An individual applying for a Union Personal Loan should meet the following eligibility criteria:
The applicant should be a salaried employee having a regular steady source of income.
The applicant must have a salary account with the bank
The residual service tenure of the applicant should be sufficient enough to complete the loan repayment with one year to retirement.
An Identity Proof which can be any one of the documents like Passport, PAN Card, Employee Identity Card or any other valid Identity Proof
An address Proof which can be any one document from among the telephone bill, electricity bill, ration card or any other valid proof
A proof of income which can be the last one year’s Income Tax Return or Form 16 or Letter from the Employer or last 6 months’ salary slip
Ay proof of outgoes like loan repayment statement, LIC policy or any other valid outgo proof
Any other document if required as per the Application Form
Home Extension Loan is useful when you want to add more space to your existing home. We make it easy for you to extend your existing residential property as per your requirements. You often renovate your home to suit your changing needs. This loan can be used to carry out repairs / improvements within your existing owned residential properties.
Personal loans are taken primarily for fulfilling your personal aspirations such as vacation, a perfect wedding, home renovation or a much desired gadget. In addition to being relatively easy to apply for, personal loans are unsecured loans which means that you don't need any collateral to take this loan. They are one of the simplest form of loans with customer-friendly repayment terms.
A sudden requirement of funds is an unavoidable circumstance of business or personal life. Whether a personal necessity (hospitalization, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments.
In this context, it is pertinent to consider an invaluable alternative source of finance known as Loan Against Property (LAP). This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinizing the validity of the said property and its current market value.
Running a business is not easy. You have to constantly think of ways and means to keep it going and growing. As a part of the growth plan, you require financing for expanding operations or to buy new equipment or inventory or simply increase the working capital. To help you with your financing needs we offer Business Loans that will help your business grow.
LaonMoney is an Authorized Direct Selling Agents of various National, Multinational and Non Banking Financial Companies for promoting their sales for asset division. Feel free to contact us at firstname.lastname@example.org or +91-8130 222 111 for Transparent and Fastest Processing of Loan.
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