Why Choose United Bank of India Personal Loan?
United Bank of India offers personal loans designed to meet any personal requirement an individual could have. The need for money can often impact our lives adversely, lowering overall quality and leading to stagnation. The way we live depends on how well we can satisfy our needs, and the inability to fulfil such needs can pull us back, this is where Personal Loans offered by United Bank of India can come to the rescue. These loans ensure that a special occasion, necessary home needs or even a vacation are not just figments of imagination, turning dreams into reality.
United Bank has tried to keep the interest of their customers first, offering hassle free financial solutions to them, which include personal loans as well. Their zeal to aid the development of India highlights the value they place on the needs of an individual which is reflected in their service and dedication.
Features of United Bank of India Personal Loan
Personal Loans offered by United Bank of India come with a host of features, some of which are mentioned below.
Multipurpose loans – Personal loans offered by United Bank of India can be used for any purpose, be it medical expenses, home repairs, vacations or any social need. There is no restriction on the use of such loans.
Competitive Interest Rates – United Bank offers personal loans at extremely competitive rates, keeping the welfare of the borrower in mind.
Long Repayment Period – Personal loans offered by United Bank have long repayment periods, extending up to 48 months for pensioners and 36 months for others, ensuring the borrower has sufficient time to clear the loan.
Loan for pensioners – United Bank of India offers personal loans to pensioners as well, providing them with an opportunity to meet obligations even after retirement.
High Loan Amount – Salaried individuals can obtain personal loans up to Rs. 3 lakh or their salary for 10 months, whichever is lower. Pensioners can obtain personal loans up to Rs. 2 lakh.
Zero Margin – Personal loans offered to pensioners have zero margin.
Hassle Free – The personal loan process followed by United Bank of India is quick and hassle free, provided the applicant is eligible for it.
Low Documentation and Processing Fee – United Bank of India charges extremely low documentation and processing charges.
Home Extension Loan is useful when you want to add more space to your existing home. We make it easy for you to extend your existing residential property as per your requirements. You often renovate your home to suit your changing needs. This loan can be used to carry out repairs / improvements within your existing owned residential properties.
Personal loans are taken primarily for fulfilling your personal aspirations such as vacation, a perfect wedding, home renovation or a much desired gadget. In addition to being relatively easy to apply for, personal loans are unsecured loans which means that you don't need any collateral to take this loan. They are one of the simplest form of loans with customer-friendly repayment terms.
A sudden requirement of funds is an unavoidable circumstance of business or personal life. Whether a personal necessity (hospitalization, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments.
In this context, it is pertinent to consider an invaluable alternative source of finance known as Loan Against Property (LAP). This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinizing the validity of the said property and its current market value.
Running a business is not easy. You have to constantly think of ways and means to keep it going and growing. As a part of the growth plan, you require financing for expanding operations or to buy new equipment or inventory or simply increase the working capital. To help you with your financing needs we offer Business Loans that will help your business grow.
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