 3 months bank statement of salary account.


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Interest Rate very from 12.99% To 17%


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About IndusInd Bank Personal Loan

Commencing its operations in the year 1994, IndusInd Bank derives its name and inspiration from the Indus Valley Civilization - a culture described as one of the greatest in the ancient world combining a spirit of innovation with sound business and trade practices. IndusInd Bank has grown ceaselessly and dynamically as an organization driven by a sincere zeal to give its customers banking services and products at par with the highest quality standards in the industry.

IndusInd Bank stands tall today as one of the reputed banking brands in the country. The bank has been continuously investing in various advertising & marketing programs to enhance the brand image & recall. In an endeavor to emerge as best-in-class brand, IndusInd Bank has made 'Responsive Innovation' as a central theme of its brand building program. The Bank has combined responsiveness with innovation to launch a wide range of banking products and services which are unique, convenient and very relevant to Indian consumer.


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Features of Induslnd Bank Personal Loan

Minimum age at the time of application should be 21 years

Maximum age at personal loan maturity should be 60 years or retirement age whichever is earlier

Minimum NTH Salary should be Rs.25000

Should have completed minimum 2 years in employment and minimum 1 year in the current company

Should have completed minimum 1 year of stay at the current residence, if rented


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Special Features & Benefits of Induslnd Bank

Maximum eligibility 

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