Can I use RBL Bank Home Loan to buy a plot of land?
No. The bank offers housing loans only for buying residential property, whether old, new or under construction.
Does RBL Bank allow transfer of home finance from another bank?
Yes. The bank’s Home Loan Balance Transfer plan allows you to transfer your loan from another bank to RBL. You can also get top-up on the loan amount transferred.
What is the Loan-To-Value (LTV) ratio of RBL Bank’s home loans?
You can get up to 90% financing for loan requests of less than Rs. 20 lakh, 80% for Rs. 20 lakh to Rs. 75 lakh, and 75% for loans greater than Rs. 75 lakh.
Can my husband and I apply for a joint loan?
Yes, you can club your incomes and apply for a joint loan. Up to 3 individuals can take a loan together. You can apply together even if one of you is salaried and others are self-employed. Joint applications are allowed mainly when the applicants are directly related to each other or are partners in a firm or company.
Home Extension Loan is useful when you want to add more space to your existing home. We make it easy for you to extend your existing residential property as per your requirements. You often renovate your home to suit your changing needs. This loan can be used to carry out repairs / improvements within your existing owned residential properties.
Personal loans are taken primarily for fulfilling your personal aspirations such as vacation, a perfect wedding, home renovation or a much desired gadget. In addition to being relatively easy to apply for, personal loans are unsecured loans which means that you don't need any collateral to take this loan. They are one of the simplest form of loans with customer-friendly repayment terms.
A sudden requirement of funds is an unavoidable circumstance of business or personal life. Whether a personal necessity (hospitalization, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments.
In this context, it is pertinent to consider an invaluable alternative source of finance known as Loan Against Property (LAP). This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinizing the validity of the said property and its current market value.
Running a business is not easy. You have to constantly think of ways and means to keep it going and growing. As a part of the growth plan, you require financing for expanding operations or to buy new equipment or inventory or simply increase the working capital. To help you with your financing needs we offer Business Loans that will help your business grow.
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