United Bank of India Personal Loan - Features & Benefits

Why Choose United Bank of India Personal Loan?

United Bank of India offers personal loans designed to meet any personal requirement an individual could have. The need for money can often impact our lives adversely, lowering overall quality and leading to stagnation. The way we live depends on how well we can satisfy our needs, and the inability to fulfil such needs can pull us back, this is where Personal Loans offered by United Bank of India can come to the rescue. These loans ensure that a special occasion, necessary home needs or even a vacation are not just figments of imagination, turning dreams into reality.

United Bank has tried to keep the interest of their customers first, offering hassle free financial solutions to them, which include personal loans as well. Their zeal to aid the development of India highlights the value they place on the needs of an individual which is reflected in their service and dedication.

Features of United Bank of India Personal Loan

Personal Loans offered by United Bank of India come with a host of features, some of which are mentioned below.

Multipurpose loans – Personal loans offered by United Bank of India can be used for any purpose, be it medical expenses, home repairs, vacations or any social need. There is no restriction on the use of such loans.

Competitive Interest Rates – United Bank offers personal loans at extremely competitive rates, keeping the welfare of the borrower in mind.

Long Repayment Period – Personal loans offered by United Bank have long repayment periods, extending up to 48 months for pensioners and 36 months for others, ensuring the borrower has sufficient time to clear the loan.

Loan for pensioners – United Bank of India offers personal loans to pensioners as well, providing them with an opportunity to meet obligations even after retirement.

High Loan Amount – Salaried individuals can obtain personal loans up to Rs. 3 lakh or their salary for 10 months, whichever is lower. Pensioners can obtain personal loans up to Rs. 2 lakh.

Zero Margin – Personal loans offered to pensioners have zero margin.

Hassle Free – The personal loan process followed by United Bank of India is quick and hassle free, provided the applicant is eligible for it.

Low Documentation and Processing Fee – United Bank of India charges extremely low documentation and processing charges.

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