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loan from punjab and sind bank

LoanMoney's Partner -- Punjab and Sind Bank

Personal Loan

Punjab & Sind Bank (P&SB) is a major Public Sector bank in Northern India and working 100% on CBS platform. Government shareholding is 81.42%. Of its 1320 branches and 800 ATM spread throughout India, 530 Branches are in Punjab state. P&SB corporate headquarters is in New Delhi. P&SB provides personal loan for any genuine personal credit requirement. Read on to learn about the eligibility and documentation requirements for the loan you avail.

Punjab and Sind Bank was established with the idea to uplift the poor. It was founded to help the weaker section of the society and to raise their standard of life. Punjab and Sind Bank offers personal loan for those who have genuine personal credit requirement. The repayment term is 60 months and a third party guarantor or a mutual guarantor of guarantee of spouse is required to avail the loan. The maximum loan amount offered for personal loan is Rs.3 lakhs.

LoanMoney help you to embark on your dream at the right time with Punjab and Sind Bank Personal Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.

Punjab and Sind Bank Personal Loan Features & Benefits in Delhi/NCR
Punjab and Sind Bank Personal Loan Eligibility & Documentation in Delhi/NCR
Punjab and Sind Bank Personal Loan Interest Rates and Charges in Delhi/NCR
Punjab and Sind Bank Personal Loan Frequently Asked Questions (FAQ) in Delhi/NCR

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Home Loan

Punjab and Sind Bank Housing Loan Scheme is granted for the purpose of house construction or purchase of a new house or flat or even for the purpose of repair, renovation or extension of an already existing house.

Home Loan EMI (or equated monthly instalment) is a fixed amount of money paid by you to Punjab and Sind Bank against the loan taken. This is towards repayment of your loan to the bank. Every month, it is due on a fixed day of the month till your loan is fully paid back.

With Punjab and Sind Bank offering Home Loans with loan tenure upto 30 years, the loan EMI can be as low as Rs. 787 per lakh, to make it more affordable and convenient to meet your needs. Lowest Rate of interest offered by Punjab and Sind Bank on Home Loan is 8.75%.

Punjab and Sind Bank Home Loan Features & Benefits in Delhi/NCR
Punjab and Sind Bank Home Loan Eligibility & Documentation in Delhi/NCR
Punjab and Sind Bank Home Loan Interest Rates and Charges in Delhi/NCR
Punjab and Sind Bank Home Loan Frequently Asked Questions (FAQ) in Delhi/NCR

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Loan Against Property

Punjab and Sind Bank offers Loan Against Property to the customers if they need to expand their business or want money for personal use. The loan is given upto 50% of the market’s value for tenure of 12 years.

Floating rates changes with a single change in Punjab and Sind Bank MCLR rate in your loan tenure. You should go for floating rates if you can take the risk of hike in Interest Rates.

Punjab and Sind Bank Loan Against Property Features & Benefits in Delhi/NCR
Punjab and Sind Bank Loan Against Property Eligibility & Documentation in Delhi/NCR
Punjab and Sind Bank Loan Against Property Fees and Charges in Delhi/NCR
Punjab and Sind Bank Loan Against Property Frequently Asked Questions (FAQ) in Delhi/NCR

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Business Loan

Punjab and Sind Bank offers Business Loan to individuals so that they can fulfil their dream and get personalized solutions and services. Punjab and Sind Bank offers Business Loan suitable to a wide class of individuals.

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Punjab and Sind Bank MCLR Rate in Delhi/NCR

The following MCLR rates are applicable for new loans sanctioned w.e.f. 04.01.2017 to next review.

TENOR

RATE OF INTEREST (%)

Overnight MCLR

8.60

One Month MCLR (More than overnight upto 1 month)

8.60

Three Month MCLR (More than 1 Month and upto 3 Months)

8.65

Six Month MCLR (More than 3 Months and upto 6 Months)

8.70

One Year MCLR (More than 6 Months and upto 1 Year)

8.75

Three Year MCLR (More than 1 Year and upto 3 Years) 

8.95

Five Year MCLR (More than 3 Years) 

9.10 

About Punjab and Sind Bank

Punjab and Sind Bank was in the year 1908, when a humble idea to uplift the poorest of poor of the land culminated in the birth of Punjab & Sind Bank with the far-sighted vision of luminaries like Bhai Vir Singh, Sir Sunder Singh Majitha and Sardar Tarlochan Singh. They enjoyed the highest respect with the people of Punjab.

The bank was founded on the principle of social commitment to help the weaker section of the society in their economic endeavours to raise their standard of life.

Decades have gone by, even today Punjab & Sind Bank stands committed to honor the social commitments of the founding fathers.

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Loan Application

 

It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.

 

Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.

 

Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.

 

A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.

Different Purposes for Personal Loan through LoanMoney

Marriages are made in heaven and its celebration is one of the happiest and memorable events for married couples and their families. Wedding loan is available to people looking to meet their wedding expenses in order to make the wedding a grand success.
Debt consolidation/ Financial Restructuring is a process to streamline one’s financial stability and debt. Thus by consolidating many small debts with one debt, one gets favourable payment off terms and lower burden of EMI.
Home is the place where your story generates. Home Renovation Loans are designed for the purpose of renovating a house and can be taken by a person who owns the property to be renovated.
A Medical Loan is extended by a bank or a financial institution under the category of personal loans. A medical loan can be used for multiple emergency purposes such as an operation, surgery, procedure, therapy or for any concern related to health.
The Education Loanaims at providing financial support from the bank to deserving/ meritorious students for pursuing higher education in India and abroad. Students enrolled in career-oriented courses e.g. medicine, engineering, management etc, can avail this.
Balance transfer is the process where a customer transfers his outstanding principal amount to another bank or financial institute primarily for a better rate of interest and also for better features. Balance transfer reduces your interest rates and finally ensure saving.
Travel loan is a kind of Personal Loan that you can apply while planning a travel. It can help to cover the costs associated with your holiday, such as airfares, accommodation, hotel fares, tour packages, travel gears/accessories, or any other type of expenses associated with your travel.
The Credit Card Payment Loan is designed to allow you to take control of your finances and pay your credit cards off faster. This is made possible by consolidating your high-interest card balances into one monthly payment at a fixed rate and term.

Disclaimer: LoanMoney is not a Loan Providing Organization. We are facilitating the Loan Process from various Banks & NBFC. The rate, eligibility criteria, term & conditions of various banks are subject to change as per bank discretion. We try our best to keep the data up-to-date, but we can't guarantee the accuracy of data provided in this site. LoanMoney help you to embark on your dream at the right time with many Banks/NBFC's Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.

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