South Indian Bank Personal Loan - Features & Benefits

(i) Individual Loans

Individuals permanently employed in reputed companies / firms / organisations / Govt. service having remaining period of service equal to the repayment period.

Practicing / employed Doctors – having professional Medical Degree

Business men

Other categories having sufficient income /IT Return and who are capable of remitting EMIs.

NRIs

(ii) Group Loans to permanent employees of GOI and State Government , PSUs, Blue Chip companies and reputed institutions etc

Maximum quantum of loan

Maximum Rs. 3.00 lakh

Salaried persons : 15 times of the monthly net salary excluding the proposed loan deductions subject to a maximum of Rs.3.00 lacs.

Persons engaged in business/profession and filing IT Returns : Equal to the annual income declared as per the latest IT Return (without considering capital gains) subject to a maximum of Rs.3.00 lacs.

Persons traveling abroad on employment contract : 75% of total expenses / 5 times of monthly salary whichever is lower as per contract terms subject to a maximum loan of Rs. 3.00 lacs.

NRIs : 50% of the average annual remittance to their NRI account /spouse’s domestic account (excluding bulk remittance) subject to a maximum loan of Rs. 3.00 lacs.

Persons who do not come under the tax bracket and gives a declaration to that effect : Equal to the annual income declared by the applicant supported by appropriate documents to the satisfaction of the Branch Manager, subject to a maximum loan of Rs.3.00 lac

South indian bank Personal Loan in Delhi/NCR through LoanMoney

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